205 Hupfield Trail, Toronto, ON
Malvern, Toronto · MLS® E13065132
About this home
Welcome to this newly renovated Turn Key detached home located in a family friendly neighbourhood offering exceptional space and functionality perfect for big families! This home features a massive master bedroom with a 5 piece ensuite and has an extra space which can be created into a baby room, library or office room! The home comes with a LEGAL basement apartment with a separate entrance ideal for multi-generational living or buyers looking for rental income. The basement has a rare 3 bed 2 full bathroom apartment which can bring much more rental income than the average basement! NEW Furnace, A/C, Hot water tank and Roof! Enjoy a large backyard perfect for family gatherings, entertaining, or outdoor relaxation. Conveniently located just minutes from Highway 401, steps to the TTC bus public transit stop, Amazon warehouse and Canada post distribution centre! The local schools are all within walking distance which include Mary Shadd Public School, Sacred Heart Catholic School, and Lester B. Pearson Collegiate Institute, St.Mother Teresa Catholic Academy, as well as the University of Toronto Scarborough campus & Centennial college. Nearby amenities include a popular plaza at Morningside and finch, Toronto Zoo, parks, trails, Walmart, restaurants, grocery stores, and more. This is a move in ready home that offers ample living space at an unbeatable price in an unbeatable location!!!
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- E13065132
- Bedrooms
- 7 (4 + 3)
- Bathrooms
- 5 (1 half)
- Size
- 2500-3000
- Lot
- 36.08 × 104.98 ft
- Cross streets
- Morningside/Finch
- Parking
- 2 garage · 5 parking (attached)
- Driveway
- Private
- Basement
- Apartment, Finished, Separate Entrance, Walk-Up
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $5,203 / 2025
- Days on market
- 78
- Listing brokerage
- ROYAL LEPAGE IGNITE REALTY
Rooms
laminate · large closet · window
ceramic floor · window · w/o to deck
hardwood floor · window · separate room
laminate · large closet · window
hardwood floor · window · fireplace
5 pc ensuite · walk-in closet(s) · combined w/sitting
hardwood floor · french doors · window
laminate · large closet · window
Listed at $1,288,800, this home is tracking about 30% below a wider set of listings, though close matches were thin, so it is worth confirming with a precise CMA rather than reading it as a clear deal. The number above is my independent estimate of value, not the asking price.
There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.
Based on 23 similar homes nearby, adjusted for size, beds, and baths.Median of 23 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.35M, lower than the comparables and worth a second look.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $1.30M
- Size difference +$308K
- Bedrooms −$30K
- Adjusts to $1.58M
That comparable adjusts to $1.58M; the $1.83M estimate above is the median of all 23 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
The assigned public school is Lester B Pearson Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
On location, this is a very walkable address with everyday errands close by. Hupfield Trail at Overlord Cres East Side is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
Total price vs nearby homes. Fair value about $1.83M, median of 23 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Recent major systems: lower near-term capital costs, ask for the ages and any warranties.
- Primary suite: a key comfort and resale feature.
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
- Income potential
- Value driver
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 4 closest active listings nearby.
See all comparable homesThis home lists 26% below the area average of $638/sqft.
77 days longer than the Toronto average (1 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Malvern, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: Hupfield Trail at Overlord Cres East Side, about 124 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $1,031,040 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $5,502
- Property tax
- $434
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $5,936
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $22,251
- Toronto municipal land transfer tax
- $22,251
- Estimated closing costs
- $44,502
Plus your down payment of $257,760. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $330,121
- Principal paid down
- $131,303
- Interest paid
- $198,818
- Balance remaining
- $899,737
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE IGNITE REALTY. MLS®/PropTx.