559 Midland Avenue, Toronto, ON

Cliffcrest, Toronto · MLS® E13169700

$899,999
For Sale
Listed 53 days ago
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4Bedrooms
4Bathrooms
2Garage
1500-2000Sq Ft

About this home

HOUSE FOR SALE IN TORONTO. Located in the Evergreen Community just minutes from the Scarborough Bluffs, this gorgeous 4bed and 4 Full Washrooms Emerald Model townhouse by Monarch is the perfect place to call home.Notable features include: Bright open concept layout, hardwood floors throughout, modernkitchen with granite counters, double under-mount sink, custom backsplash; large principalrooms, walkout from Living room through sliding patio doors to oversized 13'9 x 11'9 deck withgas BBQ hookup; large primary bedroom with 4pc ensuite and 2 generous extra bedrooms; anddirect access to extra-large tandem garage which can comfortably fit two cars. Located In APrime Location! Close To All Amenities. R.H. King School, Warden & Kennedy Subway, Bluffer's Park, Walk To Scarborough Go Station. 24 Hr TTC. 20 Min To Downtown. Won't Last Long!

Key facts

Property type
Townhouse, 3-Storey
MLS®
E13169700
Bedrooms
4
Bathrooms
4
Size
1500-2000
Lot
13.78 × 117.78 ft
Cross streets
St.Clair / Midland
Parking
2 garage (built-in)
Driveway
Lane, Tandem
Basement
Finished
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,306 / 2025
Days on market
53
Listing brokerage
COLDWELL BANKER DREAM CITY REALTY

Rooms

KitchenSecond6.43 × 2.84 m

eat-in kitchen · granite counters · stainless steel appl

Dining RoomSecond6.83 × 6.17 m

combined w/living · hardwood floor

Bedroom 3Third3.04 × 2.90 m

hardwood floor · closet · window

Bedroom 4Ground2.15 × 2.78 m

hardwood floor · window · 4 pc bath

Bedroom 2Third2.70 × 3.04 m

hardwood floor · closet · w/o to balcony

Primary BedroomThird4.54 × 3.60 m

hardwood floor · walk-in closet(s) · 4 pc ensuite

Living RoomSecond6.83 × 6.17 m

combined w/dining · hardwood floor · w/o to deck

Moe’s TakeTeam Asgarian · Broker
In line
$996Kest. value

Listed at $899,999, this home is within the range of comparable homes, on the lower side. The number above is my independent estimate of value, not the asking price.

There were not many closely comparable homes right in Cliffcrest, so I widened the search to the surrounding area.

Based on 18 similar homes nearby, adjusted for size, beds, and baths.Median of 18 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $905K, a close match. The comparable range is wide here, so treat this as a rough read until I run a full CMA.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.24M
  • Bathrooms +$15K
  • Adjusts to $1.25M

That comparable adjusts to $1.25M; the $996K estimate above is the median of all 18 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is R H King Academy. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Midland Ave at St Clair Ave East North Side is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$865KGreat deal$1.21MOverpriced

Total price vs nearby homes. Fair value about $996K, median of 18 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Primary suite: a key comfort and resale feature.
  • Open-concept layout: modern, sought-after flow.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Lifestyle
  • Value driver
Comparable listingsCurrently listed nearby · asking prices
$905kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

64 Danielle Moore Circle$942k57 Woodstream Drive$998k245 Isaac Devins Boulevard$799k26 Abraham Welsh Road$899k16 Guillet Street$889k

The 5 closest of 8 active listings nearby.

See all comparable homes
900kThis home942k998k799k899k889kThis home vs active comparables
Live market pulseActive comparables in Toronto · median list $998K
$514this home / sqft
70active listings nearby
53days on market

This home lists 19% below the area average of $635/sqft.

43 days longer than the Toronto average (10 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Cliffcrest, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

74/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Midland Ave at St Clair Ave East North Side, about 24 m away

20+ transit stops5 grocery20+ dining16 parks12 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Clairlea-Birchmount
$881K
Dorset Park
$800K
South Riverdale
$999K
Cabbagetown-South St. James Town
$1.71M
Moss Park
$1.27M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near John A Leslie Public School
60%
John A Leslie Public SchoolPublic · Elementary · 0.6 km awayBelow the GTA average · 60% meet the provincial standard

Affordability & Mortgage

Affordability
$4,102/mo
$171KIncome needed
5.3×Price ÷ income
$947Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $4,102Property tax $359Total carry $4,461

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,842per month

Mortgage amount $719,999 · 4.14% over 25 years

$180,000Down payment (20.0%)
$719,999Loan before insurance
$0CMHC premium
$4,201Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,842
Property tax
$359
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,201

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,475
Toronto municipal land transfer tax
$14,475
Estimated closing costs
$28,950

Plus your down payment of $180,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,667/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$432,656Total interest paid
$1,152,655Total of all payments
Principal $719,999 Interest $432,656
YearPrincipalInterestBalance
1$16,867$29,239$703,132
2$17,573$28,534$685,559
3$18,308$27,799$667,252
4$19,073$27,033$648,178
5$19,871$26,235$628,307
6$20,702$25,404$607,605
7$21,568$24,538$586,036
8$22,471$23,636$563,566
9$23,410$22,696$540,155
10$24,390$21,716$515,766
11$25,410$20,696$490,356
12$26,473$19,633$463,883
13$27,580$18,526$436,303
14$28,734$17,373$407,569
15$29,936$16,171$377,634
16$31,188$14,918$346,446
17$32,492$13,614$313,954
18$33,851$12,255$280,102
19$35,267$10,839$244,835
20$36,742$9,364$208,092
21$38,279$7,827$169,813
22$39,881$6,226$129,933
23$41,549$4,558$88,384
24$43,287$2,820$45,097
25$45,097$1,009$0

At the end of your 5-year term

Total paid over the term
$230,531
Principal paid down
$91,692
Interest paid
$138,839
Balance remaining
$628,307

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
3.1%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.2%
Gross yield
− Property tax $4,306− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $27,936

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of COLDWELL BANKER DREAM CITY REALTY. MLS®/PropTx.

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