135 Toynbee Trail, Toronto, ON
Guildwood, Toronto · MLS® E13058276
About this home
Nestled in the heart of Guildwood, this detached bungalow offers a rare opportunity to become part of one of Toronto's most cherished and tightly connected communities. Perched atop the Scarborough Bluffs, Guildwood is known for its mature tree-lined streets, exceptional parks, top-rated schools, and the kind of small-town atmosphere that has become increasingly difficult to find within the city. It's a neighbourhood where children still walk to school through the parks, neighbours know one another by name, and families often stay for generations. Set on a generous lot in a quiet residential pocket, the home is thoughtfully designed to provide comfort, flexibility, and room to grow. Large windows fill the principal living spaces with natural light, creating a bright and welcoming environment throughout the day. The main floor features three bedrooms and functional living and dining areas that provide an excellent foundation for family life, while still offering opportunities to personalize over time. The finished basement adds tremendous versatility, featuring a spacious recreation area, an additional bedroom, full bathroom, and separate entrance. Whether accommodating extended family, creating a private workspace, or exploring future income potential, the flexibility here is a significant advantage. Outside, the property offers private outdoor space with room for children to play, family gatherings, and gardening. The location is equally compelling. Minutes to Guildwood GO Station, waterfront trails and cycling trails, Guild Park, excellent schools, and everyday amenities, this is a community that continues to attract buyers seeking both lifestyle and long-term value. A rare opportunity to secure a detached home in one of Scarborough's most beloved neighbourhoods, where community, nature, and convenience come together in a way few places can offer.
Key facts
- Property type
- Detached, Bungalow
- MLS®
- E13058276
- Bedrooms
- 4 (3 + 1)
- Bathrooms
- 2
- Size
- 700-1100
- Lot
- 53.75 × 110.18 ft
- Cross streets
- Galloway Rd & Guildwood Parkway
- Parking
- 3 parking
- Basement
- Finished, Separate Entrance
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Block
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $4,577 / 2025
- Days on market
- 79
- Listing brokerage
- Signature Elite Realty Ltd.
Rooms
tile floor · eat-in kitchen · backsplash
tile floor · closet
broadloom · closet · above grade window
hardwood floor · closet · window
laminate · above grade window · fireplace
hardwood floor · double closet · window
tile floor · separate room
hardwood floor · large window · open concept
hardwood floor · closet · window
Concrete Floor
hardwood floor · open concept · combined w/living
Listed at $899,000, this home is about 5% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.
There were not many closely comparable homes right in Guildwood, so I widened the search to the surrounding area.
Based on 11 similar homes nearby, adjusted for size, beds, and baths.Median of 11 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $948K, a bit higher.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $775K
- Bedrooms +$30K
- Adjusts to $805K
That comparable adjusts to $805K; the $855K estimate above is the median of all 11 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
Its public catchment (Guildwood Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. 130 Westlake Rd - Guildwood Station is about a 5-minute walk away.
Total price vs nearby homes. Fair value about $855K, median of 11 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted.
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
- Income potential
- Value driver
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 4 closest active listings nearby.
See all comparable homesThis home lists 17% above the area average of $853/sqft.
78 days longer than the Toronto average (1 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Guildwood, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Many errands can be done on foot; a car still helps.
🚉 Nearest transit: 130 Westlake Rd - Guildwood Station, about 388 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $719,200 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,838
- Property tax
- $381
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,219
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $14,455
- Toronto municipal land transfer tax
- $14,455
- Estimated closing costs
- $28,910
Plus your down payment of $179,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $230,275
- Principal paid down
- $91,590
- Interest paid
- $138,685
- Balance remaining
- $627,610
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Signature Elite Realty Ltd.. MLS®/PropTx.