21 Halfmoon Square, Toronto, ON

Highland Creek, Toronto · MLS® E13176168

$1,099,000
For Sale
Listed 52 days ago
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4Bedrooms
4Bathrooms
2Garage · 4 parking
1500-2000Sq Ft

About this home

Welcome to 21 Halfmoon Sq., a well-maintained family home in one of Scarborough's most convenient and established neighborhoods. Offering nearly 1,500 sq. ft. of functional living space and a further 700 sq. ft. in the basement that has a kitchen and a 3 piece washroom, This all-brick Detached family home is Perfectly Positioned On An Exclusive, Quiet cul-de-sac like Crescent In The Prestigious Highland Creek Community. Step Inside An Exceptionally Bright, Main Level Adorned With Rich Floors, Elegant Pot Lighting, A Regal Formal Living & Dining Layout, And A Sun filled Family Room Centered Around A Cozy Fireplace. The Kitchen with Granite Countertops, Stainless Steel Appliances, & A Picturesque Bay-Window Breakfast Sanctuary. Escape Outdoors Through Seamless Glass Walkouts Leading To Deck & A Private, Fully Fenced Back yard. Access To Double Car Garage From Foyer. The Upper Level Features three big bedrooms with a Retreat Master with a Walk-In Closet & Spa-Like Private Ensuite Bathroom. Enjoy the Nook inside the master. An Elevated Lower Level: The Fully Finished, High-Ceiling Basement Unveils A Premium Self-Contained In-Law Suite Stylishly Finished With Integrated Pot Lights, A Second Full Kitchen, Full Bath, Generous Living Area, & A Spectacular 4th Bedroom With Closet. An Enviable Location, Walking Distance To Top-Tier Neighborhood Schools (Morrish Public School, Cardinal Leger Catholic School and Highland Creek Public School), Lush Parks & Picturesque Valley Trails! This offers the Ultimate Commuter Convenience Minutes From The 401 & Multiple GO Stations.

Key facts

Property type
Detached, 2-Storey
MLS®
E13176168
Bedrooms
4 (3 + 1)
Bathrooms
4 (1 half)
Size
1500-2000
Lot
35.1 × 100.06 ft
Cross streets
Ellesmere And Conlins
Parking
2 garage · 4 parking (attached)
Driveway
Private Double
Basement
Finished, Full
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,719 / 2026
Days on market
52
Listing brokerage
ROYAL LEPAGE IGNITE REALTY

Rooms

Bedroom 4Basement8.10 × 2.90 m

pot lights · window · double closet

Primary BedroomSecond6.70 × 3.00 m

ensuite bath · walk-in closet(s) · laminate

Family RoomGround5.00 × 3.00 m

fireplace · large window · laminate

Dining RoomGround4.25 × 3.35 m

formal rm · w/o to deck · large window

KitchenBasement2.60 × 2.60 m

family size kitchen · double sink · ceramic floor

Bedroom 3Second3.65 × 3.00 m

double closet · large window · broadloom

Bedroom 2Second3.65 × 3.00 m

double closet · large window · broadloom

Living RoomGround3.65 × 3.35 m

bay window · overlooks dining · laminate

KitchenGround4.90 × 2.40 m

stainless steel appl · bay window · breakfast area

Living RoomBasement5.00 × 3.00 m

pot lights · separate room · laminate

Moe’s TakeTeam Asgarian · Broker
In line
$1.01Mest. value

Listed at $1,099,000, this home is within the range of comparable homes, on the higher side. The number above is my independent estimate of value, not the asking price.

Based on 6 similar homes nearby, adjusted for size, beds, and baths.Median of 6 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.04M, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.05M
  • Adjusts to $1.05M

That comparable adjusts to $1.05M; the $1.01M estimate above is the median of all 6 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On schools, this address is zoned for Morrish Public School, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Canmore Blvd at Halfmoon Sq is about a 1-minute walk away.

List price
$921KGreat deal$1.15MOverpriced

Total price vs nearby homes. Fair value about $1.01M, median of 6 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Primary suite: a key comfort and resale feature.
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$966kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

95 Cinrickbar Drive$1.10M103 Ambercroft Boulevard$1000k554 Mclevin Avenue$798k

The 3 closest active listings nearby.

See all comparable homes
1.10MThis home1.10M1000k798kThis home vs active comparables
Live market pulseActive comparables in Highland Creek · median list $1.10M
$628this home / sqft
6active listings nearby
52days on market

This home lists 4% above the area average of $603/sqft.

51 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Highland Creek, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

49/ 100

Somewhat WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Some errands on foot, but most trips need a car.

🚉 Nearest transit: Canmore Blvd at Halfmoon Sq, about 100 m away

20+ transit stops20+ dining14 parks3 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Cliffcrest
$1.51M
Wexford-Maryvale
$865K
Lawrence Park South
$2.14M
Bedford Park-Nortown
$2.90M
High Park-Swansea
$4.99M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Morrish Public School
82%
Morrish Public SchoolPublic · Elementary · 0.1 km awayAbove the GTA average · 82% meet the provincial standard
West Hill Collegiate InstituteEQAO results not published

Affordability & Mortgage

Affordability
$5,009/mo
$206KIncome needed
5.3×Price ÷ income
$1,156Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $5,009Property tax $393Total carry $5,402

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,692per month

Mortgage amount $879,200 · 4.14% over 25 years

$219,800Down payment (20.0%)
$879,200Loan before insurance
$0CMHC premium
$5,085Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,692
Property tax
$393
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,085

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$18,455
Toronto municipal land transfer tax
$18,455
Estimated closing costs
$36,910

Plus your down payment of $219,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$5,699/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$528,321Total interest paid
$1,407,521Total of all payments
Principal $879,200 Interest $528,321
YearPrincipalInterestBalance
1$20,597$35,704$858,603
2$21,458$34,843$837,145
3$22,356$33,945$814,790
4$23,291$33,010$791,499
5$24,265$32,036$767,234
6$25,280$31,021$741,954
7$26,337$29,963$715,616
8$27,439$28,862$688,177
9$28,587$27,714$659,590
10$29,783$26,518$629,808
11$31,028$25,273$598,779
12$32,326$23,975$566,453
13$33,678$22,623$532,775
14$35,087$21,214$497,688
15$36,555$19,746$461,133
16$38,084$18,217$423,049
17$39,677$16,624$383,373
18$41,336$14,965$342,036
19$43,065$13,235$298,971
20$44,867$11,434$254,104
21$46,743$9,557$207,361
22$48,699$7,602$158,662
23$50,736$5,565$107,927
24$52,858$3,443$55,069
25$55,069$1,232$0

At the end of your 5-year term

Total paid over the term
$281,504
Principal paid down
$111,966
Interest paid
$169,538
Balance remaining
$767,234

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.5%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.4%
Gross yield
− Property tax $4,719− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $27,523

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE IGNITE REALTY. MLS®/PropTx.

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