Th4-6 Kalmar Avenue, Toronto, ON
Birchcliffe-Cliffside, Toronto · MLS® E13212584
About this home
No Compromise on Kalmar! Heated garage parking. Landscaping handled. Snow removal handled. A rooftop terrace with a gas hookup for the BBQ and lake views on a clear day.This is the version of low maintenance that doesn't feel like a compromise. Inside, the open concept main floor has a proper dining area, real counter space, and a custom pantry closet that makes the kitchen work the way it should. Custom millwork and wall mouldings at the entry. All new light fixtures, inside and out.The entire top floor belongs to the primary suite. Custom walk-in closet, full ensuite, and enough space to actually breathe. The second bathroom has a full tub. Storage throughout is ample.Fire up the BBQ. Stay out later than you planned. Step outside and Birch Cliff does the rest. Walk the Waterfront Trail to Rosetta McClain Gardens. Most Torontonians make a special trip to see the Bluffs. For you it's within daily walking distance. Grab an Elm Street Deli sandwich, Brett's Ice Cream, or a craft beer on the patio at the new Bodega. Catch Borough FC at Birchmount Stadium on the way home. K-8 French Immersion at Birch Cliff PS. Parks, trails, the ice rink, several daycares, and a growing creative scene along Kingston Road. In a city that keeps building up and pricing out, Birch Cliff feels like a throwback. Walkable streets, fresh air off the lake, and a townhouse like this at a price that still makes sense.
Key facts
- Property type
- Condo Townhouse, 3-Storey
- MLS®
- E13212584
- Bedrooms
- 3
- Bathrooms
- 2
- Size
- 1200-1399
- Cross streets
- Warden & Kingston
- Parking
- 1 garage (surface)
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Maintenance
- $299/mo
- Exposure
- North
- Property tax
- $5,916 / 2026
- Days on market
- 49
- Listing brokerage
- SAGE REAL ESTATE LIMITED
Rooms
access to garage · tile floor
5 pc ensuite · walk-in closet(s) · large window
hardwood floor · overlooks living · combined w/kitchen
closet · window · hardwood floor
stone counters · stainless steel appl · overlooks dining
hardwood floor · large window · overlooks dining
w/o to balcony · closet · hardwood floor
Listed at $879,000, this home is within the range of a wider set of listings, but with few close matches nearby, so worth confirming with a precise CMA. The number above is my independent estimate of value, not the asking price.
There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.
Based on 10 similar homes nearby, adjusted for size, beds, and baths.Median of 10 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.14M, a bit higher.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $1.05M
- Bedrooms −$30K
- Bathrooms −$15K
- Adjusts to $1.00M
That comparable adjusts to $1.00M; the $1.00M estimate above is the median of all 10 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
The assigned public school is Birch Cliff Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Kingston Rd at Kildonan Dr is about a 1-minute walk away.
Total price vs nearby homes. Fair value about $1.00M, median of 10 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Open-concept layout: modern, sought-after flow.
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest active listings nearby.
See all comparable homesThis home lists 6% below the area average of $717/sqft.
46 days longer than the Toronto average (3 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Birchcliffe-Cliffside, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Many errands can be done on foot; a car still helps.
🚉 Nearest transit: Kingston Rd at Kildonan Dr, about 70 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $703,200 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,753
- Property tax
- $493
- Condo / maintenance fees
- $299
- Heating
- $0
- Estimated monthly cost
- $4,545
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $14,055
- Toronto municipal land transfer tax
- $14,055
- Estimated closing costs
- $28,110
Plus your down payment of $175,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $225,152
- Principal paid down
- $89,553
- Interest paid
- $135,599
- Balance remaining
- $613,647
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SAGE REAL ESTATE LIMITED. MLS®/PropTx.