305-30 Thunder Grove, Toronto, ON

Agincourt North, Toronto · MLS® E13084716

$505,000
For Sale
Listed 73 days ago
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3Bedrooms
2Bathrooms
2Garage
1200-1399Sq Ft

About this home

Southeast corner unit, bright, functional spacious layout, walk to Woodside Square Mall, TTC, Library, Restaurants, and Groceries, Quick access to Highway 401 for easy commuting. The unit will be sold AS IS WHERE IS

Key facts

Property type
Condo Apartment, Apartment
MLS®
E13084716
Bedrooms
3 (2 + 1)
Bathrooms
2
Size
1200-1399
Cross streets
Mccowan & Finch
Parking
2 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Concrete
Maintenance
$1,359/mo
Exposure
South East
Property tax
$2,066 / 2025
Days on market
73
Listing brokerage
HARVEST REALTY LTD.

Rooms

LaundryGround3.45 × 2.28 m

Formal Rm

Bedroom 2Ground4.00 × 2.94 m

laminate · walk-in closet(s)

Dining RoomGround3.51 × 3.25 m

laminate · w/o to balcony · wainscoting

KitchenGround4.05 × 3.03 m

ceramic floor · ceramic backsplash · eat-in kitchen

Primary BedroomGround4.63 × 3.17 m

laminate · 4 pc ensuite · walk-in closet(s)

Living RoomGround6.25 × 3.64 m

laminate · combined w/solarium · l-shaped room

SolariumGround3.62 × 2.58 m

Laminate

Moe’s TakeTeam Asgarian · Broker
Below comparables
$597Kest. value

Listed at $505,000, this home is about 15% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $446K, lower than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $528K
  • Adjusts to $528K

That comparable adjusts to $528K; the $597K estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

Its public catchment (Percy Williams Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a very walkable address with everyday errands close by. McCowan Rd at Finch Ave East North Side is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$505KGreat deal$625KOverpriced

Total price vs nearby homes. Fair value about $597K, median of 5 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Sold as-is / needs work: budget for renovation, the price should reflect the condition.
  • Weigh carefully
Comparable listingsCurrently listed nearby · asking prices
$700kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

406-90 Fisherville Road$618k701-100 Canyon Avenue$595k504-23 Rean Drive$888k

The 3 closest active listings nearby.

See all comparable homes
505kThis home618k595k888kThis home vs active comparables
Live market pulseActive comparables in Agincourt North · median list $500K
$389this home / sqft
6active listings nearby
73days on market

This home lists 22% below the area average of $499/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Agincourt North, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

83/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: McCowan Rd at Finch Ave East North Side, about 102 m away

20+ transit stops6 grocery20+ dining6 parks6 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Banbury-Don Mills
$500K
Willowdale East
$441K
Willowdale West
$770K
Annex
$1.57M
Church-Yonge Corridor
$577K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Percy Williams Junior Public School
82%
Percy Williams Junior Public SchoolPublic · Elementary · 0.4 km awayAbove the GTA average · 82% meet the provincial standard
Henry Kelsey Senior Public SchoolEQAO results not published

Affordability & Mortgage

Affordability
$2,302/mo
$122KIncome needed
4.1×Price ÷ income
$531Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

60%mortgage
Mortgage $2,302Property tax $172Condo fee $1,359Total carry $3,832

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,156per month

Mortgage amount $404,000 · 4.14% over 25 years

$101,000Down payment (20.0%)
$404,000Loan before insurance
$0CMHC premium
$3,687Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,156
Property tax
$172
Condo / maintenance fees
$1,359
Heating
$0
Estimated monthly cost
$3,687

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,575
Toronto municipal land transfer tax
$6,575
Estimated closing costs
$13,150

Plus your down payment of $101,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,619/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$242,768Total interest paid
$646,768Total of all payments
Principal $404,000 Interest $242,768
YearPrincipalInterestBalance
1$9,464$16,406$394,536
2$9,860$16,011$384,675
3$10,273$15,598$374,403
4$10,702$15,168$363,700
5$11,150$14,721$352,551
6$11,616$14,254$340,934
7$12,102$13,768$328,832
8$12,608$13,262$316,223
9$13,136$12,735$303,087
10$13,685$12,185$289,402
11$14,258$11,613$275,144
12$14,854$11,017$260,290
13$15,475$10,395$244,815
14$16,123$9,748$228,692
15$16,797$9,074$211,895
16$17,500$8,371$194,395
17$18,232$7,639$176,163
18$18,994$6,876$157,169
19$19,789$6,082$137,380
20$20,617$5,254$116,763
21$21,479$4,392$95,284
22$22,377$3,493$72,907
23$23,313$2,557$49,593
24$24,289$1,582$25,305
25$25,305$566$0

At the end of your 5-year term

Total paid over the term
$129,354
Principal paid down
$51,449
Interest paid
$77,904
Balance remaining
$352,551

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,100/mo
$49,200Gross annual rent
4.9%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

9.7%
Gross yield
− Property tax $2,066− Condo fees $16,302− Insurance $600− Vacancy & upkeep $5,412Net operating income $24,820

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HARVEST REALTY LTD.. MLS®/PropTx.

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