23 Crescentwood Road, Toronto, ON
Birchcliffe-Cliffside, Toronto · MLS® E13230408
About this home
Perched on the edge of the Bluffs, this award winning Michael Taylor Architecture + Design modern home has been carefully designed and curated on the edge of Lake Ontario. This exquisite cliffside property has been in the family for decades. Rarely will a spectacular cliffside home on Crescentwood Rd ever become available in the coveted Birchcliffe - Cliffside neighbourhood. This is one of only 14 lakeside properties nestled between the Hunt Club and Crescentwood Park. Showcasing the dramatic deep green landscaping and blue ribbons of lake and sky through the tall trunks of mature trees just outside your window. Unassuming from the front, a simple stucco box distinguished by a screen of vertical channel glass that provides privacy while allowing diffuse natural light into the staircase, principal and guest bathrooms. The rear of the house faces Lake Ontario with a two storey wall of glass which fills the house with natural light and connects the inside to the outdoors with views through mature trees. The principal bedroom is cantilevered out over the dining room below and offers a private "treehouse" walk out deck overlooking the garden and the Lake. Ontario Algonquin limestone wraps from the front wall around and inside the home establishing a recurring theme of blurring the distinction between outside and inside. Floor to ceiling windows imported from Denmark bring the outside in allowing spectacular views from every room. Enjoy year round spectacular view from this modern cliffside home just minutes from the City.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- E13230408
- Bedrooms
- 2
- Bathrooms
- 3 (1 half)
- Size
- 2000-2500
- Lot
- 50.64 × 471 ft
- Cross streets
- Kingston Rd & Warden Ave to Crescentwood
- Parking
- 2 garage · 6 parking (attached)
- Driveway
- Private Double
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Other, Stucco (Plaster)
- Foundation
- Concrete
- Roof
- Asphalt Rolled
- Sewer
- Sewer
- Property tax
- $19,222 / 2026
- Days on market
- 45
- Listing brokerage
- SUTTON GROUP QUANTUM REALTY INC.
Rooms
open concept · quartz counter · b/i appliances
Overlook Water
3 Pc Bath
5 Pc Ensuite
Overlook Water
overlook water · overlooks garden · w/o to deck
access to garage · b/i bookcase
fireplace · overlooks garden · window floor to ceiling
Fireplace
Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.
Ask Moe if this price is fairThe assigned public school is Birch Cliff Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Kingston Rd at Warden Ave is about a 5-minute walk away.
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest active listings nearby.
See all comparable homes44 days longer than the Toronto average (1 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Birchcliffe-Cliffside, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Many errands can be done on foot; a car still helps.
🚉 Nearest transit: Kingston Rd at Warden Ave, about 370 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $3,920,000 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $20,919
- Property tax
- $1,602
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $22,520
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $108,975
- Toronto municipal land transfer tax
- $136,975
- Estimated closing costs
- $245,950
Plus your down payment of $980,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $1,255,114
- Principal paid down
- $499,213
- Interest paid
- $755,902
- Balance remaining
- $3,420,787
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SUTTON GROUP QUANTUM REALTY INC.. MLS®/PropTx.