12 Bonis Avenue, Toronto, ON

Tam O'Shanter-Sullivan, Toronto · MLS® E13208540

$868,000
For Sale
Listed 50 days ago
Request a showing
◎ Directions
4Bedrooms
4Bathrooms
1Garage · 2 parking
1400-1599Sq Ft

About this home

Excellent Location In Prime Agincourt Neighborhood, Spacious End Unit, Over $100k On New Renovations, Super Bright Open Concept Design Kitchen With New S/S Stove , New S/S Fridge, New S/S Dishwasher New S/S Range Hood, Pot Light, Upgraded Light Fixtures, Stylish Backsplash, Open Concept Living and Dining Area, New Hard Wood Floor, New Window, Natural Light Throughout Living Room Walk Out To Fully Fenced Back Yard. Master Bedroom With Huge Ensuite 5pc Bathroom, Bright And Airy With Large Windows. Finished Basement W/Separate Entrance walk out to Front Yard (For Potential Income), Thoughtfully Updated With Quality Craftsmanship. Short Walk To School, Library, Park, Golf Course & Agincourt Mall, Wal- Mart & All Amenities, Mins To Go Station & Hwy 401. Low Maintenance Fees. Hot Water Tank (Owned). Enjoy a Private Backyard Retreat Featuring A Spacious Deck And A Large Outdoor Storage Shed, Perfect For Storing Tools , Bicycles, Gardening Equipment. This Move In Ready Home Offers The Perfect Blend Of Luxury And Functionality

Key facts

Property type
Condo Townhouse, 2-Storey
MLS®
E13208540
Bedrooms
4 (3 + 1)
Bathrooms
4
Size
1400-1599
Cross streets
Birchmount/Sheppard
Parking
1 garage · 2 parking (built-in)
Basement
Finished, Separate Entrance
Heating
Forced Air
A/C
Other
Exterior
Brick
Maintenance
$410/mo
Exposure
East
Property tax
$3,212 / 2025
Days on market
50
Listing brokerage
DREAM HOME REALTY INC.

Rooms

Dining RoomGround6.40 × 3.60 m

Laminate

Bedroom 2Second3.20 × 2.90 m

laminate · closet

BedroomBasement0.00 × 0.00 m
Bedroom 4Second2.90 × 2.80 m

laminate · closet

KitchenGround3.30 × 3.30 m

ceramic floor · eat-in kitchen

Primary BedroomSecond4.20 × 3.40 m

laminate · large closet

Bedroom 3Second3.40 × 2.80 m

laminate · closet

Living RoomGround6.40 × 3.60 m

laminate · w/o to patio

Moe’s TakeTeam Asgarian · Broker
In line
$802Kest. value

Listed at $868,000, this home is within the range of comparable homes, on the higher side. The number above is my independent estimate of value, not the asking price.

There were not many closely comparable homes right in Tam O'Shanter-Sullivan, so I widened the search to the surrounding area.

Based on 12 similar homes nearby, adjusted for size, beds, and baths.Median of 12 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $828K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $579K
  • Bathrooms +$15K
  • Adjusts to $594K

That comparable adjusts to $594K; the $802K estimate above is the median of all 12 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Stephen Leacock Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Birchmount Rd at Bay Mills Blvd is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$698KGreat deal$948KOverpriced

Total price vs nearby homes. Fair value about $802K, median of 12 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
  • Primary suite: a key comfort and resale feature.
  • Income potential
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$595kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

18-11 Livonia Place$550k1-27 Gosford Boulevard$650k345-4005 Don Mills Road$579k59-10 Esterbrooke Avenue$600k

The 4 closest active listings nearby.

See all comparable homes
868kThis home550k650k579k600kThis home vs active comparables
Live market pulseActive comparables in Tam O'Shanter-Sullivan · median list $600K
$579this home / sqft
5active listings nearby
50days on market

This home lists 17% above the area average of $493/sqft.

46 days longer than the Toronto average (4 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Tam O'Shanter-Sullivan, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

78/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Birchmount Rd at Bay Mills Blvd, about 85 m away

20+ transit stops3 grocery20+ dining13 parks14 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

L'Amoreaux
$600K
Don Valley Village
$720K
Hillcrest Village
$677K
Victoria Village
$782K
Malvern
$516K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Tam O'Shanter Junior Public School
56%
Tam O'Shanter Junior Public SchoolPublic · Elementary · 0.2 km awayBelow the GTA average · 56% meet the provincial standard
John Buchan Senior Public SchoolEQAO results not published

Affordability & Mortgage

Affordability
$3,956/mo
$170KIncome needed
5.1×Price ÷ income
$913Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

85%mortgage
Mortgage $3,956Property tax $268Condo fee $410Total carry $4,634

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,706per month

Mortgage amount $694,400 · 4.14% over 25 years

$173,600Down payment (20.0%)
$694,400Loan before insurance
$0CMHC premium
$4,383Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,706
Property tax
$268
Condo / maintenance fees
$410
Heating
$0
Estimated monthly cost
$4,383

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$13,835
Toronto municipal land transfer tax
$13,835
Estimated closing costs
$27,670

Plus your down payment of $173,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,501/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$417,273Total interest paid
$1,111,673Total of all payments
Principal $694,400 Interest $417,273
YearPrincipalInterestBalance
1$16,267$28,200$678,133
2$16,948$27,519$661,185
3$17,657$26,810$643,528
4$18,395$26,072$625,133
5$19,165$25,302$605,968
6$19,966$24,501$586,002
7$20,802$23,665$565,200
8$21,672$22,795$543,528
9$22,578$21,889$520,950
10$23,523$20,944$497,428
11$24,506$19,960$472,921
12$25,532$18,935$447,390
13$26,599$17,867$420,790
14$27,712$16,755$393,078
15$28,871$15,596$364,207
16$30,079$14,388$334,128
17$31,337$13,130$302,791
18$32,648$11,819$270,143
19$34,013$10,454$236,130
20$35,436$9,031$200,694
21$36,918$7,549$163,775
22$38,463$6,004$125,313
23$40,071$4,395$85,241
24$41,748$2,719$43,494
25$43,494$973$0

At the end of your 5-year term

Total paid over the term
$222,335
Principal paid down
$88,432
Interest paid
$133,903
Balance remaining
$605,968

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,750/mo
$57,000Gross annual rent
4.8%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.6%
Gross yield
− Property tax $3,212− Condo fees $4,920− Insurance $600− Vacancy & upkeep $6,270Net operating income $41,998

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of DREAM HOME REALTY INC.. MLS®/PropTx.

CallRequest a showing