207-4101 Sheppard Avenue, Toronto, ON

Agincourt South-Malvern West, Toronto · MLS® E13216154

$619,000
For Sale
Listed 49 days ago
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3Bedrooms
2Bathrooms
1Garage
1200-1399Sq Ft

About this home

Welcome to this fully renovated 3 bedroom, 2 bathroom showstopper in the heart of Scarborough!Completely transformed from top to bottom with stylish modern finishes and thoughtful upgradesthroughout, this turn-key suite offers the perfect blend of comfort, functionality, andcontemporary living, ideal for families or first time home buyers looking for a move-in readyhome.Step inside to discover a bright open-concept layout featuring luxury vinyl flooringthroughout, upgraded 2 panel doors, mirrored closet doors, all new modern light fixtures, and abeautifully redesigned kitchen made to impress. Complete with quartz countertops, pot lights,and brand new stainless steel appliances including a fridge, stove, and over-the-rangemicrowave, this space was designed for both everyday living and effortless entertaining.The spacious primary bedroom features a stunning renovated ensuite with a sleek stand-up showerand custom glass sliding doors, while the second full bathroom has also been tastefully updatedwith modern finishes. Enjoy the added convenience of a dedicated laundry room with anall-in-one washer/dryer.Located in a well-established community surrounded by parks, schools, shopping, restaurants,transit, and everyday conveniences, this home offers exceptional value and accessibility.Minutes to TTC, Go transit, major highways, and nearby amenities, this is urban conveniencewith the comfort of a residential neighbourhood.A rare opportunity to own a completely renovated, designer inspired unit with space to grow.Just unpack and enjoy!

Key facts

Property type
Condo Apartment, Apartment
MLS®
E13216154
Bedrooms
3
Bathrooms
2
Size
1200-1399
Cross streets
Kennedy/Sheppard
Parking
1 garage (underground)
Basement
None
Heating
Radiant
A/C
None
Exterior
Brick, Concrete
Maintenance
$677/mo
Exposure
South
Property tax
$1,455 / 2026
Days on market
49
Listing brokerage
CENTURY 21 ATRIA REALTY INC.

Rooms

Bedroom 3Flat2.79 × 3.66 m

vinyl floor · large window · mirrored closet

Dining RoomFlat3.35 × 2.26 m

vinyl floor · open concept · overlooks living

Living RoomFlat5.16 × 3.56 m

sunken room · window floor to ceiling · w/o to balcony

Primary BedroomFlat5.33 × 5.08 m

4 pc ensuite · large window · mirrored closet

KitchenFlat3.33 × 3.91 m

quartz counter · stainless steel appl · pot lights

Bedroom 2Flat2.67 × 3.66 m

vinyl floor · large window · mirrored closet

Moe’s TakeTeam Asgarian · Broker
Above comparables
$528Kest. value

Listed at $619,000, this home is about 17% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

Based on 12 similar homes nearby, adjusted for size, beds, and baths.Median of 12 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $453K, a bit lower.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $498K
  • Adjusts to $498K

That comparable adjusts to $498K; the $528K estimate above is the median of all 12 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

Its public catchment (Agincourt Collegiate Institute) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a very walkable address with everyday errands close by. Sheppard Ave East at Reidmount Ave - Agincourt GO Station is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$498KGreat deal$619KOverpriced

Total price vs nearby homes. Fair value about $528K, median of 12 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Primary suite: a key comfort and resale feature.
  • Open-concept layout: modern, sought-after flow.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby in Agincourt South-Malvern West · asking prices
$488kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

616-4727 Sheppard Avenue$500k1208-4727 Sheppard Avenue$498k505-2365 Kennedy Road$455k#904-4725 Sheppard Avenue$499k

The 4 closest active listings nearby.

See all comparable homes
619kThis home500k498k455k499kThis home vs active comparables
Live market pulseActive comparables in Agincourt South-Malvern West · median list $500K
$476this home / sqft
17active listings nearby
49days on market

This home lists 6% above the area average of $448/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Agincourt South-Malvern West, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

80/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Sheppard Ave East at Reidmount Ave - Agincourt GO Station, about 124 m away

20+ transit stops7 grocery20+ dining10 parks14 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Banbury-Don Mills
$500K
Willowdale East
$441K
Willowdale West
$770K
Annex
$1.39M
Church-Yonge Corridor
$577K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Agincourt Junior Public School
75%
Agincourt Junior Public SchoolPublic · Elementary · 0.6 km awayAbove the GTA average · 75% meet the provincial standard
Sir Alexander Mackenzie Senior Public SchoolEQAO results not published
St. BartholomewEQAO results not published

Affordability & Mortgage

Affordability
$2,821/mo
$127KIncome needed
4.9×Price ÷ income
$651Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

78%mortgage
Mortgage $2,821Property tax $121Condo fee $677Total carry $3,620

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,643per month

Mortgage amount $495,200 · 4.14% over 25 years

$123,800Down payment (20.0%)
$495,200Loan before insurance
$0CMHC premium
$3,441Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,643
Property tax
$121
Condo / maintenance fees
$677
Heating
$0
Estimated monthly cost
$3,441

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$8,855
Toronto municipal land transfer tax
$8,855
Estimated closing costs
$17,710

Plus your down payment of $123,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,210/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$297,571Total interest paid
$792,771Total of all payments
Principal $495,200 Interest $297,571
YearPrincipalInterestBalance
1$11,601$20,110$483,599
2$12,086$19,625$471,513
3$12,592$19,119$458,921
4$13,118$18,593$445,803
5$13,667$18,044$432,136
6$14,239$17,472$417,897
7$14,834$16,877$403,063
8$15,455$16,256$387,608
9$16,101$15,610$371,507
10$16,775$14,936$354,732
11$17,476$14,234$337,256
12$18,207$13,503$319,049
13$18,969$12,742$300,080
14$19,762$11,948$280,317
15$20,589$11,122$259,728
16$21,450$10,261$238,278
17$22,347$9,363$215,931
18$23,282$8,429$192,648
19$24,256$7,455$168,392
20$25,271$6,440$143,122
21$26,328$5,383$116,794
22$27,429$4,282$89,365
23$28,576$3,135$60,789
24$29,772$1,939$31,017
25$31,017$694$0

At the end of your 5-year term

Total paid over the term
$158,554
Principal paid down
$63,064
Interest paid
$95,490
Balance remaining
$432,136

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,100/mo
$49,200Gross annual rent
5.4%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

7.9%
Gross yield
− Property tax $1,455− Condo fees $8,127− Insurance $600− Vacancy & upkeep $5,412Net operating income $33,606

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 ATRIA REALTY INC.. MLS®/PropTx.

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