216-340 Watson Street, Whitby, ON
Port Whitby, Whitby · MLS® E13205434
About this home
Welcome to The Yacht Club in the Port of Whitby. Step into a fabulous condo lifestyle in these exquisitely maintained buildings. Located on the shores of Lake Ontario. The Yacht Club offers owners a resort like living experience. Spend your days lounging on the Roof Top terrace soaking up the stunning Marina views, relax around one of the fireplaces or enjoy a BBQ. The Yacht Club makes life easy. All utilities are covered, including TV & Internet. Partake of the exercise room, the indoor pool or the soothing sauna. Unit 216 boasts updated flooring, in-suite laundry, oversized balcony and peaceful evening sunshine through the huge windows. The convenient parking space is located on the same level as the suite. No more elevator after a long day! Extra storage in provided by the included locker. Situated at the lake, but the condo is still close to every possible amenity. Walk to the Go-Train, jump on the 401 to visit friends, or sit on your balcony and watch fireworks on special holidays. Make Unit 216 at the Yacht Club your new home now!
Key facts
- Property type
- Condo Apartment, 1 Storey/Apt
- MLS®
- E13205434
- Bedrooms
- 1
- Bathrooms
- 1
- Size
- 500-599
- Cross streets
- Victoria & Watson
- Parking
- 1 parking
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Concrete
- Foundation
- Concrete
- Roof
- Flat
- Maintenance
- $591/mo
- Exposure
- North West
- Property tax
- $3,155 / 2026
- Days on market
- 51
- Listing brokerage
- RE/MAX WEST REALTY INC.
Rooms
ceramic floor · open concept · double sink
laminate · open concept · large window
laminate · closet · large window
Listed at $450,000, this home is tracking about 32% above a wider set of listings, though close matches were thin, so treat this as a rough read until I run a precise CMA. The number above is my independent estimate of value, not the asking price.
There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.
Based on 17 similar homes nearby, adjusted for size, beds, and baths.Median of 17 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $437K, higher than the comparables and worth a second look.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $400K
- Adjusts to $400K
That comparable adjusts to $400K; the $342K estimate above is the median of all 17 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Victoria Westbound @ Henry is about a 2-minute walk away.
Total price vs nearby homes. Fair value about $342K, median of 17 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
- Elevator: rare and valuable for accessibility and resale.
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
- Weigh carefully
- Lifestyle
- Value driver
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 16% above the area average of $704/sqft.
10 days longer than the Whitby average (41 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Port Whitby, Whitby, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Many errands can be done on foot; a car still helps.
🚉 Nearest transit: Victoria Westbound @ Henry, about 198 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Whitby.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $360,000 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $1,921
- Property tax
- $263
- Condo / maintenance fees
- $591
- Heating
- $0
- Estimated monthly cost
- $2,775
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $5,475
- Estimated closing costs
- $5,475
Plus your down payment of $90,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $115,266
- Principal paid down
- $45,846
- Interest paid
- $69,420
- Balance remaining
- $314,154
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX WEST REALTY INC.. MLS®/PropTx.