87 Overture Road, Toronto, ON

West Hill, Toronto · MLS® E13082716

$724,900
For Sale
Listed 74 days ago
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4Bedrooms
2Bathrooms
3Parking
1100-1500Sq Ft

About this home

Welcome to this Charming and Conveniently Located Home Nestled in the Family Friendly Community of West Hill. This Corner Lot 2-Storey Semi-Detached, Solid All Brick Ready-To-Move-In Unit Features 3 Well-lit Bedrooms With Laminate Flooring All Throughout, Neutral Decor/Paint, Spacious Backyard & Huge Garden Shed. Includes Modern Kitchen With Ceramic Floors, Quartz Countertop And Lots Of Storage. Spacious Finished Basement Rec Room/Bedroom with 4-Pc Bath And Living Space Offers Separate Entrance Ideal for Rental Income Potential. A Great Opportunity Situated in a Convenient Location! Close to Schools, Parks, Stores, TTC Transit, Guildwood Go Station, and All Other Amenities.

Key facts

Property type
Semi-Detached, 2-Storey
MLS®
E13082716
Bedrooms
4 (3 + 1)
Bathrooms
2
Size
1100-1500
Lot
30.04 × 100.4 ft
Cross streets
Overture Rd/ Kingston Rd
Parking
3 parking
Driveway
Private
Basement
Finished, Separate Entrance
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Other
Roof
Other
Sewer
Sewer
Property tax
$3,016 / 2026
Days on market
74
Listing brokerage
RE/MAX REALTRON REALTY INC.

Rooms

BedroomBasement0.00 × 0.00 m
Living RoomMain5.03 × 3.35 m

laminate · large window · open concept

Living RoomBasement0.00 × 0.00 m
Dining RoomMain2.90 × 2.74 m

laminate · combined w/living · w/o to yard

Bedroom 2Second4.42 × 2.90 m

laminate · large window · walk-in closet(s)

Bedroom 3Second2.59 × 2.74 m

laminate · large window · closet

Primary BedroomSecond3.20 × 3.05 m

laminate · large window · overlooks backyard

KitchenBasement0.00 × 0.00 m
KitchenMain4.42 × 2.74 m

ceramic backsplash · quartz counter · stainless steel appl

Moe’s TakeTeam Asgarian · Broker
Below comparables
$1.01Mest. value

Listed at $724,900, this home is about 28% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

There were not many closely comparable homes right in West Hill, so I widened the search to the surrounding area.

Based on 9 similar homes nearby, adjusted for size, beds, and baths.Median of 9 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $648K, lower than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.06M
  • Bathrooms −$15K
  • Adjusts to $1.04M

That comparable adjusts to $1.04M; the $1.01M estimate above is the median of all 9 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Galloway Road Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.

List price
$725KGreat deal$1.06MOverpriced

Total price vs nearby homes. Fair value about $1.01M, median of 9 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Corner lot: more light and frontage, sometimes at the cost of privacy.
  • Income potential
  • Value driver
  • Weigh carefully
Comparable listingsCurrently listed nearby · asking prices
$999kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

25 Whiteleas Avenue$719k680 Woodbine Avenue$989k65 Orchardcroft Crescent$1000k136 Blantyre Avenue$1.14M47 Bellefair Avenue$1.15M

The 5 closest of 8 active listings nearby.

See all comparable homes
725kThis home719k989k1000k1.14M1.15MThis home vs active comparables
Live market pulseActive comparables in West Hill · median list $740K
$558this home / sqft
5active listings nearby
74days on market

This home lists 17% below the area average of $673/sqft.

69 days longer than the Toronto average (5 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

West Hill, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

0/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Clairlea-Birchmount
$699K
Pleasant View
$867K
The Beaches
$1.15M
Woodbine Corridor
$989K
Danforth
$1.10M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Galloway Road Public School
57%
Galloway Road Public SchoolPublic · Elementary · 0.3 km awayBelow the GTA average · 57% meet the provincial standard
Maplewood High SchoolEQAO results not published

Affordability & Mortgage

Affordability
$3,304/mo
$137KIncome needed
5.3×Price ÷ income
$762Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $3,304Property tax $251Total carry $3,555

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,095per month

Mortgage amount $579,920 · 4.14% over 25 years

$144,980Down payment (20.0%)
$579,920Loan before insurance
$0CMHC premium
$3,346Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,095
Property tax
$251
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,346

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$10,973
Toronto municipal land transfer tax
$10,973
Estimated closing costs
$21,946

Plus your down payment of $144,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,759/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$348,481Total interest paid
$928,401Total of all payments
Principal $579,920 Interest $348,481
YearPrincipalInterestBalance
1$13,586$23,550$566,334
2$14,154$22,982$552,181
3$14,746$22,390$537,435
4$15,363$21,773$522,072
5$16,005$21,131$506,067
6$16,675$20,461$489,392
7$17,372$19,764$472,020
8$18,099$19,037$453,921
9$18,856$18,280$435,066
10$19,645$17,491$415,421
11$20,466$16,670$394,955
12$21,322$15,814$373,632
13$22,214$14,922$351,418
14$23,143$13,993$328,275
15$24,111$13,025$304,163
16$25,120$12,016$279,043
17$26,171$10,965$252,873
18$27,265$9,871$225,607
19$28,406$8,730$197,201
20$29,594$7,542$167,607
21$30,832$6,304$136,775
22$32,122$5,014$104,654
23$33,465$3,671$71,188
24$34,865$2,271$36,323
25$36,323$813$0

At the end of your 5-year term

Total paid over the term
$185,680
Principal paid down
$73,853
Interest paid
$111,827
Balance remaining
$506,067

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
2.8%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.8%
Gross yield
− Property tax $3,016− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $20,148

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON REALTY INC.. MLS®/PropTx.

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