35-35 Birchcliff Avenue, Toronto, ON

Birchcliffe-Cliffside, Toronto · MLS® E13130282

$835,000
For Sale
Listed 64 days ago
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2Bedrooms
3Bathrooms
1Garage
1400-1599Sq Ft

About this home

Brand-new boutique townhome in the heart of Birchcliff-Cliffside. Designed with a rare sense of calm and functionality, this 2 bedroom residence delivers low maintenance condo living with a true home-like feel. The main level features an open concept layout with warm wood cabinetry, a full island with seating, stainless steel appliances, and a powder room - all with modern finishes. Upstairs, two spacious bedrooms with oversized windows bring in abundant natural light. All three bathrooms offer a fresh, modern design with contemporary fixtures. Ensuite laundry, owned parking, and an owned locker add daily convenience. The crown jewel is a private rooftop terrace - an impressive outdoor extension perfect for entertaining, lounging, or enjoying open-sky views above the neighbourhood. Just steps to Kingston Road shops & cafes, Birch Cliff Public School, Birchmount Park CI, transit, parks, and the lakefront. A thoughtfully designed home in a quiet, community-driven pocket of the east end! *** NOTE: The listing price has been adjusted to reflect the net price after application of the newly introduced HST rebates ***

Key facts

Property type
Condo Townhouse, Stacked Townhouse
MLS®
E13130282
Bedrooms
2
Bathrooms
3 (1 half)
Size
1400-1599
Cross streets
Birchcliff Ave & Kingston Rd
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Other
Maintenance
$505/mo
Exposure
East
Days on market
64
Listing brokerage
RE/MAX HALLMARK RICHARDS GROUP REALTY LTD.

Rooms

Living RoomMain3.59 × 4.61 m

open concept · large window

Dining RoomMain1.76 × 4.23 m

open concept · large window

KitchenMain3.37 × 2.45 m

stainless steel appl · centre island · open concept

Primary BedroomSecond2.61 × 5.87 m

3 pc ensuite · closet

Moe’s TakeTeam Asgarian · Broker
Above comparables
$707Kest. value

Listed at $835,000, this home is about 18% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

Priced above comparable homes overall, but the price per square foot ($557/sqft) is below the area, so you are paying for extra space rather than a premium.

There were not many closely comparable homes right in Birchcliffe-Cliffside, so I widened the search to the surrounding area.

Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $800K
  • Bedrooms −$30K
  • Adjusts to $770K

That comparable adjusts to $770K; the $707K estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Birch Cliff Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Kingston Rd at Birchcliff Ave is about a 1-minute walk away.

List price
$683KGreat deal$835KOverpriced

Total price vs nearby homes. Fair value about $707K, median of 5 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Open-concept layout: modern, sought-after flow.
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$674kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

38 Cole Street$800k256-1496 Victoria Park Avenue$729k105-3686 St Clair Avenue$639k2-4715 Kingston Road$600k304-58 Sidney Belsey Crescent$600k

The 5 closest active listings nearby.

See all comparable homes
835kThis home800k729k639k600k600kThis home vs active comparables
Live market pulseActive comparables in Birchcliffe-Cliffside · median list $849K
$557this home / sqft
10active listings nearby
64days on market

This home lists 23% below the area average of $720/sqft.

61 days longer than the Toronto average (3 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Birchcliffe-Cliffside, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

57/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: Kingston Rd at Birchcliff Ave, about 19 m away

20+ transit stops20+ dining20+ parks3 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Victoria Village
$782K
Morningside
$591K
Don Valley Village
$720K
Willowdale East
$799K
L'Amoreaux
$600K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Birch Cliff Public School
68%
Birch Cliff Public SchoolPublic · Elementary · 0.1 km awayBelow the GTA average · 68% meet the provincial standard

Affordability & Mortgage

Affordability
$3,806/mo
$176KIncome needed
4.8×Price ÷ income
$878Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

79%mortgage
Mortgage $3,806Property tax $522Condo fee $505Total carry $4,833

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,565per month

Mortgage amount $668,000 · 4.14% over 25 years

$167,000Down payment (20.0%)
$668,000Loan before insurance
$0CMHC premium
$4,592Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,565
Property tax
$522
Condo / maintenance fees
$505
Heating
$0
Estimated monthly cost
$4,592

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$13,175
Toronto municipal land transfer tax
$13,175
Estimated closing costs
$26,350

Plus your down payment of $167,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,330/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$401,409Total interest paid
$1,069,409Total of all payments
Principal $668,000 Interest $401,409
YearPrincipalInterestBalance
1$15,649$27,127$652,351
2$16,304$26,473$636,048
3$16,985$25,791$619,062
4$17,696$25,080$601,366
5$18,436$24,340$582,930
6$19,207$23,569$563,723
7$20,011$22,766$543,712
8$20,848$21,929$522,864
9$21,720$21,057$501,145
10$22,628$20,148$478,516
11$23,575$19,202$454,942
12$24,561$18,216$430,381
13$25,588$17,188$404,793
14$26,659$16,118$378,134
15$27,774$15,003$350,360
16$28,935$13,841$321,425
17$30,146$12,631$291,280
18$31,407$11,370$259,873
19$32,720$10,056$227,153
20$34,089$8,687$193,064
21$35,515$7,262$157,549
22$37,000$5,776$120,549
23$38,548$4,228$82,001
24$40,160$2,616$41,840
25$41,840$936$0

At the end of your 5-year term

Total paid over the term
$213,882
Principal paid down
$85,070
Interest paid
$128,812
Balance remaining
$582,930

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,750/mo
$57,000Gross annual rent
4.6%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.8%
Gross yield
− Property tax $5,845− Condo fees $6,061− Insurance $600− Vacancy & upkeep $6,270Net operating income $38,224

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX HALLMARK RICHARDS GROUP REALTY LTD.. MLS®/PropTx.

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