406-25 Silver Springs Boulevard, Toronto, ON

L'Amoreaux, Toronto · MLS® E13167948

$498,000
For Sale
Listed 59 days ago
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2Bedrooms
1Bathrooms
1Garage
900-999Sq Ft

About this home

High-Demand Location! Experience urban sophistication in this meticulously updated 966 sqft urban oasis, boasting an open-concept 906 sqft interior paired with a private 60 sqft terrace. No detail overlooked with premium upgrades throughout! Features a newly renovated chef's kitchen with sleek granite countertops, matching granite floors, and brand-new stainless steel appliances. Both Kitchen and washroom are beautifully modernized with designer ceramic walls and granite flooring. Enjoy freshly installed laminate floors, updated doors, a new high-efficiency HVAC system, and a crisp, neutral paint palette. Resort-style building amenities include a fully equipped gym, indoor pool, hot tub, sauna, game room, and party room. Perfectly positioned for ultimate convenience-steps to premier shopping, hospitals, top schools, and highways. Commuters will love the instant access to 24-hr bus service, TTC, and the GO train network. Move in & enjoy effortless luxury!

Key facts

Property type
Condo Apartment, Apartment
MLS®
E13167948
Bedrooms
2
Bathrooms
1
Size
900-999
Cross streets
Finch And Birchmount
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Concrete
Maintenance
$582/mo
Exposure
East
Property tax
$1,606 / 2025
Days on market
59
Listing brokerage
Initia Real Estate

Rooms

Dining RoomFlat3.78 × 3.35 m
Family RoomFlat3.78 × 3.35 m
FoyerFlat3.05 × 1.73 m
Primary BedroomFlat4.32 × 3.31 m
BedroomFlat2.66 × 2.44 m
KitchenFlat4.57 × 2.31 m
Our TakeTeam Asgarian · Broker
In line
$451Kest. value

Listed at $498,000, and my independent estimate is within the range of comparable homes, on the higher side.

In L'Amoreaux lately, sellers get about 97% of asking; homes sell in ~36 days.

List price
$414KGreat deal$502KOverpriced

Total price vs nearby homes. Fair value about $451K, median of 58 comparables.

How this estimate is builtthe short version

I take the 58 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $342K, lower than the comparables and worth a second look.

What the listing highlights5 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit

The assigned public school is Silver Springs Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Based on 58 comparable homes that recently sold nearby.

Comparable listingsCurrently listed nearby in L'Amoreaux · asking prices
$474kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

706-45 Silver Springs Boulevard$499kPH12-25 Silver Springs Boulevard$528k602-2721 Victoria Park Avenue$439k203-2721 Victoria Pk Avenue$429k

The 4 closest active listings nearby.

See all comparable homes
498kThis home499k528k439k429kThis home vs active comparables
Live market pulseActive comparables in L'Amoreaux · median list $500K
$524this home / sqft
15active listings nearby
59days on market
69sold nearby · 90 days
$495Kmedian sold price
97%of asking, on average

This home lists 16% above the area average of $452/sqft.

58 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

L'Amoreaux, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Henry Farm
$627K
Bayview Village
$549K
Willowdale East
$562K
Bay Street Corridor
$560K
Moss Park
$490K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Silver Springs Public School
64%
Silver Springs Public SchoolPublic · Elementary · 0.5 km awayBelow the GTA average · 64% meet the provincial standard

Affordability & Mortgage

Affordability
$2,270/mo
$105KIncome needed
4.8×Price ÷ income
$524Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

76%mortgage
Mortgage $2,270Property tax $134Condo fee $582Total carry $2,986

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,126per month

Mortgage amount $398,400 · 4.14% over 25 years

$99,600Down payment (20.0%)
$398,400Loan before insurance
$0CMHC premium
$2,842Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,126
Property tax
$134
Condo / maintenance fees
$582
Heating
$0
Estimated monthly cost
$2,842

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,435
Toronto municipal land transfer tax
$6,435
Estimated closing costs
$12,870

Plus your down payment of $99,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,582/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$239,403Total interest paid
$637,803Total of all payments
Principal $398,400 Interest $239,403
YearPrincipalInterestBalance
1$9,333$16,179$389,067
2$9,724$15,789$379,343
3$10,130$15,382$369,213
4$10,554$14,958$358,659
5$10,995$14,517$347,664
6$11,455$14,057$336,208
7$11,935$13,578$324,274
8$12,434$13,078$311,840
9$12,954$12,558$298,886
10$13,496$12,016$285,391
11$14,060$11,452$271,330
12$14,648$10,864$256,682
13$15,261$10,251$241,421
14$15,899$9,613$225,522
15$16,564$8,948$208,958
16$17,257$8,255$191,700
17$17,979$7,533$173,721
18$18,731$6,781$154,990
19$19,515$5,998$135,475
20$20,331$5,181$115,145
21$21,181$4,331$93,963
22$22,067$3,445$71,896
23$22,990$2,522$48,906
24$23,952$1,560$24,954
25$24,954$558$0

At the end of your 5-year term

Total paid over the term
$127,561
Principal paid down
$50,736
Interest paid
$76,824
Balance remaining
$347,664

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,050/mo
$36,600Gross annual rent
4.7%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

7.3%
Gross yield
− Property tax $1,606− Condo fees $6,984− Insurance $600− Vacancy & upkeep $4,026Net operating income $23,384

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Initia Real Estate. MLS®/PropTx.

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