414-20 Guildwood Parkway, Toronto, ON

Guildwood, Toronto · MLS® E13221352

$859,000
For Sale
Listed 46 days ago
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3Bedrooms
2Bathrooms
2Garage
1400-1599Sq Ft

About this home

Welcome to resort-style living at its finest! 20 Guildwood Parkway is situated on 13 Exclusive Acres of Lush, Landscaped Grounds with expansive walking paths. The highly sought-after ROWATSON model offers 1,540 sq ft of luxurious, light-filled living space in a peaceful, secure, 24-Hour Gated community. This 2+1 Bedroom, 2 Bathroom suite has been extensively and elegantly renovated featuring the Total Removal of Popcorn Ceilings, Modern Pot-Lighting installed throughout, wainscotting and New Shades in every room! The heart of the home is a completely remodeled, open-concept kitchen that overlooks the dining room -- perfect for entertaining! The Light-filled Solarium is an ideal space for a morning coffee, a quiet home office or a guest area. Suite 414 includes 2 Parking Spaces, Storage Locker, Walk-In ensuite Laundry Room and a Walk-In Closet in the Primary Bedroom. Monthly Maintenance Fees Cover All Utilities and Cable TV! Live steps to everything you need, with the TTC at your doorstep (a quick 30-minute commute to Union Station) and the Historied Scarborough Golf Club is, literally, around the corner. Enjoy the world-class amenities including an Indoor Saltwater Pool, Whirlpool, Sauna, Fitness Centre, Tennis, Pickleball, Squash, Basketball Courts, Workshop, Putting Green, Car Wash, communal BBQ Patio and more! The Gates of Guildwood is an extremely well-managed building and the social life is beyond compare! Join the many social clubs and organized social activities -- everything from Aquafit to Euchre! Please note: This is a strictly no-dogs building (cats are welcome)

Key facts

Property type
Condo Apartment, Apartment
MLS®
E13221352
Bedrooms
3 (2 + 1)
Bathrooms
2
Size
1400-1599
Cross streets
Kingston and Guildwood
Parking
2 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$1,289/mo
Exposure
North West
Property tax
$4,120 / 2026
Days on market
46
Listing brokerage
KELLER WILLIAMS ADVANTAGE REALTY

Rooms

Bedroom 2Flat3.30 × 3.53 m

pot lights · large closet · large window

Dining RoomFlat3.48 × 2.62 m

pot lights · w/o to balcony

KitchenFlat3.28 × 2.82 m

pot lights · b/i appliances · overlooks dining

Primary BedroomFlat5.54 × 3.23 m

pot lights · walk-in closet(s) · 4 pc ensuite

Living RoomFlat6.15 × 3.23 m

pot lights · combined w/dining · wainscoting

SolariumFlat2.44 × 4.27 m

pot lights · french doors · large window

FoyerFlat2.13 × 2.34 m

pot lights · large closet

Moe’s TakeTeam Asgarian · Broker
In line
$985Kest. value

Listed at $859,000, this home is within the range of comparable homes, on the lower side. The number above is my independent estimate of value, not the asking price.

Based on 7 similar homes nearby, adjusted for size, beds, and baths.Median of 7 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $993K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $988K
  • Adjusts to $988K

That comparable adjusts to $988K; the $985K estimate above is the median of all 7 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

Its public catchment (Guildwood Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a very walkable address with everyday errands close by. Kingston Rd at Guildwood Pkwy East Side is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$834KGreat deal$998KOverpriced

Total price vs nearby homes. Fair value about $985K, median of 7 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
  • Open-concept layout: modern, sought-after flow.
  • Value driver
  • Weigh carefully
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$700kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

701-100 Canyon Avenue$595k406-90 Fisherville Road$618k504-23 Rean Drive$888k

The 3 closest active listings nearby.

See all comparable homes
859kThis home595k618k888kThis home vs active comparables
Live market pulseActive comparables in Guildwood · median list $730K
$573this home / sqft
6active listings nearby
46days on market

This home lists 1% below the area average of $581/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Guildwood, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

76/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Kingston Rd at Guildwood Pkwy East Side, about 135 m away

20+ transit stops7 grocery20+ dining17 parks11 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Banbury-Don Mills
$500K
Willowdale East
$441K
Willowdale West
$770K
Church-Yonge Corridor
$577K
Annex
$1.57M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Guildwood Junior Public School
80%
Guildwood Junior Public SchoolPublic · Elementary · 0.3 km awayAbove the GTA average · 80% meet the provincial standard
Jack Miner Senior Public SchoolEQAO results not published
Maplewood High SchoolEQAO results not published

Affordability & Mortgage

Affordability
$3,915/mo
$188KIncome needed
4.6×Price ÷ income
$903Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

71%mortgage
Mortgage $3,915Property tax $343Condo fee $1,289Total carry $5,548

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,667per month

Mortgage amount $687,200 · 4.14% over 25 years

$171,800Down payment (20.0%)
$687,200Loan before insurance
$0CMHC premium
$5,299Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,667
Property tax
$343
Condo / maintenance fees
$1,289
Heating
$0
Estimated monthly cost
$5,299

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$13,655
Toronto municipal land transfer tax
$13,655
Estimated closing costs
$27,310

Plus your down payment of $171,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,454/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$412,946Total interest paid
$1,100,146Total of all payments
Principal $687,200 Interest $412,946
YearPrincipalInterestBalance
1$16,099$27,907$671,101
2$16,772$27,234$654,329
3$17,474$26,532$636,856
4$18,205$25,801$618,651
5$18,966$25,040$599,685
6$19,759$24,247$579,926
7$20,586$23,420$559,340
8$21,447$22,559$537,893
9$22,344$21,662$515,549
10$23,279$20,727$492,270
11$24,252$19,754$468,018
12$25,267$18,739$442,751
13$26,324$17,682$416,427
14$27,425$16,581$389,003
15$28,572$15,434$360,431
16$29,767$14,239$330,664
17$31,012$12,994$299,652
18$32,309$11,697$267,342
19$33,661$10,345$233,682
20$35,069$8,937$198,613
21$36,536$7,470$162,077
22$38,064$5,942$124,014
23$39,656$4,350$84,358
24$41,315$2,691$43,043
25$43,043$963$0

At the end of your 5-year term

Total paid over the term
$220,029
Principal paid down
$87,515
Interest paid
$132,514
Balance remaining
$599,685

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,750/mo
$57,000Gross annual rent
3.6%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.6%
Gross yield
− Property tax $4,120− Condo fees $15,471− Insurance $600− Vacancy & upkeep $6,270Net operating income $30,538

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KELLER WILLIAMS ADVANTAGE REALTY. MLS®/PropTx.

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