24 Fintona Avenue, Toronto, ON

Guildwood, Toronto · MLS® E13166582

$1,149,000
For Sale
Listed 55 days ago
5Bedrooms
2Bathrooms
1Garage · 4 parking
1100-1500Sq Ft

About this home

Sunfilled Spacious Bungalow With A Legal Basement Apartment In Prestigious Guildwood. Large Bright New Kitchen WithQuartz Countertops, Bosch D/W, Ss Fridge And Stove. New Flooring Throughout, All New Windows, New Interior Doors. New Bathroom, NewLighting, Gas Furnace (2017), Roof 2019, Complete Water Proofing (2018). New Sump Pump. 2 French Dains & Window Well. New Garage Roof, BackDoor Lighting Upgraded Bsmt Insulation. Ruxul Sound Dampening In The BSMT Ceiling. Brand New Electric Panel w/New Wiring. Features A 2 Br SelfContained Bsmt Unit With New Bathroom & Upgraded Kitchen & Own Laundry* Steps To Top-Rated Poplar Road Public School, Ttc, Go Stn, Parks,Blus, Guild Inn, Steps To The Lake!

Key facts

Property type
Detached, Bungalow
MLS®
E13166582
Bedrooms
5 (3 + 2)
Bathrooms
2
Size
1100-1500
Lot
45 × 113 ft
Cross streets
Morningside / Guildwood Pkwy
Parking
1 garage · 4 parking (attached)
Driveway
Private
Basement
Apartment, Separate Entrance
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,668 / 2025
Days on market
55
Listing brokerage
FIRST CLASS REALTY INC.

Rooms

Primary BedroomMain4.32 × 3.07 m

double closet · large window · overlooks backyard

Bedroom 4Lower5.87 × 3.25 m

closet · laminate

Bedroom 5Lower3.25 × 3.20 m

closet · laminate

Dining RoomLower6.73 × 4.09 m

Combined w/Living

KitchenMain5.11 × 2.36 m

quartz counter · stainless steel appl · pantry

KitchenLower3.30 × 2.03 m

b/i dishwasher · double sink

Bedroom 2Main3.25 × 3.15 m

double closet · large window · overlooks backyard

Dining RoomMain6.91 × 4.60 m

Combined w/Dining

Bedroom 3Main3.17 × 2.69 m

Closet

Living RoomLower6.73 × 4.09 m

Combined w/Dining

Listing history

  1. Mar 13, 2026Listed$2,100

Price and status history from the listing board. Deemed reliable but not guaranteed.

Moe’s TakeTeam Asgarian · Broker
In line
$1.22Mest. value

Listed at $1,149,000, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

There were not many closely comparable homes right in Guildwood, so I widened the search to the surrounding area.

Based on 6 similar homes nearby, adjusted for size, beds, and baths.Median of 6 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.08M, a bit lower. The comparable range is wide here, so treat this as a rough read until I run a full CMA.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.57M
  • Adjusts to $1.57M

That comparable adjusts to $1.57M; the $1.22M estimate above is the median of all 6 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On schools, this address is zoned for Poplar Road Junior Public School, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Morningside Ave at Cumber Ave is about a 4-minute walk away.

List price
$980KGreat deal$1.57MOverpriced

Total price vs nearby homes. Fair value about $1.22M, median of 6 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
  • Recent major systems: lower near-term capital costs, ask for the ages and any warranties.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Income potential
  • Value driver
Comparable listingsCurrently listed nearby · asking prices
$1.41Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

25 Furness Crescent$980k215 Honiton Street$1.57M90 Renault Crescent$1.35M44 Transwell Avenue$1.75M

The 4 closest active listings nearby.

See all comparable homes
1.15MThis home980k1.57M1.35M1.75MThis home vs active comparables
Live market pulseActive comparables in Guildwood · median list $1.15M
$884this home / sqft
12active listings nearby
55days on market

This home lists 3% above the area average of $860/sqft.

54 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Guildwood, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

48/ 100

Somewhat WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Some errands on foot, but most trips need a car.

🚉 Nearest transit: Morningside Ave at Cumber Ave, about 298 m away

20+ transit stops20+ dining14 parks4 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Cliffcrest
$1.51M
Wexford-Maryvale
$865K
Lawrence Park South
$2.14M
Bedford Park-Nortown
$2.90M
High Park-Swansea
$4.99M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Poplar Road Junior Public School
85%
Poplar Road Junior Public SchoolPublic · Elementary · 0.8 km awayHigher-rated than most nearby · 85% meet the provincial standard
Jack Miner Senior Public SchoolEQAO results not published
Maplewood High SchoolEQAO results not published

Affordability & Mortgage

Affordability
$5,237/mo
$215KIncome needed
5.4×Price ÷ income
$1,208Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $5,237Property tax $389Total carry $5,626

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,905per month

Mortgage amount $919,200 · 4.14% over 25 years

$229,800Down payment (20.0%)
$919,200Loan before insurance
$0CMHC premium
$5,294Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,905
Property tax
$389
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,294

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$19,455
Toronto municipal land transfer tax
$19,455
Estimated closing costs
$38,910

Plus your down payment of $229,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$5,958/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$552,358Total interest paid
$1,471,558Total of all payments
Principal $919,200 Interest $552,358
YearPrincipalInterestBalance
1$21,534$37,329$897,666
2$22,434$36,428$875,232
3$23,373$35,490$851,859
4$24,350$34,512$827,509
5$25,369$33,493$802,140
6$26,430$32,432$775,710
7$27,536$31,327$748,174
8$28,687$30,175$719,486
9$29,887$28,975$689,599
10$31,138$27,725$658,461
11$32,440$26,422$626,021
12$33,797$25,065$592,225
13$35,211$23,652$557,014
14$36,683$22,179$520,331
15$38,218$20,645$482,113
16$39,816$19,046$442,296
17$41,482$17,380$400,815
18$43,217$15,645$357,598
19$45,025$13,838$312,573
20$46,908$11,954$265,665
21$48,870$9,992$216,795
22$50,914$7,948$165,881
23$53,044$5,818$112,837
24$55,263$3,600$57,574
25$57,574$1,288$0

At the end of your 5-year term

Total paid over the term
$294,312
Principal paid down
$117,060
Interest paid
$177,251
Balance remaining
$802,140

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
1.6%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.4%
Gross yield
− Property tax $4,668− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $18,496

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of FIRST CLASS REALTY INC.. MLS®/PropTx.

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