304-3260 Sheppard Avenue, Toronto, ON

Tam O'Shanter-Sullivan, Toronto · MLS® E13100448

$593,900
For Sale
Listed 71 days ago
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3Bedrooms
2Bathrooms
1Garage
1000-1199Sq Ft

About this home

Welcome to Pinnacle East. Beautiful, never lived in Two Bedrooms + Den & Two Baths, 960Sq plus60 sq feet balcony, 9 feet ceilings, expansive windows, Open concept living, ready to move in unit. Live in the centre of everything from golf courses to shopping. Minutes to 401, 404,transit, Fairview mall, North York General, Ikea, multiple transit lines. Surrounded by top-rated schools, beautiful parks golf courses, and close to proposed future transit expansions. Large principal rooms, family friendly unit. Split bedroom design. quartz and ceramic kitchen with stainless steel full size appliances and stacked full size ensuite laundry. This unit is what the city needs to build more. Comes with one parking spot and one locker. This is an assignment sale... Condo fees includes water, heat, bulk Internet and more.

Key facts

Property type
Condo Apartment, Apartment
MLS®
E13100448
Bedrooms
3 (2 + 1)
Bathrooms
2
Size
1000-1199
Cross streets
Sheppard and Warden Av
Parking
1 garage (underground)
Basement
None
Heating
Fan Coil
A/C
Central Air
Exterior
Brick, Concrete
Maintenance
$605/mo
Exposure
West
Property tax
$1 / 2025
Days on market
71
Listing brokerage
HOUSESIGMA INC.

Rooms

KitchenFlat2.47 × 2.47 m
Primary BedroomFlat4.14 × 3.01 m
Living RoomFlat5.80 × 3.05 m
Dining RoomFlat5.80 × 3.05 m
Bedroom 2Flat3.65 × 3.04 m
DenFlat2.53 × 2.22 m
LaundryFlat2.00 × 2.00 m
Moe’s TakeTeam Asgarian · Broker
Below comparables
$712Kest. value

Listed at $593,900, this home is about 17% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $0K, lower than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $718K
  • Adjusts to $718K

That comparable adjusts to $718K; the $712K estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

Its public catchment (Bridlewood Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a very walkable address with everyday errands close by. Sheppard Ave East at Palmdale Dr is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$594KGreat deal$718KOverpriced

Total price vs nearby homes. Fair value about $712K, median of 5 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Open-concept layout: modern, sought-after flow.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Lifestyle
  • Value driver
Comparable listingsCurrently listed nearby in Tam O'Shanter-Sullivan · asking prices
$663kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

#710-3121 Sheppard Avenue$625k2025-238 Bonis Avenue$615k2009(PH9)-185 Bonis Avenue$700k520-3220 Sheppard Avenue$659k712-3429 Sheppard Avenue$718k

The 5 closest active listings nearby.

See all comparable homes
594kThis home625k615k700k659k718kThis home vs active comparables
Live market pulseActive comparables in Tam O'Shanter-Sullivan · median list $625K
$540this home / sqft
21active listings nearby
71days on market

This home lists 13% below the area average of $623/sqft.

70 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Tam O'Shanter-Sullivan, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

79/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Sheppard Ave East at Palmdale Dr, about 45 m away

20+ transit stops3 grocery20+ dining17 parks13 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Banbury-Don Mills
$500K
Willowdale East
$464K
Willowdale West
$770K
Westminster-Branson
$500K
Annex
$1.39M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Bridlewood Junior Public School
83%
Bridlewood Junior Public SchoolPublic · Elementary · 0.4 km awayHigher-rated than most nearby · 83% meet the provincial standard
J B Tyrrell Senior Public SchoolEQAO results not published

Affordability & Mortgage

Affordability
$2,707/mo
$117KIncome needed
5.1×Price ÷ income
$625Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

82%mortgage
Mortgage $2,707Property tax $0Condo fee $605Total carry $3,312

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,535per month

Mortgage amount $475,120 · 4.14% over 25 years

$118,780Down payment (20.0%)
$475,120Loan before insurance
$0CMHC premium
$3,140Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,535
Property tax
$0
Condo / maintenance fees
$605
Heating
$0
Estimated monthly cost
$3,140

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$8,353
Toronto municipal land transfer tax
$8,353
Estimated closing costs
$16,706

Plus your down payment of $118,780. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,079/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$285,505Total interest paid
$760,625Total of all payments
Principal $475,120 Interest $285,505
YearPrincipalInterestBalance
1$11,130$19,295$463,990
2$11,596$18,829$452,394
3$12,081$18,344$440,313
4$12,586$17,839$427,726
5$13,113$17,312$414,613
6$13,661$16,764$400,952
7$14,233$16,192$386,719
8$14,828$15,597$371,891
9$15,448$14,977$356,443
10$16,095$14,330$340,348
11$16,768$13,657$323,581
12$17,469$12,956$306,112
13$18,200$12,225$287,912
14$18,961$11,464$268,951
15$19,754$10,671$249,197
16$20,580$9,845$228,616
17$21,441$8,984$207,175
18$22,338$8,087$184,837
19$23,273$7,152$161,564
20$24,246$6,179$137,318
21$25,260$5,165$112,058
22$26,317$4,108$85,741
23$27,418$3,007$58,324
24$28,564$1,861$29,759
25$29,759$666$0

At the end of your 5-year term

Total paid over the term
$152,125
Principal paid down
$60,507
Interest paid
$91,618
Balance remaining
$414,613

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,400/mo
$40,800Gross annual rent
4.8%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.9%
Gross yield
− Property tax $1− Condo fees $7,256− Insurance $600− Vacancy & upkeep $4,488Net operating income $28,455

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOUSESIGMA INC.. MLS®/PropTx.

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