74 Four Oaks Gate, Toronto, ON

East York, Toronto · MLS® E13150488

$2,849,000
For Sale
Listed 63 days ago
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5Bedrooms
5Bathrooms
1Garage · 3 parking
3000-3500Sq Ft

About this home

Nestled in the prestigious Four Oaks enclave, just across the Millwood Bridge from Leaside, this custom 4+1 bedroom, 4.5-bath residence offers over 4,500 square feet of living space on a private, treed Don Valley ravine lot with a coveted 50-foot frontage and direct access from your backyard to kilometers of Don Valley trails. A chef's kitchen - stainless appliances, granite counters, oversized island - opens to the main-floor family room and both open seamlessly to the spectacular ravine-side backyard, creating an exceptional indoor-outdoor living experience. The primary suite features treetop views, a spa-inspired ensuite, and a private terrace over the ravine. The finished lower level adds a guest bedroom and bath, recreation area with fireplace, and abundant storage. Minutes from Leaside shops, transit, and top schools, offering the coveted Leaside lifestyle with the privacy and natural beauty of a rare Don Valley ravine setting - at a compelling alternative to comparable properties - 74 Four Oaks Gate is must-see.

Key facts

Property type
Detached, 2-Storey
MLS®
E13150488
Bedrooms
5 (4 + 1)
Bathrooms
5 (1 half)
Size
3000-3500
Lot
50 × 199.81 ft
Cross streets
O'Connor/W. of Coxwell
Parking
1 garage · 3 parking (built-in)
Driveway
Available, Private Double
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$14,320 / 2025
Days on market
63
Listing brokerage
SOTHEBY'S INTERNATIONAL REALTY CANADA

Rooms

SittingSecond4.78 × 2.79 m

Hardwood Floor

Game RoomBasement7.11 × 5.97 m

hardwood floor · gas fireplace · pot lights

Family RoomMain5.36 × 4.47 m

hardwood floor · gas fireplace · b/i shelves

RecreationBasement4.60 × 4.24 m

wet bar · above grade window · pot lights

LaundryMain3.73 × 3.00 m

stone floor · w/o to garage · b/i shelves

Utility RoomBasement3.66 × 2.29 m
Dining RoomMain4.62 × 3.99 m

hardwood floor · french doors · w/o to deck

Bedroom 5Basement4.62 × 4.22 m

hardwood floor · above grade window · double closet

Cold Room/CantinaBasement8.08 × 2.34 m
Bedroom 3Second3.99 × 3.89 m

hardwood floor · double closet · south view

OtherBasement3.33 × 2.41 m
Primary BedroomSecond5.00 × 4.47 m

6 pc ensuite · walk-in closet(s) · w/o to balcony

Living RoomMain4.72 × 3.91 m

hardwood floor · gas fireplace · bay window

Bedroom 4Second3.33 × 3.33 m

hardwood floor · double closet · pot lights

Bedroom 2Second4.04 × 3.23 m

hardwood floor · double closet

KitchenMain5.69 × 3.20 m

breakfast bar · granite counters · pantry

Moe’s TakeTeam Asgarian · Broker
In line
$3.06Mest. value

Listed at $2,849,000, this home is within the range of comparable homes, on the lower side. The number above is my independent estimate of value, not the asking price.

In East York lately, sellers have been getting about 103% of asking and homes sell in about 16 days.

Based on 93 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 93 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $2.99M, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $2.80M
  • Bedrooms +$30K
  • Bathrooms +$15K
  • Adjusts to $2.85M

That comparable adjusts to $2.85M; the $3.06M estimate above is the median of all 93 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

The assigned public school is Diefenbaker Elementary School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

List price
$2.79MGreat deal$3.33MOverpriced

Total price vs nearby homes. Fair value about $3.06M, median of 93 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Ravine lot: privacy and premium value, but confirm the buildable area and any conservation limits. Worth verifying
  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
Comparable listingsCurrently listed nearby in East York · asking prices
$2.38Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

850 Cosburn Avenue$1.90M121 Durant Avenue$2.63M39 Derwyn Road$2.60M

The 3 closest active listings nearby.

See all comparable homes
2.85MThis home1.90M2.63M2.60MThis home vs active comparables
Live market pulseActive comparables in East York · median list $2.15M
$877this home / sqft
9active listings nearby
63days on market
97sold nearby · 90 days
$1.51Mmedian sold price
103%of asking, on average

This home lists 4% below the area average of $911/sqft.

62 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

East York, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Birchcliffe-Cliffside
$1.69M
Bedford Park-Nortown
$4.46M
Willowdale East
$3.00M
L'Amoreaux
$1.54M
Eringate-Centennial-West Deane
$1000K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Diefenbaker Elementary School
68%
Diefenbaker Elementary SchoolPublic · Elementary · 0.4 km awayBelow the GTA average · 68% meet the provincial standard
East York Alternative Secondary SchoolEQAO results not published

Affordability & Mortgage

Affordability
$12,985/mo
$535KIncome needed
5.3×Price ÷ income
$2,996Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $12,985Property tax $1,193Total carry $14,178

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$12,163per month

Mortgage amount $2,279,200 · 4.14% over 25 years

$569,800Down payment (20.0%)
$2,279,200Loan before insurance
$0CMHC premium
$13,356Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$12,163
Property tax
$1,193
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$13,356

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$57,700
Toronto municipal land transfer tax
$57,700
Estimated closing costs
$115,400

Plus your down payment of $569,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$14,773/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,369,597Total interest paid
$3,648,797Total of all payments
Principal $2,279,200 Interest $1,369,597
YearPrincipalInterestBalance
1$53,394$92,558$2,225,806
2$55,627$90,325$2,170,179
3$57,954$87,998$2,112,225
4$60,378$85,574$2,051,847
5$62,904$83,048$1,988,943
6$65,535$80,417$1,923,409
7$68,276$77,676$1,855,133
8$71,132$74,820$1,784,001
9$74,107$71,845$1,709,893
10$77,207$68,745$1,632,686
11$80,436$65,515$1,552,250
12$83,801$62,151$1,468,449
13$87,306$58,646$1,381,143
14$90,958$54,994$1,290,184
15$94,763$51,189$1,195,422
16$98,727$47,225$1,096,695
17$102,856$43,096$993,839
18$107,159$38,793$886,680
19$111,641$34,311$775,040
20$116,311$29,641$658,729
21$121,176$24,776$537,553
22$126,244$19,708$411,309
23$131,525$14,427$279,784
24$137,026$8,926$142,758
25$142,758$3,194$0

At the end of your 5-year term

Total paid over the term
$729,759
Principal paid down
$290,257
Interest paid
$439,503
Balance remaining
$1,988,943

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$6,300/mo
$75,600Gross annual rent
1.8%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.7%
Gross yield
− Property tax $14,320− Insurance $1,400− Vacancy & upkeep $8,316Net operating income $51,564

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SOTHEBY'S INTERNATIONAL REALTY CANADA. MLS®/PropTx.

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