14-3100 Kingston Road, Toronto, ON

Cliffcrest, Toronto · MLS® E13233912

$728,000
For Sale
Listed 44 days ago
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4Bedrooms
4Bathrooms
1Garage · 2 parking
1400-1599Sq Ft

About this home

Rarely Offered, Extensively Renovated 4-Bdrm, 4-Bthrm End-Unit Townhome In The Highly Sought After Cliffcrest Comm. Boasting Over $200,000 In Quality Upgrades & Improvements, This Exceptional Residence Offers The Perfect Blend Of Style, Comfort, Functionality & Investment Potential. Featuring A Spacious Multi Level Layout, This Home Is Ideal For Families, Multi Generational Living, Professionals & Investors Seeking Strong Rental Potential. The Renovated Kitchen Features Modern Cabinetry, Pantry, Centre Island, Updated Appliances & Ample Storage. The Bright Living Area Showcases A Wood Burning Fireplace & Walk Out To A Large Weather Treated Deck, Perfect For Entertaining. The Fully Renovated Ground Level Includes A Private Bedroom With Ensuite Bath, Ideal For Extended Family, Guests Or A Home Office.Recent Improvements Include Renovated Kitchen, Living Room, Primary Bdrm & Bthms (2025), Ground Floor Renovation (2024), Outdoor Deck (2023), Brock Windows (2018), Alpine Roof (2018), Water Heater (2018), Heat Pump Heating System & Updated Cooling System. New High Efficiency HVAC Features 100% Cooling Via Heat Pumps. Fully Updated Electrical System; Invoices & Permits Available. The Spacious Primary Retreat Features A Private Ensuite Bath, While Additional Bedrooms Offer Generous Space For Growing Families. Perfectly Situated Steps To TTC Transit, Public Pool, Library, Parks, Shopping, Restaurants, Banks, Pharmacy, Coffee Shops & Everyday Amenities. Located Near Excellent Schools Including R.H. King Academy, H.A. Halbert Jr Public School & Cliffcrest Jr Public School. Mins To The Bluffs, Bluffer's Park Marina & Thompson Memorial Park. Incl Garage Plus Driveway Parking. Whether You're Looking For A Move-In Ready Family Home, Flexible Multi-Generational Living, Or An Excellent Investment Opportunity With Strong Rental Appeal, This Beautifully Updated Home Delivers Exceptional Value, Extensive Upgrades & An Unbeatable Location In One Of Toronto's Most Desirable Communities.

Key facts

Property type
Condo Townhouse, 3-Storey
MLS®
E13233912
Bedrooms
4
Bathrooms
4 (1 half)
Size
1400-1599
Cross streets
Kingston Road/ McCowan Road
Parking
1 garage · 2 parking (built-in)
Basement
None
Heating
Forced Air
A/C
Other
Exterior
Brick, Shingle
Maintenance
$541/mo
Exposure
South
Property tax
$2,560 / 2025
Days on market
44
Listing brokerage
ROYAL LEPAGE SIGNATURE REALTY

Rooms

Bedroom 4Main5.13 × 3.28 m

3 pc ensuite · window · closet

Bedroom 2Third3.77 × 3.75 m

walk-in closet(s) · window

LaundrySecond4.51 × 2.77 m
Primary BedroomThird5.56 × 3.63 m

3 pc ensuite · mirrored closet · pot lights

Living RoomSecond6.79 × 3.09 m

pot lights · w/o to deck

Bedroom 3Third3.25 × 3.07 m

closet · window

Dining RoomSecond6.79 × 3.09 m

pot lights · ceiling fan(s)

Family RoomSecond4.15 × 3.41 m

w/o to deck · fireplace

Moe’s TakeTeam Asgarian · Broker
Below comparables
$814Kest. value

Listed at $728,000, this home is about 11% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

There were not many closely comparable homes right in Cliffcrest, so I widened the search to the surrounding area.

Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $513K, lower than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $799K
  • Bathrooms +$15K
  • Adjusts to $814K

That comparable adjusts to $814K; the $814K estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is R H King Academy. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Kingston Rd at Fenwood Heights West Side is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$728KGreat deal$851KOverpriced

Total price vs nearby homes. Fair value about $814K, median of 5 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Primary suite: a key comfort and resale feature.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Value driver
  • Weigh carefully
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$773kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Th69-315 Village Green Square$740k80 Song Meadoway$699k25 Hedge End Road$729k1520-28 Sommerset Way$799k32-220 Manitoba Street$900k

The 5 closest active listings nearby.

See all comparable homes
728kThis home740k699k729k799k900kThis home vs active comparables
Live market pulseActive comparables in Toronto · median list $780K
$485this home / sqft
39active listings nearby
44days on market

This home lists 17% below the area average of $583/sqft.

40 days longer than the Toronto average (4 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Cliffcrest, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

76/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Kingston Rd at Fenwood Heights West Side, about 116 m away

20+ transit stops3 grocery20+ dining20+ parks7 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Victoria Village
$782K
Morningside
$587K
Malvern
$516K
L'Amoreaux
$600K
Don Valley Village
$720K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near H A Halbert Junior Public School
46%
H A Halbert Junior Public SchoolPublic · Elementary · 0.1 km awayBelow the GTA average · 46% meet the provincial standard

Affordability & Mortgage

Affordability
$3,318/mo
$146KIncome needed
5.0×Price ÷ income
$766Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

81%mortgage
Mortgage $3,318Property tax $213Condo fee $541Total carry $4,072

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,108per month

Mortgage amount $582,400 · 4.14% over 25 years

$145,600Down payment (20.0%)
$582,400Loan before insurance
$0CMHC premium
$3,862Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,108
Property tax
$213
Condo / maintenance fees
$541
Heating
$0
Estimated monthly cost
$3,862

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$11,035
Toronto municipal land transfer tax
$11,035
Estimated closing costs
$22,070

Plus your down payment of $145,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,775/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$349,971Total interest paid
$932,371Total of all payments
Principal $582,400 Interest $349,971
YearPrincipalInterestBalance
1$13,644$23,651$568,756
2$14,214$23,081$554,542
3$14,809$22,486$539,733
4$15,428$21,867$524,305
5$16,074$21,221$508,231
6$16,746$20,549$491,485
7$17,446$19,848$474,039
8$18,176$19,119$455,863
9$18,936$18,358$436,926
10$19,729$17,566$417,198
11$20,554$16,741$396,644
12$21,414$15,881$375,230
13$22,309$14,986$352,921
14$23,242$14,052$329,679
15$24,215$13,080$305,464
16$25,227$12,067$280,237
17$26,283$11,012$253,954
18$27,382$9,913$226,572
19$28,527$8,767$198,045
20$29,721$7,574$168,324
21$30,964$6,331$137,360
22$32,259$5,036$105,101
23$33,608$3,687$71,493
24$35,014$2,281$36,479
25$36,479$816$0

At the end of your 5-year term

Total paid over the term
$186,474
Principal paid down
$74,169
Interest paid
$112,305
Balance remaining
$508,231

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,750/mo
$57,000Gross annual rent
5.6%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

7.8%
Gross yield
− Property tax $2,560− Condo fees $6,491− Insurance $600− Vacancy & upkeep $6,270Net operating income $41,078

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SIGNATURE REALTY. MLS®/PropTx.

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