1004-3260 Sheppard Avenue, Toronto, ON

Tam O'Shanter-Sullivan, Toronto · MLS® E13148842

$549,000
For Sale
Listed 58 days ago
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2Bedrooms
2Bathrooms
1Garage
900-999Sq Ft

About this home

*Assignment Sale* Beautiful brand new two-bedroom unit built by Pinnacle East in Toronto (Warden & Sheppard). Modern Concept with East-facing views. Primary Bedroom features a Walk-In cl closet and Bathroom features a 3-piece. Kitchen includes Stainless Steel Appliances, Quartz Countertops, and ample cabinet space. 9ft Ceilings with 1 Parking and 1 Locker. Easy Access to transit, minutes to HWY 401 and 404, Fairview Mall and Shopping Centers. Amazing Amenities including an Outdoor Pool, Fitness Centre, Yoga Studio, Rooftop BBQ, and more! Perfect for 1st time Buyers, Investors or others seeking an urban lifestyle.

Key facts

Property type
Condo Apartment, Apartment
MLS®
E13148842
Bedrooms
2
Bathrooms
2
Size
900-999
Cross streets
Warden Ave & Sheppard Ave E
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Concrete
Maintenance
$564/mo
Exposure
North East
Days on market
58
Listing brokerage
ROSEMOUNT REALTY AND ASSOCIATES LTD.

Rooms

Living RoomMain5.56 × 3.50 m

combined w/dining · laminate · open concept

BedroomMain4.00 × 3.50 m

walk-in closet(s) · laminate

KitchenMain5.56 × 3.50 m

laminate · stainless steel appl

Bedroom 2Main3.50 × 3.00 m

large closet · laminate

Dining RoomMain5.56 × 3.50 m

combined w/living · laminate · open concept

Moe’s TakeTeam Asgarian · Broker
Below comparables
$627Kest. value

Listed at $549,000, this home is about 12% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

Based on 12 similar homes nearby, adjusted for size, beds, and baths.Median of 12 comparable active listings, adjusted for size, beds, and baths.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $698K
  • Adjusts to $698K

That comparable adjusts to $698K; the $627K estimate above is the median of all 12 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

Its public catchment (Bridlewood Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a very walkable address with everyday errands close by. Sheppard Ave East at Palmdale Dr is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$549KGreat deal$698KOverpriced

Total price vs nearby homes. Fair value about $627K, median of 12 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Primary suite: a key comfort and resale feature.
  • Weigh carefully
  • Lifestyle
Comparable listingsCurrently listed nearby in Tam O'Shanter-Sullivan · asking prices
$533kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

614-3220 Sheppard Avenue$559k513-3220 Sheppard Avenue$539k2207-3260 Sheppard Avenue$549k1915-238 Bonis Avenue$519k2010-185 Bonis Avenue$499k

The 5 closest of 8 active listings nearby.

See all comparable homes
549kThis home559k539k549k519k499kThis home vs active comparables
Live market pulseActive comparables in Tam O'Shanter-Sullivan · median list $610K
$578this home / sqft
25active listings nearby
58days on market

This home lists 10% below the area average of $641/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Tam O'Shanter-Sullivan, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

79/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Sheppard Ave East at Palmdale Dr, about 45 m away

20+ transit stops3 grocery20+ dining17 parks13 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Banbury-Don Mills
$500K
Willowdale East
$441K
Willowdale West
$770K
Annex
$1.39M
Church-Yonge Corridor
$574K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Bridlewood Junior Public School
83%
Bridlewood Junior Public SchoolPublic · Elementary · 0.4 km awayHigher-rated than most nearby · 83% meet the provincial standard
J B Tyrrell Senior Public SchoolEQAO results not published

Affordability & Mortgage

Affordability
$2,502/mo
$121KIncome needed
4.5×Price ÷ income
$577Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

73%mortgage
Mortgage $2,502Property tax $343Condo fee $564Total carry $3,409

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,344per month

Mortgage amount $439,200 · 4.14% over 25 years

$109,800Down payment (20.0%)
$439,200Loan before insurance
$0CMHC premium
$3,251Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,344
Property tax
$343
Condo / maintenance fees
$564
Heating
$0
Estimated monthly cost
$3,251

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$7,455
Toronto municipal land transfer tax
$7,455
Estimated closing costs
$14,910

Plus your down payment of $109,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,847/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$263,920Total interest paid
$703,120Total of all payments
Principal $439,200 Interest $263,920
YearPrincipalInterestBalance
1$10,289$17,836$428,911
2$10,719$17,405$418,192
3$11,168$16,957$407,024
4$11,635$16,490$395,389
5$12,121$16,003$383,268
6$12,629$15,496$370,639
7$13,157$14,968$357,483
8$13,707$14,418$343,775
9$14,280$13,844$329,495
10$14,878$13,247$314,617
11$15,500$12,625$299,117
12$16,148$11,976$282,969
13$16,824$11,301$266,145
14$17,528$10,597$248,618
15$18,261$9,864$230,357
16$19,025$9,100$211,332
17$19,820$8,305$191,512
18$20,649$7,475$170,863
19$21,513$6,612$149,349
20$22,413$5,712$126,937
21$23,350$4,774$103,586
22$24,327$3,798$79,259
23$25,345$2,780$53,914
24$26,405$1,720$27,509
25$27,509$615$0

At the end of your 5-year term

Total paid over the term
$140,624
Principal paid down
$55,932
Interest paid
$84,692
Balance remaining
$383,268

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,050/mo
$36,600Gross annual rent
3.9%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.7%
Gross yield
− Property tax $3,843− Condo fees $6,764− Insurance $600− Vacancy & upkeep $4,026Net operating income $21,367

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROSEMOUNT REALTY AND ASSOCIATES LTD.. MLS®/PropTx.

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