2311-195 Bonis Avenue, Toronto, ON

Tam O'Shanter-Sullivan, Toronto · MLS® E13131564

$525,000
For Sale
Listed 69 days ago
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2Bedrooms
2Bathrooms
1Garage
600-699Sq Ft

About this home

Super Convenient Location Nestled In The Heart Of Agincourt! The Highest Floor Of The Luxury Joy Condo. South Facing With Unobstructed Clear Cn Towner City View. Split 2 Bedrooms Plus 2 Full Baths, 9 Ft Ceiling. Open Concept, Granite Countertop, Laminate Floors Throughout. 24 Hr Concierge, Visitors Parking. Steps To the Shopping Mall, Walmart, Supermarket, Bank, Library & Medical Building, Park, Golf Court... Easy Access To Ttc, Go Train, 401/404.

Key facts

Property type
Condo Apartment, Multi-Level
MLS®
E13131564
Bedrooms
2
Bathrooms
2
Size
600-699
Cross streets
Kennedy/Sheppard
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$523/mo
Exposure
South
Property tax
$2,428 / 2025
Days on market
69
Listing brokerage
CENTURY 21 LANDUNION REALTY INC.

Rooms

Living RoomGround4.24 × 3.13 m

laminate · combined w/dining · w/o to balcony

KitchenGround3.10 × 2.04 m

open concept · granite counters · stainless steel appl

Primary BedroomGround3.08 × 3.03 m

laminate · double closet

Bedroom 2Ground3.32 × 2.60 m

laminate · window

Dining RoomGround4.24 × 3.13 m

laminate · combined w/living · w/o to balcony

Moe’s TakeTeam Asgarian · Broker
Above comparables
$490Kest. value

Listed at $525,000, this home is about 7% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

In Tam O'Shanter-Sullivan lately, sellers have been getting about 97% of asking and homes sell in about 41 days.

There were not many closely comparable homes right in Tam O'Shanter-Sullivan, so I widened the search to the surrounding area.

Based on 9 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 9 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $545K, a bit higher.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $520K
  • Adjusts to $520K

That comparable adjusts to $520K; the $490K estimate above is the median of all 9 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

The assigned public school is Stephen Leacock Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

List price
$475KGreat deal$525KOverpriced

Total price vs nearby homes. Fair value about $490K, median of 9 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Open-concept layout: modern, sought-after flow. Lifestyle
Comparable listingsCurrently listed nearby in Tam O'Shanter-Sullivan · asking prices
$545kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1915-238 Bonis Avenue$519k2207-3260 Sheppard Avenue$549k2010-185 Bonis Avenue$499k3121 Sheppard Avenue$610k212-3429 Sheppard Avenue$549k

The 5 closest of 8 active listings nearby.

See all comparable homes
525kThis home519k549k499k610k549kThis home vs active comparables
Live market pulseActive comparables in Tam O'Shanter-Sullivan · median list $549K
$808this home / sqft
38active listings nearby
69days on market
91sold nearby · 90 days
$493Kmedian sold price
97%of asking, on average

This home lists 20% above the area average of $674/sqft.

68 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Tam O'Shanter-Sullivan, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Henry Farm
$627K
Banbury-Don Mills
$649K
Willowdale East
$540K
Mount Pleasant West
$819K
The Beaches
$799K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Tam O'Shanter Junior Public School
56%
Tam O'Shanter Junior Public SchoolPublic · Elementary · 0.5 km awayBelow the GTA average · 56% meet the provincial standard
John Buchan Senior Public SchoolEQAO results not published

Affordability & Mortgage

Affordability
$2,393/mo
$111KIncome needed
4.7×Price ÷ income
$552Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

77%mortgage
Mortgage $2,393Property tax $202Condo fee $523Total carry $3,118

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,241per month

Mortgage amount $420,000 · 4.14% over 25 years

$105,000Down payment (20.0%)
$420,000Loan before insurance
$0CMHC premium
$2,967Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,241
Property tax
$202
Condo / maintenance fees
$523
Heating
$0
Estimated monthly cost
$2,967

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,975
Toronto municipal land transfer tax
$6,975
Estimated closing costs
$13,950

Plus your down payment of $105,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,722/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$252,383Total interest paid
$672,383Total of all payments
Principal $420,000 Interest $252,383
YearPrincipalInterestBalance
1$9,839$17,056$410,161
2$10,251$16,645$399,910
3$10,679$16,216$389,231
4$11,126$15,769$378,104
5$11,592$15,304$366,513
6$12,076$14,819$354,436
7$12,582$14,314$341,855
8$13,108$13,787$328,747
9$13,656$13,239$315,091
10$14,227$12,668$300,864
11$14,822$12,073$286,041
12$15,442$11,453$270,599
13$16,088$10,807$254,510
14$16,761$10,134$237,749
15$17,462$9,433$220,287
16$18,193$8,702$202,094
17$18,954$7,941$183,140
18$19,747$7,149$163,393
19$20,573$6,323$142,821
20$21,433$5,462$121,387
21$22,330$4,566$99,058
22$23,264$3,632$75,794
23$24,237$2,659$51,557
24$25,251$1,645$26,307
25$26,307$589$0

At the end of your 5-year term

Total paid over the term
$134,477
Principal paid down
$53,487
Interest paid
$80,989
Balance remaining
$366,513

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,050/mo
$24,600Gross annual rent
2.4%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.7%
Gross yield
− Property tax $2,428− Condo fees $6,270− Insurance $600− Vacancy & upkeep $2,706Net operating income $12,596

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 LANDUNION REALTY INC.. MLS®/PropTx.

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