20 Gradwell Drive, Toronto, ON

Cliffcrest, Toronto · MLS® E13129358

$1,499,999
For Sale
Listed 64 days ago
Request a showing
◎ Directions
3Bedrooms
4Bathrooms
1Garage · 5 parking
1500-2000Sq Ft

About this home

Nestled in the heart of the highly sought-after Bluffs community, this exceptional custom-built residence offers a rare blend of architectural integrity, comfort, and timeless design. Thoughtfully constructed with solid concrete floors and efficient radiant in-floor heating throughout, this home was built with quality and longevity in mind - delivering a level of craftsmanship rarely found in today's market. Featuring 3 spacious bedrooms and 4 well-appointed bathrooms, the home offers an ideal layout for both everyday living and entertaining. Large principal rooms are filled with natural light and complemented by warm finishes, creating an inviting atmosphere throughout. The unique construction and design provide excellent sound insulation, energy efficiency, and a solid feel that truly sets this property apart. The heart of the home offers generous living and dining spaces, seamlessly flowing into a functional kitchen perfect for hosting family and friends. Each bedroom provides ample space and privacy, while the bathrooms have been thoughtfully designed to combine style and practicality. The radiant heated concrete floors add an unmatched level of comfort and luxury year-round. This is not a cookie-cutter home - it is a well-engineered, carefully maintained property with character and substance. Ideal for buyers who appreciate quality construction, unique design elements, and the peace of mind that comes with a truly well-built home. Situated in a desirable Scarborough neighbourhood close to parks, excellent schools, transit, shopping, and the scenic Scarborough Bluffs, this one-of-a-kind residence offers a rare opportunity to own a distinctive home in an established community. A truly special property that must be experienced to be fully appreciated. Heated driveway, upper level laundry. Photos are from previous staging.

Key facts

Property type
Detached, 2-Storey
MLS®
E13129358
Bedrooms
3
Bathrooms
4 (1 half)
Size
1500-2000
Lot
36.84 × 134.84 ft
Cross streets
Brimley/Kingston Rd
Parking
1 garage · 5 parking (attached)
Driveway
Private
Basement
Partially Finished
Heating
Radiant
A/C
Central Air
Exterior
Brick, Stone
Foundation
Poured Concrete
Roof
Asphalt Shingle, Flat
Sewer
Sewer
Property tax
$8,370 / 2025
Days on market
64
Listing brokerage
REALTY ONE GROUP REVEAL

Rooms

Living RoomLower6.40 × 4.27 m

gas fireplace · w/o to patio · large window

KitchenMain9.75 × 3.35 m

quartz counter · combined w/dining · tile floor

Dining RoomMain9.75 × 3.35 m

combined w/kitchen · large window

Bedroom 2Second3.65 × 3.05 m

2 pc ensuite · w/o to balcony · overlooks park

BedroomSecond4.27 × 2.97 m

4 pc bath · large window · large closet

Moe’s TakeTeam Asgarian · Broker
In line
$1.68Mest. value

Listed at $1,499,999, this home is within the range of comparable homes, on the lower side. The number above is my independent estimate of value, not the asking price.

There were not many closely comparable homes right in Cliffcrest, so I widened the search to the surrounding area.

Based on 9 similar homes nearby, adjusted for size, beds, and baths.Median of 9 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.90M, a bit higher. The comparable range is wide here, so treat this as a rough read until I run a full CMA.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.87M
  • Adjusts to $1.87M

That comparable adjusts to $1.87M; the $1.68M estimate above is the median of all 9 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is R H King Academy. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Barkdene Hill at Gradwell Dr is about a 3-minute walk away.

List price
$1.04MGreat deal$1.79MOverpriced

Total price vs nearby homes. Fair value about $1.68M, median of 9 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Heated floors: comfort and a premium-finish signal.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Lifestyle
  • Value driver
Comparable listingsCurrently listed nearby · asking prices
$1.19Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

47 Thirteenth Street$1.87M95 Cinrickbar Drive$1.10M103 Ambercroft Boulevard$1000k554 Mclevin Avenue$798k

The 4 closest active listings nearby.

See all comparable homes
1.50MThis home1.87M1.10M1000k798kThis home vs active comparables
Live market pulseActive comparables in Cliffcrest · median list $1.60M
$857this home / sqft
11active listings nearby
64days on market

This home lists 6% above the area average of $806/sqft.

63 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Cliffcrest, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

60/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: Barkdene Hill at Gradwell Dr, about 272 m away

20+ transit stops5 grocery20+ dining18 parks5 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Wexford-Maryvale
$865K
Lawrence Park South
$2.14M
High Park-Swansea
$4.99M
Bedford Park-Nortown
$2.90M
Downsview-Roding-CFB
$1.06M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Fairmount Public School
68%
Fairmount Public SchoolPublic · Elementary · 0.8 km awayBelow the GTA average · 68% meet the provincial standard

Affordability & Mortgage

Affordability
$6,836/mo
$286KIncome needed
5.2×Price ÷ income
$1,578Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $6,836Property tax $698Total carry $7,534

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,404per month

Mortgage amount $1,199,999 · 4.14% over 25 years

$300,000Down payment (20.0%)
$1,199,999Loan before insurance
$0CMHC premium
$7,101Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,404
Property tax
$698
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7,101

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$26,475
Toronto municipal land transfer tax
$26,475
Estimated closing costs
$52,950

Plus your down payment of $300,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$7,778/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$721,093Total interest paid
$1,921,092Total of all payments
Principal $1,199,999 Interest $721,093
YearPrincipalInterestBalance
1$28,112$48,732$1,171,887
2$29,288$47,556$1,142,600
3$30,513$46,331$1,112,087
4$31,789$45,055$1,080,298
5$33,119$43,725$1,047,179
6$34,504$42,340$1,012,675
7$35,947$40,896$976,728
8$37,451$39,393$939,277
9$39,017$37,826$900,259
10$40,650$36,194$859,610
11$42,350$34,494$817,260
12$44,121$32,722$773,139
13$45,967$30,877$727,172
14$47,889$28,954$679,282
15$49,893$26,951$629,390
16$51,980$24,864$577,410
17$54,154$22,690$523,256
18$56,419$20,425$466,837
19$58,779$18,065$408,058
20$61,238$15,606$346,821
21$63,799$13,045$283,022
22$66,468$10,376$216,554
23$69,248$7,596$147,306
24$72,144$4,699$75,162
25$75,162$1,682$0

At the end of your 5-year term

Total paid over the term
$384,218
Principal paid down
$152,820
Interest paid
$231,398
Balance remaining
$1,047,179

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
1.6%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.5%
Gross yield
− Property tax $8,370− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $23,872

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REALTY ONE GROUP REVEAL. MLS®/PropTx.

CallRequest a showing