183 Island Road, Toronto, ON

Rouge E10, Toronto · MLS® E13159116

$1,249,000
For Sale
Listed 57 days ago
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7Bedrooms
4Bathrooms
1Garage · 7 parking
1100-1500Sq Ft

About this home

Rare Opportunity In The Highly Sought-After West Rouge Community! This solid brick detached bungalow sits on a premium 65' x 125' lot, perfectly blending functional layout with endless potential. The bright main floor features a spacious living room with a cozy fireplace, a breakfast with a walk-out to a large deck, and three generous bedrooms. The fully finished basement boasts a separate entrance, a full kitchen, and two extra bedrooms-ideal for multi-generational living or an in-law suite. Enjoy a private, fully fenced backyard oasis with a swimming pool. Located in a top-tier school district (West Rouge Jr PS, Sir Oliver Mowat CI) and steps to the Rouge National Urban Park, Rouge River, and the beach. A commuter's dream-just 5 minutes to the 401 and Rouge Hill GO Station. Move in now. Fully renovated 3+4 bedrooms in 2024. One car garage plus 6 parking spaces outside. New: roof, fence and huge deck. All house has new electrical and was upgraded to 200A panel + sub panel in the basement. This house has new ducts, new high efficiency furnace and air conditioner, new tankless water heater. Full 4 bathrooms (2 + 2)with heated floors. Lots of storage space. Two new kitchens, two washers and two dryers. All new top appliances and CB2 light fixtures. Entrance has new door with super lock and camera, heated marble floor. Cameras outside. Tenants can stay or move out.

Key facts

Property type
Detached, Bungalow
MLS®
E13159116
Bedrooms
7 (3 + 4)
Bathrooms
4 (1 half)
Size
1100-1500
Lot
65 × 125 ft
Cross streets
Rouge Hills and East Ave
Parking
1 garage · 7 parking (built-in)
Driveway
Private
Basement
Apartment, Separate Entrance, Finished
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Block
Roof
Asphalt Shingle
Sewer
Sewer
Pool
Inground
Property tax
$4,650 / 2025
Days on market
57
Listing brokerage
ROYAL LEPAGE TERREQUITY REALTY
Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

The assigned public school is Sir Oliver Mowat Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. East Ave at Island Rd is about a 4-minute walk away.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Heated floors: comfort and a premium-finish signal.
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Income potential
  • Value driver
  • Lifestyle
  • Weigh carefully
Live market pulseActive comparables in Rouge E10 · median list $1.28M
$961this home / sqft
11active listings nearby
57days on market

56 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Rouge E10, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

69/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: East Ave at Island Rd, about 319 m away

20+ transit stops3 grocery20+ dining13 parks8 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Cliffcrest
$1.51M
Wexford-Maryvale
$865K
Lawrence Park South
$2.14M
Bedford Park-Nortown
$2.90M
High Park-Swansea
$4.99M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Sir Oliver Mowat Collegiate Institute
70%
Sir Oliver Mowat Collegiate InstitutePublic · Secondary · 2.2 km awayAround the GTA average · 70% meet the provincial standard
West Rouge Junior Public SchoolEQAO results not published
Joseph Howe Senior Public SchoolEQAO results not published

Affordability & Mortgage

Affordability
$5,693/mo
$232KIncome needed
5.4×Price ÷ income
$1,314Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $5,693Property tax $388Total carry $6,080

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,332per month

Mortgage amount $999,200 · 4.14% over 25 years

$249,800Down payment (20.0%)
$999,200Loan before insurance
$0CMHC premium
$5,720Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,332
Property tax
$388
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,720

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$21,455
Toronto municipal land transfer tax
$21,455
Estimated closing costs
$42,910

Plus your down payment of $249,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$6,476/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$600,431Total interest paid
$1,599,631Total of all payments
Principal $999,200 Interest $600,431
YearPrincipalInterestBalance
1$23,408$40,577$975,792
2$24,387$39,598$951,405
3$25,407$38,578$925,998
4$26,470$37,515$899,529
5$27,577$36,408$871,952
6$28,730$35,255$843,221
7$29,932$34,053$813,289
8$31,184$32,801$782,105
9$32,489$31,497$749,616
10$33,848$30,138$715,769
11$35,263$28,722$680,505
12$36,738$27,247$643,767
13$38,275$25,710$605,492
14$39,876$24,109$565,616
15$41,544$22,441$524,072
16$43,282$20,704$480,790
17$45,092$18,893$435,698
18$46,978$17,007$388,720
19$48,943$15,042$339,777
20$50,990$12,995$288,786
21$53,123$10,862$235,663
22$55,345$8,640$180,318
23$57,660$6,325$122,657
24$60,072$3,913$62,585
25$62,585$1,400$0

At the end of your 5-year term

Total paid over the term
$319,926
Principal paid down
$127,248
Interest paid
$192,678
Balance remaining
$871,952

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
1.5%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.2%
Gross yield
− Property tax $4,650− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $18,514

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE TERREQUITY REALTY. MLS®/PropTx.

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