23-35 Birchcliff Avenue, Toronto, ON
Birchcliffe-Cliffside, Toronto · MLS® E13130276
About this home
Brand new, modern stacked townhouse in the heart of Birch Cliff, just minutes to the lake and Scarborough Bluffs. This 2-bedroom, 2-bath home offers a bright, open-concept layout with wide-plank flooring and large windows that fill the space with natural light. Contemporary kitchen features charcoal cabinetry, warm wood finishes, stainless steel appliances, a subway tile backsplash, and a waterfall-style island with seating. The open living/dining area provides flexible space for everyday living and entertaining. Two well-sized bedrooms offer versatility for a primary bedroom with ensuite 3pc bathroom, and a second bedroom for guests or home office. Four-piece bathroom with clean, modern finishes. Private terrace extends your living space outdoors, ideal for relaxing or entertaining. Includes1 garage parking space and owned locker. Located in a growing, tight-knit east-end community, near Kingston Rd shops, cafes, parks, transit, and top-rated local schools including Birch Cliff Public School and Birchmount Park Collegiate Institute. Easy access to the waterfront, Bluffs trails, and downtown. A stylish, low-maintenance option in a neighbourhood defined by nature, community, and connection. *** NOTE: The listing price has been adjusted to reflect the net price after application of the newly introduced HST rebates ***
Key facts
- Property type
- Condo Townhouse, Stacked Townhouse
- MLS®
- E13130276
- Bedrooms
- 2
- Bathrooms
- 2
- Size
- 1000-1199
- Cross streets
- Birchcliff Ave & Kingston Rd
- Parking
- 1 garage (underground)
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Other
- Maintenance
- $458/mo
- Exposure
- East
- Days on market
- 64
- Listing brokerage
- RE/MAX HALLMARK RICHARDS GROUP REALTY LTD.
Rooms
stainless steel appl · centre island · open concept
closet · window
3 pc ensuite · walk-in closet(s) · walk-out
combined w/dining · large window
Listed at $689,000, this home is about 27% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.
Priced above comparable homes overall, but the price per square foot ($627/sqft) is below the area, so you are paying for extra space rather than a premium.
There were not many closely comparable homes right in Birchcliffe-Cliffside, so I widened the search to the surrounding area.
Based on 10 similar homes nearby, adjusted for size, beds, and baths.Median of 10 comparable active listings, adjusted for size, beds, and baths.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $510K
- Adjusts to $510K
That comparable adjusts to $510K; the $542K estimate above is the median of all 10 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
The assigned public school is Birch Cliff Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Kingston Rd at Birchcliff Ave is about a 1-minute walk away.
Total price vs nearby homes. Fair value about $542K, median of 10 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Primary suite: a key comfort and resale feature.
- Open-concept layout: modern, sought-after flow.
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 12% below the area average of $713/sqft.
61 days longer than the Toronto average (3 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Birchcliffe-Cliffside, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Many errands can be done on foot; a car still helps.
🚉 Nearest transit: Kingston Rd at Birchcliff Ave, about 19 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $551,200 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,941
- Property tax
- $431
- Condo / maintenance fees
- $458
- Heating
- $0
- Estimated monthly cost
- $3,830
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $10,255
- Toronto municipal land transfer tax
- $10,255
- Estimated closing costs
- $20,510
Plus your down payment of $137,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $176,484
- Principal paid down
- $70,195
- Interest paid
- $106,289
- Balance remaining
- $481,005
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX HALLMARK RICHARDS GROUP REALTY LTD.. MLS®/PropTx.