1306 Kingston Road, Toronto, ON

Birchcliffe-Cliffside, Toronto · MLS® E13158866

$899,900
For Sale
Listed 57 days ago
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3Bedrooms
2Bathrooms
1Garage · 3 parking
700-1100Sq Ft

About this home

Welcome to this beautifully updated corner lot bungalow, in the heart of Toronto's highly sought after Birch Cliff community. Bright, stylish, and filled with natural light, this inviting home offers the perfect balance of modern updates and timeless charm. The thoughtfully designed main floor showcases a bright open-concept living space accented by custom 10.5 feet high-tray ceilings with elegant pot lighting. The renovated kitchen features an oversized island, abundant cabinetry and prep space; perfect for both everyday living and entertaining. Two spacious bedrooms offer large windows and double glass-door closets, while updated flooring flows seamlessly throughout the home. The generous bathroom is beautifully finished with floor-to-ceiling tile in the shower area, creating a clean and modern spa-like feel. The finished self-contained lower-level unit provides excellent versatility, currently receiving $1,800 in monthly income from AAA tenant; making it an ideal opportunity for homeowners and investors alike. Step outside to enjoy the expansive fully fenced backyard, offering exceptional privacy and the perfect setting for entertaining, relaxing and family enjoyment. Over 40K spent on the professionally installed custom exterior stonework. Convenient side-by-side parking for two vehicles fronts the attached garage complete with built-in shelving. Elevating this home by topping up an additional floor to create a stunning primary retreat overlooking the prestegious hunt club which is located directly across the street. Minutes from neighbourhood favourites including Blantyre Park, Rosetta McClain Gardens, the Beaches and Balmy Beach Club. This home also offers easy access to local shops, parks, restaurants and waterfront trails. TTC transit, the Scarborough Bluffs, and waterfront trails. See Hood HQ for more local schools and attractions. Enjoy comfortable, turn-key living in one of Toronto's most beloved east-end neighborhoods.

Key facts

Property type
Detached, Bungalow
MLS®
E13158866
Bedrooms
3 (2 + 1)
Bathrooms
2
Size
700-1100
Lot
23.5 × 110 ft
Cross streets
Kingston road and Victoria Park.
Parking
1 garage · 3 parking (attached)
Driveway
Private Double
Basement
Apartment, Full, Separate Entrance
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Unknown
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,412 / 2026
Days on market
57
Listing brokerage
RE/MAX ROUGE RIVER REALTY LTD.

Rooms

KitchenLower3.10 × 2.10 m

backsplash · stone counters

Primary BedroomMain4.42 × 3.36 m

double closet · window · hardwood floor

Living RoomLower3.98 × 2.83 m

b/i bar · gas fireplace

Bedroom 2Main2.74 × 2.89 m

double closet · window · hardwood floor

BedroomLower3.70 × 4.30 m

laminate · double closet

Living RoomMain3.98 × 3.96 m

moulded ceiling · picture window · open concept

Dining RoomMain2.43 × 3.04 m

combined w/kitchen · pot lights · hardwood floor

KitchenMain3.81 × 3.35 m

granite counters · stainless steel appl · centre island

Moe’s TakeTeam Asgarian · Broker
Above comparables
$825Kest. value

Listed at $899,900, this home is about 9% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

Priced above comparable homes overall, but the price per square foot ($1,000/sqft) is in line with the area, so you are paying for extra space rather than a premium.

Based on 7 similar homes nearby, adjusted for size, beds, and baths.Median of 7 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $894K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $749K
  • Adjusts to $749K

That comparable adjusts to $749K; the $825K estimate above is the median of all 7 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

Its public catchment (Malvern Collegiate Institute) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Kingston Rd at Wood Glen Rd is about a 1-minute walk away.

List price
$780KGreat deal$900KOverpriced

Total price vs nearby homes. Fair value about $825K, median of 7 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Open-concept layout: modern, sought-after flow.
  • Currently tenanted: confirm the lease terms and vacant-possession timing before closing.
  • Corner lot: more light and frontage, sometimes at the cost of privacy.
  • Value driver
  • Lifestyle
  • Worth verifying
  • Weigh carefully
Comparable listingsCurrently listed nearby in Birchcliffe-Cliffside · asking prices
$851kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

53 Glen Everest Road$950k43 Heale Avenue$850k14 Beachdale Avenue$849k22 Atlee Avenue$825k221 Clonmore Drive$780k

The 5 closest of 7 active listings nearby.

See all comparable homes
900kThis home950k850k849k825k780kThis home vs active comparables
Live market pulseActive comparables in Birchcliffe-Cliffside · median list $800K
$1,000this home / sqft
14active listings nearby
57days on market

This home lists 6% above the area average of $947/sqft.

56 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Birchcliffe-Cliffside, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

69/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: Kingston Rd at Wood Glen Rd, about 97 m away

20+ transit stops6 grocery20+ dining19 parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Cliffcrest
$1.51M
Wexford-Maryvale
$865K
High Park-Swansea
$4.99M
Lawrence Park South
$2.14M
Bedford Park-Nortown
$2.90M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Blantyre Public School
71%
Blantyre Public SchoolPublic · Elementary · 0.7 km awayAround the GTA average · 71% meet the provincial standard

Affordability & Mortgage

Affordability
$4,101/mo
$171KIncome needed
5.3×Price ÷ income
$946Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $4,101Property tax $368Total carry $4,469

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,842per month

Mortgage amount $719,920 · 4.14% over 25 years

$179,980Down payment (20.0%)
$719,920Loan before insurance
$0CMHC premium
$4,209Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,842
Property tax
$368
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,209

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,473
Toronto municipal land transfer tax
$14,473
Estimated closing costs
$28,946

Plus your down payment of $179,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,666/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$432,608Total interest paid
$1,152,528Total of all payments
Principal $719,920 Interest $432,608
YearPrincipalInterestBalance
1$16,865$29,236$703,055
2$17,571$28,530$685,484
3$18,306$27,795$667,178
4$19,071$27,030$648,107
5$19,869$26,232$628,238
6$20,700$25,401$607,538
7$21,566$24,535$585,972
8$22,468$23,633$563,504
9$23,408$22,693$540,096
10$24,387$21,714$515,709
11$25,407$20,694$490,302
12$26,470$19,631$463,832
13$27,577$18,524$436,255
14$28,731$17,371$407,524
15$29,932$16,169$377,592
16$31,184$14,917$346,408
17$32,489$13,612$313,919
18$33,848$12,253$280,071
19$35,263$10,838$244,808
20$36,738$9,363$208,070
21$38,275$7,826$169,794
22$39,876$6,225$129,918
23$41,544$4,557$88,374
24$43,282$2,819$45,092
25$45,092$1,009$0

At the end of your 5-year term

Total paid over the term
$230,506
Principal paid down
$91,682
Interest paid
$138,824
Balance remaining
$628,238

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
1.1%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.9%
Gross yield
− Property tax $4,412− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $9,674

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ROUGE RIVER REALTY LTD.. MLS®/PropTx.

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