5 Hill Crescent, Toronto, ON

Scarborough Village, Toronto · MLS® E13124954

$2,990,000
For Sale
Listed 65 days ago
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4Bedrooms
5Bathrooms
1Garage · 7 parking
2500-3000Sq Ft

About this home

While a few other properties may offer a lake view, only 5 Hill Crescent provides this unique setting. Tucked away on a prestigious, quiet street, among many multi-million dollar customized homes, this true hidden gem backs directly onto the Scarborough Bluffs. Boasting an impressive, wide 103-foot frontage, this remarkable residence offers breathtaking, unobstructed lake views from nearly every principal room. Spanning close to 4,000 sq. ft. of beautifully designed living space, the home perfectly blends warmth, elegance, and timeless charm. It features three spacious bedrooms, each complete with its own private ensuite bath. Multiple walk-outs invite you to step onto the expansive deck or explore serene, mature gardens while enjoying the captivating Lake Ontario. The fully finished basement adds exceptional value, featuring cozy heated floors, a direct walk-out to the backyard, and over 600 sq. ft. of additional flexible space ready to be customized to your lifestyle. Peaceful, private, and truly special, 5 Hill Crescent is more than just a home-it is a rare opportunity to own a piece of the iconic Scarborough Bluffs.

Key facts

Property type
Detached, 2-Storey
MLS®
E13124954
Bedrooms
4 (3 + 1)
Bathrooms
5 (1 half)
Size
2500-3000
Lot
103 × 403 ft
Cross streets
Hill Crescent & Bellehaven Crescent
Parking
1 garage · 7 parking (attached)
Driveway
Private
Basement
Finished with Walk-Out
Heating
Baseboard
A/C
Central Air
Exterior
Stone, Wood
Foundation
Unknown
Roof
Cedar, Shake
Sewer
Sewer
Property tax
$13,197 / 2025
Days on market
65
Listing brokerage
CENTURY 21 ATRIA REALTY INC.

Rooms

RecreationBasement10.21 × 5.47 m

fireplace · walk-out · overlook water

Primary BedroomMain6.50 × 5.80 m

5 pc ensuite · fireplace · overlook water

Dining RoomMain4.29 × 3.98 m

formal rm · w/o to deck · overlook water

Bedroom 3Second5.52 × 4.26 m

large closet · 3 pc ensuite · overlook water

Utility RoomBasement5.03 × 3.68 m
Living RoomMain6.53 × 4.59 m

fireplace · w/o to deck · overlook water

Bedroom 2Second5.47 × 4.85 m

large closet · 4 pc ensuite · overlook water

LaundryBasement6.70 × 2.77 m

Laundry Sink

KitchenMain6.21 × 5.13 m

pot lights · b/i appliances · centre island

SittingSecond6.09 × 4.85 m

broadloom · overlook water

BedroomBasement4.53 × 3.81 m

double closet · overlook water · 3 pc bath

Listing history

  1. Jul 8, 2026Listed$6,500

Price and status history from the listing board. Deemed reliable but not guaranteed.

Moe’s TakeTeam Asgarian · Broker
Above comparables
$2.70Mest. value

Listed at $2,990,000, this home is about 11% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

There were not many closely comparable homes right in Scarborough Village, so I widened the search to the surrounding area.

Based on 9 similar homes nearby, adjusted for size, beds, and baths.Median of 9 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $2.90M, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.80M
  • Bedrooms −$30K
  • Adjusts to $1.77M

That comparable adjusts to $1.77M; the $2.70M estimate above is the median of all 9 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

Its public catchment (George P Mackie Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Kingston Rd at Whitecap Blvd East Side is about a 8-minute walk away.

List price
$1.96MGreat deal$2.99MOverpriced

Total price vs nearby homes. Fair value about $2.70M, median of 9 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Heated floors: comfort and a premium-finish signal.
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$2.42Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

21 Albertus Avenue$2.72M20 Mossgrove Trail$2.09M20 Duart Park Road$2.80M10 Wingrove Hill$2.30M245 Florence Avenue$2.20M

The 5 closest of 8 active listings nearby.

See all comparable homes
2.99MThis home2.72M2.09M2.80M2.30M2.20MThis home vs active comparables
Live market pulseActive comparables in Scarborough Village · median list $1.40M
$1,087this home / sqft
16active listings nearby
65days on market

This home lists 23% above the area average of $883/sqft.

64 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Scarborough Village, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

55/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: Kingston Rd at Whitecap Blvd East Side, about 601 m away

20+ transit stops3 grocery20+ dining13 parks10 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Cliffcrest
$1.51M
Wexford-Maryvale
$865K
Lawrence Park South
$2.14M
Bedford Park-Nortown
$2.90M
High Park-Swansea
$4.99M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near George P Mackie Junior Public School
81%
George P Mackie Junior Public SchoolPublic · Elementary · 1.1 km awayAbove the GTA average · 81% meet the provincial standard
Maplewood High SchoolEQAO results not published

Affordability & Mortgage

Affordability
$13,627/mo
$556KIncome needed
5.4×Price ÷ income
$3,145Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $13,627Property tax $1,100Total carry $14,727

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$12,765per month

Mortgage amount $2,392,000 · 4.14% over 25 years

$598,000Down payment (20.0%)
$2,392,000Loan before insurance
$0CMHC premium
$13,864Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$12,765
Property tax
$1,100
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$13,864

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$61,225
Toronto municipal land transfer tax
$61,225
Estimated closing costs
$122,450

Plus your down payment of $598,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$15,504/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,437,380Total interest paid
$3,829,380Total of all payments
Principal $2,392,000 Interest $1,437,380
YearPrincipalInterestBalance
1$56,036$97,139$2,335,964
2$58,380$94,795$2,277,583
3$60,822$92,353$2,216,761
4$63,366$89,809$2,153,395
5$66,017$87,158$2,087,378
6$68,778$84,397$2,018,600
7$71,655$81,520$1,946,945
8$74,652$78,523$1,872,293
9$77,775$75,400$1,794,518
10$81,028$72,147$1,713,490
11$84,417$68,758$1,629,072
12$87,948$65,227$1,541,124
13$91,627$61,548$1,449,497
14$95,460$57,715$1,354,037
15$99,453$53,722$1,254,584
16$103,613$49,563$1,150,972
17$107,947$45,229$1,043,025
18$112,462$40,713$930,563
19$117,166$36,009$813,397
20$122,067$31,108$691,330
21$127,173$26,002$564,157
22$132,492$20,683$431,665
23$138,034$15,141$293,631
24$143,808$9,367$149,823
25$149,823$3,352$0

At the end of your 5-year term

Total paid over the term
$765,876
Principal paid down
$304,622
Interest paid
$461,254
Balance remaining
$2,087,378

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
1.4%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.1%
Gross yield
− Property tax $13,197− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $41,473

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 ATRIA REALTY INC.. MLS®/PropTx.

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