4 Pine Ridge Drive, Toronto, ON
Cliffcrest, Toronto · MLS® E13230574
About this home
A striking residence, architecturally designed by the renowned Peter Higgins. This custom-built residence sits in one of the most exclusive enclaves in the Scarborough Bluffs just steps from the lake. It offers nearly 7,000 square feet of living space on an exceptionally private lot. Step inside where luxury is boundless. A classic center hall plan introduces elegant living and dining rooms. The living room features exquisite millwork and a bright south exposure, while the formal dining room comfortably seats 8-10 guests and is anchored by a gas fireplace. The family room is both dramatic and inviting, with a coffered ceiling, French doors to the gardens, and a striking stone fireplace wall. The chef's kitchen blends elegance with functionality in an open-concept layout overlooking the family and breakfast areas. A large center island with seating for four is complemented by floor-to-ceiling cabinetry, premium integrated appliances, and a seamless full-height backsplash. The breakfast area, set within a garden-view window bay, seats up to eight and is supported by a butler's pantry and walk-in pantry. A discreet mudroom with access to the double garage and garden, along with two powder rooms, completes the main floor. A sweeping staircase ascends gracefully to the second floor, adorned with intricate custom millwork and two skylights that bathe the landing in natural light, creating a luminous and unforgettable architectural statement. A luxurious primary suite features a fireplace, sitting area, and Juliette balconies. The spa-inspired ensuite offers heated floors, steam shower, and refined marble and quartz finishes, alongside an expansive walk-in closet. Four additional bedrooms, three with ensuites, and a laundry room complete the second level. The expansive walk-up level features a wine room, fitness studio, nanny suite, spa bath, recreation room with wet bar, heated floors, and separate garden access. All floors are accessible by private elevator.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- E13230574
- Bedrooms
- 6 (5 + 1)
- Bathrooms
- 7 (2 half)
- Size
- 3500-5000
- Lot
- 124 × 126 ft
- Cross streets
- South of Kingston Road / Balcarra Ave
- Parking
- 2 garage · 8 parking (attached)
- Driveway
- Private Double
- Basement
- Walk-Up, Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Stone
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $17,238 / 2026
- Days on market
- 45
- Listing brokerage
- ROYAL LEPAGE/J & D DIVISION
Rooms
south view · built-in speakers · hardwood floor
juliette balcony · 5 pc ensuite · walk-in closet(s)
se view · walk-in closet(s) · 3 pc ensuite
family size kitchen · overlooks family · centre island
b/i shelves · b/i appliances · stone counters
w/o to garden · fireplace · open concept
overlooks garden · combined w/kitchen · hardwood floor
b/i shelves · heated floor · large window
south view · b/i closet · 3 pc ensuite
south view · gas fireplace · hardwood floor
w/o to garden · w/o to garage · b/i closet
overlooks garden · b/i closet · 4 pc ensuite
double closet · porcelain floor · 2 pc bath
large closet · hardwood floor · 3 pc bath
combined w/office · sw view · hardwood floor
large window · hardwood floor
wet bar · large window · heated floor
b/i shelves · b/i appliances · laundry sink
Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.
Ask Moe if this price is fairThe assigned public school is R H King Academy. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
On location, this is a very walkable address with everyday errands close by. Kingston Rd at McNab Blvd East Side is about a 4-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
- Heated floors: comfort and a premium-finish signal.
- Open-concept layout: modern, sought-after flow.
- Elevator: rare and valuable for accessibility and resale.
- Value driver
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 4 closest active listings nearby.
See all comparable homes44 days longer than the Toronto average (1 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Cliffcrest, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: Kingston Rd at McNab Blvd East Side, about 352 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $4,239,200 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $22,622
- Property tax
- $1,437
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $24,058
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $118,950
- Toronto municipal land transfer tax
- $157,920
- Estimated closing costs
- $276,870
Plus your down payment of $1,059,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $1,357,317
- Principal paid down
- $539,863
- Interest paid
- $817,454
- Balance remaining
- $3,699,337
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE/J & D DIVISION. MLS®/PropTx.