11-647 C Warden Avenue, Toronto, ON

Clairlea-Birchmount, Toronto · MLS® E13124186

$620,000
For Sale
Listed 72 days ago
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4Bedrooms
2Bathrooms
1Garage · 3 parking
1200-1399Sq Ft

About this home

Perfectly positioned at Warden & St. Clair, this thoughtfully designed 3-bedroom townhome offers the ideal balance of space, functionality, and location across approximately 1,280 sq. ft. of interior living space. Often considered a true "Goldilocks" home, this property is perfectly suited for a wide range of buyers - from first-time purchasers and young families to down-sizers looking for low-maintenance living without compromising on space. The intelligently designed layout features 2 full bathrooms, including the convenience of a private ensuite washroom, along with a versatile loft space ideal for a home office, guest area, reading lounge, or creative studio. Outdoor living is seamlessly integrated into the home with both a private 5' x 9' balcony and an expansive terrace spanning over 150 sq. ft. creating multiple spaces to enjoy morning coffee, entertain guests, or unwind outdoors. Parking is equally impressive with an attached garage plus 2 additional driveway spaces, offering a total of 3 car parking, an exceptional feature for city living and virtually unheard of in most townhome communities. Conveniently located minutes from Warden subway station with TTC access at your doorstep, this home also offers immediate access to This is an amazing opportunity to own a spacious, well-connected townhome that delivers both urban convenience and everyday livability.

Key facts

Property type
Condo Apartment, 2-Storey
MLS®
E13124186
Bedrooms
4 (3 + 1)
Bathrooms
2
Size
1200-1399
Cross streets
Warden & St. Clair
Parking
1 garage · 3 parking (built-in)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$620/mo
Exposure
East West
Property tax
$2,956 / 2025
Days on market
72
Listing brokerage
BOSLEY REAL ESTATE LTD.

Rooms

Bedroom 2Main4.25 × 3.30 m

broadloom · closet · window

Bedroom 3Main4.20 × 3.30 m

double closet · window · broadloom

DenUpper3.30 × 2.80 m

w/o to terrace · broadloom · overlooks family

Living RoomMain5.50 × 6.00 m

combined w/dining · broadloom

Dining RoomMain5.50 × 6.00 m

combined w/living · broadloom

Primary BedroomMain4.10 × 3.25 m

ensuite bath · double closet · large window

Our TakeTeam Asgarian · Broker
In line
$575Kest. value

Listed at $620,000, and my independent estimate is within the range of comparable homes, on the higher side.

In Clairlea-Birchmount lately, sellers get about 98% of asking; homes sell in ~34 days.

List price
$535KGreat deal$670KOverpriced

Total price vs nearby homes. Fair value about $575K, median of 27 comparables.

How this estimate is builtthe short version

I take the 27 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $789K, higher than the comparables and worth a second look.

Schools & getting aroundcatchment and transit

The assigned public school is Birchmount Park Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in Clairlea-Birchmount, so I widened the search to the surrounding area.

Based on 27 comparable homes that recently sold nearby.

Comparable listingsCurrently listed nearby · asking prices
$635kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1106-1 Reidmount Avenue$575k6009-14 York Street$890k907-10 Stonehill Court$450k2509-181 Wynford Drive$800k305-30 Thunder Grove$460k

The 5 closest of 8 active listings nearby.

See all comparable homes
620kThis home575k890k450k800k460kThis home vs active comparables
Live market pulseActive comparables in Clairlea-Birchmount · median list $478K
$477this home / sqft
7active listings nearby
72days on market
18sold nearby · 90 days
$501Kmedian sold price
98%of asking, on average

This home lists 27% below the area average of $650/sqft.

71 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Clairlea-Birchmount, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Tam O'Shanter-Sullivan
$409K
Waterfront Communities C8
$621K
Mount Pleasant West
$632K
Church-Yonge Corridor
$560K
Moss Park
$1.02M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Taylor Creek Public School
41%
Taylor Creek Public SchoolPublic · Elementary · 0.1 km awayBelow the GTA average · 41% meet the provincial standard

Affordability & Mortgage

Affordability
$2,826/mo
$131KIncome needed
4.7×Price ÷ income
$652Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

77%mortgage
Mortgage $2,826Property tax $246Condo fee $620Total carry $3,692

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 24, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,647per month

Mortgage amount $496,000 · 4.14% over 25 years

$124,000Down payment (20.0%)
$496,000Loan before insurance
$0CMHC premium
$3,513Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,647
Property tax
$246
Condo / maintenance fees
$620
Heating
$0
Estimated monthly cost
$3,513

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$8,875
Toronto municipal land transfer tax
$8,875
Estimated closing costs
$17,750

Plus your down payment of $124,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,215/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$298,052Total interest paid
$794,052Total of all payments
Principal $496,000 Interest $298,052
YearPrincipalInterestBalance
1$11,620$20,143$484,380
2$12,106$19,656$472,275
3$12,612$19,150$459,663
4$13,139$18,623$446,523
5$13,689$18,073$432,834
6$14,262$17,500$418,573
7$14,858$16,904$403,714
8$15,480$16,282$388,235
9$16,127$15,635$372,107
10$16,802$14,960$355,306
11$17,505$14,257$337,801
12$18,237$13,525$319,564
13$19,000$12,762$300,565
14$19,794$11,968$280,770
15$20,622$11,140$260,148
16$21,485$10,277$238,663
17$22,384$9,378$216,279
18$23,320$8,442$192,960
19$24,295$7,467$168,664
20$25,312$6,451$143,353
21$26,370$5,392$116,982
22$27,473$4,289$89,509
23$28,622$3,140$60,887
24$29,820$1,942$31,067
25$31,067$695$0

At the end of your 5-year term

Total paid over the term
$158,810
Principal paid down
$63,166
Interest paid
$95,645
Balance remaining
$432,834

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,100/mo
$49,200Gross annual rent
5.3%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

7.9%
Gross yield
− Property tax $2,956− Condo fees $7,440− Insurance $600− Vacancy & upkeep $5,412Net operating income $32,792

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of BOSLEY REAL ESTATE LTD.. MLS®/PropTx.

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