17 Cross Hill Road, Toronto, ON

L'Amoreaux, Toronto · MLS® E13220320

$1,695,000
For Sale
Listed 46 days ago
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7Bedrooms
6Bathrooms
2Garage · 7 parking
3000-3500Sq Ft

About this home

Attention End Users, Investors & Multi-Generational Families!*** Exceptional Custom-Built Residence In Prestigious L'Amoreaux Offering Approx. 5,000 Sq.Ft. Of Total Living Space (Approx. 3,304 Sq.Ft. Above Grade Plus Approx. 1,698 Sq.Ft. Finished Basement). Rare 2.5- car garage!*** Parking For Up To 7 Vehicles With A 2-Car Garage And 5-Car Driveway. Grand Double Door Entry Opens To A Stunning 17-Ft Foyer Enhanced By An Elegant Crystal Chandelier. Recently Refreshed Throughout With Newly Refinished Hardwood Floors, New Staining And Professional Interior Painting. Functional Main Floor Features A Private Office And A Spacious Family Room With Fireplace. Upper Level Offers 4 Generous Bedrooms Plus Skylights In Two Bathrooms Bringing In Abundant Natural Light. Featuring 6 Full Bathrooms Throughout The Home For Maximum Comfort And Convenience. Separate Entrance Basement Showcases A Beautiful Glass-Enclosed Entryway, 3 Bright Bedrooms Each With Its Own Window, Including 2 Bedrooms With Private Ensuite Baths, Plus A Newly Renovated Kitchen With Brand New Appliances. Ideal For Extended Family Living, Multi-Generational Households Or Excellent Income Potential. Steps To TTC Transit At Finch & Kennedy, Top-Ranked Schools, Parks, Shopping, Community Centres And More. A Rare Opportunity To Own A Spacious, Versatile And Move-In Ready Home In One Of Scarborough's Most Desirable Neighbourhoods.

Key facts

Property type
Detached, 2-Storey
MLS®
E13220320
Bedrooms
7 (4 + 3)
Bathrooms
6
Size
3000-3500
Lot
60 × 125 ft
Cross streets
Finch/Kennedy
Parking
2 garage · 7 parking (attached)
Driveway
Private Double
Basement
Separate Entrance, Finished, Apartment
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Unknown
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$9,315 / 2026
Days on market
46
Listing brokerage
FIRST CLASS REALTY INC.

Rooms

Living RoomMain16.28 × 12.03 m

hardwood floor · bay window · crown moulding

Dining RoomMain13.71 × 12.03 m

hardwood floor · crown moulding

Bedroom 3Second12.22 × 12.25 m

hardwood floor · double closet

KitchenMain3.81 × 3.63 m

Ceramic Floor

Bedroom 4Second14.29 × 12.02 m

hardwood floor · 3 pc ensuite · double closet

LibraryMain10.98 × 12.40 m

Hardwood Floor

Bedroom 2Second11.53 × 13.89 m

hardwood floor · double closet

Primary BedroomSecond19.00 × 12.52 m

hardwood floor · 5 pc ensuite · walk-in closet(s)

Family RoomMain17.18 × 12.39 m

hardwood floor · fireplace

BreakfastMain24.09 × 15.94 m

ceramic floor · crown moulding · w/o to deck

Moe’s TakeTeam Asgarian · Broker
Below the wider set
$2.35Mest. value

Listed at $1,695,000, this home is tracking about 28% below a wider set of listings, though close matches were thin, so it is worth confirming with a precise CMA rather than reading it as a clear deal. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 7 similar homes nearby, adjusted for size, beds, and baths.Median of 7 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.94M, a bit lower.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.77M
  • Bedrooms +$30K
  • Bathrooms +$30K
  • Adjusts to $1.83M

That comparable adjusts to $1.83M; the $2.35M estimate above is the median of all 7 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Highland Heights Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Finch Ave East at Wayside Ave is about a 2-minute walk away.

List price
$1.70MGreat deal$2.69MOverpriced

Total price vs nearby homes. Fair value about $2.35M, median of 7 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Income potential
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$1.71Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

12 Bingley Road$1000k10B Holmstead Avenue$1.80M65 Becca Hall Trail$1.15M291 Byng Avenue$2.90M

The 4 closest active listings nearby.

See all comparable homes
1.70MThis home1000k1.80M1.15M2.90MThis home vs active comparables
Live market pulseActive comparables in L'Amoreaux · median list $1.34M
$522this home / sqft
8active listings nearby
46days on market

This home lists 33% below the area average of $778/sqft.

45 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

L'Amoreaux, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

65/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: Finch Ave East at Wayside Ave, about 153 m away

20+ transit stops1 grocery20+ dining12 parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Wexford-Maryvale
$865K
Cliffcrest
$1.51M
Lawrence Park South
$2.14M
Bedford Park-Nortown
$2.90M
High Park-Swansea
$4.99M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Highland Heights Junior Public School
60%
Highland Heights Junior Public SchoolPublic · Elementary · 0.6 km awayBelow the GTA average · 60% meet the provincial standard
John Buchan Senior Public SchoolEQAO results not published

Affordability & Mortgage

Affordability
$7,725/mo
$323KIncome needed
5.3×Price ÷ income
$1,783Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $7,725Property tax $776Total carry $8,502

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,236per month

Mortgage amount $1,356,000 · 4.14% over 25 years

$339,000Down payment (20.0%)
$1,356,000Loan before insurance
$0CMHC premium
$8,012Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,236
Property tax
$776
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$8,012

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$30,375
Toronto municipal land transfer tax
$30,375
Estimated closing costs
$60,750

Plus your down payment of $339,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$8,789/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$814,836Total interest paid
$2,170,836Total of all payments
Principal $1,356,000 Interest $814,836
YearPrincipalInterestBalance
1$31,766$55,067$1,324,234
2$33,095$53,738$1,291,138
3$34,479$52,354$1,256,659
4$35,922$50,912$1,220,737
5$37,424$49,409$1,183,313
6$38,990$47,844$1,144,323
7$40,621$46,213$1,103,703
8$42,320$44,514$1,061,383
9$44,090$42,744$1,017,294
10$45,934$40,899$971,360
11$47,855$38,978$923,504
12$49,857$36,976$873,647
13$51,942$34,891$821,705
14$54,115$32,718$767,590
15$56,379$30,455$711,211
16$58,737$28,096$652,474
17$61,194$25,640$591,280
18$63,753$23,080$527,527
19$66,420$20,413$461,106
20$69,198$17,635$391,908
21$72,093$14,741$319,815
22$75,108$11,725$244,707
23$78,250$8,583$166,456
24$81,523$5,310$84,933
25$84,933$1,900$0

At the end of your 5-year term

Total paid over the term
$434,167
Principal paid down
$172,687
Interest paid
$261,480
Balance remaining
$1,183,313

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$6,300/mo
$75,600Gross annual rent
3.3%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.5%
Gross yield
− Property tax $9,315− Insurance $1,400− Vacancy & upkeep $8,316Net operating income $56,569

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of FIRST CLASS REALTY INC.. MLS®/PropTx.

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