79-925 Bayly Street, Pickering, ON

West Shore, Pickering · MLS® E13141756

$609,000
For Sale
Listed 59 days ago
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4Bedrooms
3Bathrooms
1Parking
1400-1599Sq Ft

About this home

Welcome to this beautifully updated townhome in a quiet, family-friendly community overlooking Frenchman's bay! This spacious 3+1 bedroom, 3 bath home features a functional layout wit a rare main floor power room, bright living space, and a finished basement with kitchenette- ideal for extended family or guests. Enjoy scenic trails, the waterfront Pickering town centre, Hwy 401 and Go Transit just minutes away. A perfect blend of comfort, convenience and lifestyle!

Key facts

Property type
Condo Townhouse, 2-Storey
MLS®
E13141756
Bedrooms
4 (3 + 1)
Bathrooms
3 (1 half)
Size
1400-1599
Cross streets
Westshore & Bayly
Parking
1 parking
Basement
Finished
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Aluminum Siding, Brick
Maintenance
$511/mo
Exposure
West
Property tax
$3,336 / 2025
Days on market
59
Listing brokerage
RE/MAX REALTRON REALTY INC.

Rooms

BedroomLower3.35 × 3.35 m

3 Pc Ensuite

LaundryLower2.50 × 2.50 m
KitchenMain3.53 × 3.35 m

Ceramic Floor

Dining RoomMain3.85 × 3.55 m

Laminate

Living RoomMain3.40 × 4.95 m

laminate · separate room

Bedroom 3Second3.50 × 3.40 m

hardwood floor · closet

RecreationLower7.00 × 3.35 m

Finished

Primary BedroomSecond5.55 × 3.40 m

hardwood floor · walk-in closet(s) · closet organizers

Bedroom 2Second3.65 × 3.60 m

hardwood floor · closet

Moe’s TakeTeam Asgarian · Broker
Below comparables
$755Kest. value

Listed at $609,000, this home is about 19% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

There were not many closely comparable homes right in West Shore, so I widened the search to the surrounding area.

Based on 7 similar homes nearby, adjusted for size, beds, and baths.Median of 7 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $569K, lower than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $710K
  • Size difference +$95K
  • Bathrooms +$15K
  • Adjusts to $820K

That comparable adjusts to $820K; the $755K estimate above is the median of all 7 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Bayly Westbound @ Church is about a 1-minute walk away.

List price
$609KGreat deal$820KOverpriced

Total price vs nearby homes. Fair value about $755K, median of 7 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Value driver
Comparable listingsCurrently listed nearby in West Shore · asking prices
$577kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

72-580 Eyer Drive$520k4-765 Oklahoma Drive$635k36-925 Bayly Street$575k

The 3 closest active listings nearby.

See all comparable homes
609kThis home520k635k575kThis home vs active comparables
Live market pulseActive comparables in Pickering · median list $683K
$406this home / sqft
54active listings nearby
59days on market

This home lists 10% below the area average of $453/sqft.

15 days longer than the Pickering average (44 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

West Shore, Pickering, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

44/ 100

Somewhat WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Some errands on foot, but most trips need a car.

🚉 Nearest transit: Bayly Westbound @ Church, about 31 m away

20+ transit stops1 grocery20+ dining3 parks1 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Village East
$694K
Town Centre
$575K
Liverpool
$596K
Bay Ridges
$672K
Duffin Heights
$631K

Typical asking price of active listings of the same type, per area (outliers removed). Pickering.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,776/mo
$128KIncome needed
4.8×Price ÷ income
$641Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

78%mortgage
Mortgage $2,776Property tax $278Condo fee $511Total carry $3,565

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,600per month

Mortgage amount $487,200 · 4.14% over 25 years

$121,800Down payment (20.0%)
$487,200Loan before insurance
$0CMHC premium
$3,389Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,600
Property tax
$278
Condo / maintenance fees
$511
Heating
$0
Estimated monthly cost
$3,389

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$8,655
Estimated closing costs
$8,655

Plus your down payment of $121,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,158/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$292,764Total interest paid
$779,964Total of all payments
Principal $487,200 Interest $292,764
YearPrincipalInterestBalance
1$11,413$19,785$475,787
2$11,891$19,308$463,896
3$12,388$18,810$451,508
4$12,906$18,292$438,601
5$13,446$17,752$425,155
6$14,009$17,190$411,146
7$14,595$16,604$396,552
8$15,205$15,993$381,347
9$15,841$15,357$365,505
10$16,504$14,695$349,002
11$17,194$14,005$331,808
12$17,913$13,285$313,894
13$18,663$12,536$295,232
14$19,443$11,755$275,789
15$20,256$10,942$255,532
16$21,104$10,095$234,429
17$21,986$9,212$212,442
18$22,906$8,292$189,536
19$23,864$7,334$165,672
20$24,862$6,336$140,809
21$25,902$5,296$114,907
22$26,986$4,213$87,921
23$28,115$3,084$59,806
24$29,291$1,908$30,516
25$30,516$683$0

At the end of your 5-year term

Total paid over the term
$155,993
Principal paid down
$62,045
Interest paid
$93,948
Balance remaining
$425,155

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,750/mo
$57,000Gross annual rent
6.7%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

9.4%
Gross yield
− Property tax $3,336− Condo fees $6,133− Insurance $600− Vacancy & upkeep $6,270Net operating income $40,661

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON REALTY INC.. MLS®/PropTx.

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