2408-1435 Celebration Drive, Pickering, ON

Bay Ridges, Pickering · MLS® E13233230

$538,900
For Sale
Listed 44 days ago
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2Bedrooms
2Bathrooms
0Parking
900-999Sq Ft

About this home

Experience luxury living in this new Corner Two-bedroom, two-bathroom condo at Universal City Condos 3 by Chestnut Hill Developments. This stunning unit features unobstructed breathtaking East facing views with 2 private balconies, the perfect spot to unwind with evening views or watch the sunrise over the lake, High-end finishes throughout the unit add a touch of elegance to every room, a modern kitchen with stainless steel appliances. Universal City Condos 3 is a master-planned community offering exceptional amenities, including a state-of-the-art fitness center, a party room with a full kitchen, and beautifully landscaped outdoor terraces equipped with BBQs, cabanas, and fire pits and a resort-style outdoor pool. The building's sleek design boasts open-concept layouts, floor-to-ceiling windows, quartz countertops, and premium finishes, ensuring modern comfort and style . Located in the heart of Pickering, this prime address is just minutes from Pickering Town Centre, with over 200 stores and services. Residents also enjoy easy access to prestigious schools, parks, the Pickering Recreation Complex, and multiple transportation options. A short 7-minute walk connects you to the Pickering GO Station, offering a 25-minute express ride to Union Station, while Highway 401 is just minutes away for seamless commuting. Whether you are a first time buyer, downsizer, or savvy investor, this is your chance to own a slice of modern luxury in one of Pickering most desirable communities. Don't miss out ! this is the one you have been waiting for!

Key facts

Property type
Condo Apartment, Apartment
MLS®
E13233230
Bedrooms
2
Bathrooms
2
Size
900-999
Cross streets
Bayly St. & Liverpool Rd.
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$555/mo
Exposure
East
Property tax
$4,511 / 2025
Days on market
44
Listing brokerage
HOMELIFE/CIMERMAN REAL ESTATE LIMITED

Rooms

Bedroom 2Flat3.05 × 2.78 m

w/w closet · laminate · large window

Dining RoomFlat7.14 × 3.08 m

combined w/kitchen · laminate

KitchenFlat7.14 × 3.08 m

open concept · laminate · quartz counter

Primary BedroomFlat3.05 × 3.35 m

3 pc ensuite · w/w closet · w/o to balcony

Living RoomFlat7.14 × 3.08 m

combined w/dining · laminate · w/o to balcony

Moe’s TakeTeam Asgarian · Broker
In line
$551Kest. value

Listed at $538,900, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

Based on 6 similar homes nearby, adjusted for size, beds, and baths.Median of 6 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $535K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $525K
  • Adjusts to $525K

That comparable adjusts to $525K; the $551K estimate above is the median of all 6 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a very walkable address with everyday errands close by. Bayly Westbound @ Krosno is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$458KGreat deal$583KOverpriced

Total price vs nearby homes. Fair value about $551K, median of 6 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Open-concept layout: modern, sought-after flow.
  • Weigh carefully
  • Lifestyle
Comparable listingsCurrently listed nearby in Bay Ridges · asking prices
$509kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

501-1210 Radom Street$525k1409-1215 Bayly Street$525k2310-1455 Celebration Drive$519k1608-1455 Celebration Drive$575k213-1235 Bayly Street$400k

The 5 closest of 6 active listings nearby.

See all comparable homes
539kThis home525k525k519k575k400kThis home vs active comparables
Live market pulseActive comparables in Bay Ridges · median list $549K
$568this home / sqft
15active listings nearby
44days on market

This home lists 0% above the area average of $567/sqft.

2 days longer than the Pickering average (42 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Bay Ridges, Pickering, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

73/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Bayly Westbound @ Krosno, about 166 m away

20+ transit stops4 grocery20+ dining13 parks14 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Town Centre
$499K
Village East
$480K

Typical asking price of active listings of the same type, per area (outliers removed). Pickering.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,456/mo
$120KIncome needed
4.5×Price ÷ income
$567Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

73%mortgage
Mortgage $2,456Property tax $376Condo fee $555Total carry $3,387

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,301per month

Mortgage amount $431,120 · 4.14% over 25 years

$107,780Down payment (20.0%)
$431,120Loan before insurance
$0CMHC premium
$3,232Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,301
Property tax
$376
Condo / maintenance fees
$555
Heating
$0
Estimated monthly cost
$3,232

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$7,253
Estimated closing costs
$7,253

Plus your down payment of $107,780. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,794/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$259,065Total interest paid
$690,185Total of all payments
Principal $431,120 Interest $259,065
YearPrincipalInterestBalance
1$10,100$17,508$421,020
2$10,522$17,085$410,498
3$10,962$16,645$399,536
4$11,421$16,187$388,115
5$11,898$15,709$376,217
6$12,396$15,211$363,821
7$12,915$14,693$350,906
8$13,455$14,153$337,451
9$14,018$13,590$323,433
10$14,604$13,003$308,829
11$15,215$12,393$293,614
12$15,851$11,756$277,763
13$16,514$11,093$261,249
14$17,205$10,402$244,044
15$17,925$9,683$226,119
16$18,675$8,933$207,444
17$19,456$8,152$187,989
18$20,269$7,338$167,719
19$21,117$6,490$146,602
20$22,001$5,607$124,601
21$22,921$4,687$101,680
22$23,880$3,728$77,801
23$24,878$2,729$52,922
24$25,919$1,688$27,003
25$27,003$604$0

At the end of your 5-year term

Total paid over the term
$138,037
Principal paid down
$54,903
Interest paid
$83,134
Balance remaining
$376,217

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,050/mo
$36,600Gross annual rent
3.9%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.8%
Gross yield
− Property tax $4,511− Condo fees $6,660− Insurance $600− Vacancy & upkeep $4,026Net operating income $20,803

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE/CIMERMAN REAL ESTATE LIMITED. MLS®/PropTx.

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