108 Gradwell Drive, Toronto, ON

Cliffcrest, Toronto · MLS® E13223552

$1,180,000
For Sale
Listed 46 days ago
4Bedrooms
2Bathrooms
4Parking
1100-1500Sq Ft

About this home

Welcome to the highly sought-after Cliffcrest community, where lifestyle and location come together. This meticulously maintained & updated 2-storey home offers over 1,900 sq. ft. (1300 sq. ft. of above ground living, plus 600+ square feet in the basement) of comfortable living space on a premium 40' x 136' lot. Surrounded by mature landscaping, beautiful gardens, lush lawns, a cozy firepit, two garden sheds, & a relaxing hot tub, this property is your own private backyard retreat. Inside, you'll find hardwood floors, an updated kitchen, & bright, inviting living spaces designed for everyday comfort. Step out to the spacious rear deck featuring a custom retractable awning-perfect for entertaining or enjoying quiet summer evenings. The basement offers excellent in-law suite potential with a separate entrance, tall ceilings, an additional bedroom, and a 3-piece bathroom. Amenities surround the Cliffcrest neighbourhood, and getting around the City is easy with 2 GO Train stations (Eglinton and Scarborough Stations) within a 5+ minute drive, TTC at your door step, and only 15 minutes away from the 401 East and West on-ramps. Enjoy being just steps from top-rated schools (RH King / St. Agatha / Fairmount PS), waterfront parks, marinas, restaurants, scenic bike trails, Blue Flag beaches, and the shores of Lake Ontario. Ideal for singles, retirees, small families, or growing families looking to enjoy one of Scarborough's most desirable lakeside neighbourhoods.

Key facts

Property type
Detached, 2-Storey
MLS®
E13223552
Bedrooms
4 (3 + 1)
Bathrooms
2
Size
1100-1500
Lot
40.2 × 136.87 ft
Cross streets
Kingston Rd & Gradwell
Parking
4 parking
Driveway
Private
Basement
Separate Entrance, Partially Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete Block
Roof
Shingles
Sewer
Sewer
Property tax
$4,917 / 2025
Days on market
46
Listing brokerage
CENTURY 21 LEADING EDGE REALTY INC.

Rooms

Bedroom 3Second3.01 × 2.88 m

closet · hardwood floor

Living RoomMain5.19 × 3.75 m

large window · crown moulding · hardwood floor

Bedroom 2Second4.13 × 2.85 m

closet · hardwood floor

RecreationBasement5.80 × 4.08 m
BedroomBasement2.78 × 2.15 m

Broadloom

Utility RoomBasement3.45 × 2.95 m
KitchenMain3.58 × 2.89 m
FoyerMain5.19 × 1.25 m

closet · hardwood floor

Dining RoomMain3.58 × 2.89 m

walk-out · crown moulding · hardwood floor

Primary BedroomSecond4.04 × 3.74 m

large window · double closet · hardwood floor

Moe’s TakeTeam Asgarian · Broker
In line
$1.08Mest. value

Listed at $1,180,000, this home is within the range of comparable homes, on the higher side. The number above is my independent estimate of value, not the asking price.

Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.10M, a close match. The comparable range is wide here, so treat this as a rough read until I run a full CMA.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.10M
  • Bathrooms −$15K
  • Adjusts to $1.08M

That comparable adjusts to $1.08M; the $1.08M estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is R H King Academy. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Barkdene Hills at Gradwell Dr is about a 3-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$634KGreat deal$1.20MOverpriced

Total price vs nearby homes. Fair value about $1.08M, median of 5 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Income potential
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$1.15Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

21 Mahoney Avenue$879k110 Gillard Avenue$1.25M107 Twenty Fourth Street$939k31 Griffen Drive$778k351 Fairlawn Avenue$1.90M

The 5 closest of 6 active listings nearby.

See all comparable homes
1.18MThis home879k1.25M939k778k1.90MThis home vs active comparables
Live market pulseActive comparables in Cliffcrest · median list $1.10M
$908this home / sqft
5active listings nearby
46days on market

This home lists 12% above the area average of $812/sqft.

45 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Cliffcrest, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

74/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Barkdene Hills at Gradwell Dr, about 224 m away

20+ transit stops5 grocery20+ dining20+ parks4 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Wexford-Maryvale
$865K
Lawrence Park South
$2.14M
High Park-Swansea
$4.99M
Bedford Park-Nortown
$2.90M
Downsview-Roding-CFB
$1.06M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Fairmount Public School
68%
Fairmount Public SchoolPublic · Elementary · 0.5 km awayBelow the GTA average · 68% meet the provincial standard

Affordability & Mortgage

Affordability
$5,378/mo
$221KIncome needed
5.3×Price ÷ income
$1,241Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $5,378Property tax $410Total carry $5,788

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,038per month

Mortgage amount $944,000 · 4.14% over 25 years

$236,000Down payment (20.0%)
$944,000Loan before insurance
$0CMHC premium
$5,447Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,038
Property tax
$410
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,447

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$20,075
Toronto municipal land transfer tax
$20,075
Estimated closing costs
$40,150

Plus your down payment of $236,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$6,119/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$567,260Total interest paid
$1,511,260Total of all payments
Principal $944,000 Interest $567,260
YearPrincipalInterestBalance
1$22,115$38,336$921,885
2$23,040$37,411$898,846
3$24,003$36,447$874,842
4$25,007$35,443$849,835
5$26,053$34,397$823,781
6$27,143$33,307$796,638
7$28,279$32,172$768,360
8$29,461$30,989$738,898
9$30,694$29,757$708,204
10$31,978$28,473$676,227
11$33,315$27,135$642,912
12$34,709$25,742$608,203
13$36,161$24,290$572,042
14$37,673$22,777$534,369
15$39,249$21,202$495,120
16$40,891$19,560$454,230
17$42,601$17,849$411,629
18$44,383$16,067$367,246
19$46,239$14,211$321,006
20$48,174$12,277$272,833
21$50,189$10,262$222,644
22$52,288$8,163$170,356
23$54,475$5,975$115,881
24$56,754$3,697$59,128
25$59,128$1,323$0

At the end of your 5-year term

Total paid over the term
$302,252
Principal paid down
$120,219
Interest paid
$182,033
Balance remaining
$823,781

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
1.5%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.3%
Gross yield
− Property tax $4,917− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $18,247

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 LEADING EDGE REALTY INC.. MLS®/PropTx.

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