30 Springbank Avenue, Toronto, ON

Birchcliffe-Cliffside, Toronto · MLS® E13234942

$2,350,000
For Sale
Listed 44 days ago
6Bedrooms
4Bathrooms
2Garage · 7 parking
2500-3000Sq Ft

About this home

Tucked away on a quiet cul-de-sac in one of Toronto's most charming lakeside pockets, this solid custom-built 5+1 bedroom home offers the perfect blend of character, comfort, and cottage-inspired living. Surrounded by mature trees, beautifully maintained gardens, and a warm community atmosphere, this is a rare opportunity to enjoy a peaceful retreat without leaving the city. Designed for gathering and making lasting memories, the heart of the home is its open and inviting kitchen, complemented by custom woodwork also found throughout the halls, living room and trim work throughout, creating a sense of warmth and serenity. Cozy gas fireplaces on both the main and lower levels add to the home's welcoming ambiance year-round. Set on an impressive 50x196 ft lot, the outdoor space is truly exceptional. Enjoy a shady and welcoming front porch, double garage, expansive rear deck, custom pergola, hot tub, and a stunning inground salt water pool (8 years old). Over 200K spent on backyard retreat. A secure steel gate offers peace of mind for young families, while multiple seating and entertaining areas make this backyard oasis ideal for hosting family and friends. The finished lower level provides outstanding flexibility with additional living and sleeping space, a full bathroom, and a spacious recreation room perfect for movie nights, games, and gatherings. Convenient access to the backyard extends your entertaining options even further. This exceptional property offers the feel of a private cottage escape while remaining connected to the best of city living. Just steps from Rosetta McClain Gardens, scenic Lake Ontario waterfront trails, lookout points, and parks. Enjoy easy access to the Balmy Beach Club, Toronto Hunt Club, Woodbine Beach and Boardwalk, along with a wide variety of local amenities. See attached links for more area features and offerings. A truly unique lakeside sanctuary where timeless charm, natural beauty, and everyday convenience come together.

Key facts

Property type
Detached, 2-Storey
MLS®
E13234942
Bedrooms
6 (5 + 1)
Bathrooms
4 (1 half)
Size
2500-3000
Lot
50.52 × 196.56 ft
Cross streets
Birchmount and Kingston road
Parking
2 garage · 7 parking (attached)
Basement
Finished with Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Brick Veneer
Foundation
Block
Roof
Asphalt Shingle
Sewer
Sewer
Pool
Inground
Property tax
$10,369 / 2026
Days on market
44
Listing brokerage
RE/MAX ROUGE RIVER REALTY LTD.

Rooms

Bedroom 3Second3.30 × 3.10 m

closet · overlooks backyard · hardwood floor

BedroomLower4.32 × 4.17 m

broadloom · pot lights

Primary BedroomSecond5.49 × 3.96 m

5 pc ensuite · walk-in closet(s) · south view

KitchenMain5.59 × 5.36 m

family size kitchen · centre island · w/o to deck

RecreationLower10.00 × 5.36 m

gas fireplace · walk-out · pot lights

Living RoomMain7.00 × 4.34 m

gas fireplace · wainscoting · overlooks backyard

LaundrySecond2.33 × 1.88 m

ceramic floor · laundry sink

Bedroom 4Second4.26 × 3.20 m

overlooks backyard · double closet

Bedroom 2Second3.30 × 3.25 m

double closet · overlooks backyard · hardwood floor

Dining RoomMain4.37 × 3.40 m

formal rm · wood trim · hardwood floor

OfficeMain3.25 × 2.87 m

overlooks frontyard · south view · hardwood floor

Moe’s TakeTeam Asgarian · Broker
Above comparables
$1.81Mest. value

Listed at $2,350,000, this home is about 29% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

Priced above comparable homes overall, but the price per square foot ($855/sqft) is in line with the area, so you are paying for extra space rather than a premium.

There were not many closely comparable homes right in Birchcliffe-Cliffside, so I widened the search to the surrounding area.

Based on 9 similar homes nearby, adjusted for size, beds, and baths.Median of 9 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $2.46M, higher than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.98M
  • Bedrooms +$30K
  • Bathrooms +$15K
  • Adjusts to $2.02M

That comparable adjusts to $2.02M; the $1.81M estimate above is the median of all 9 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Birch Cliff Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Kingston Rd at Birchmount Rd East Side is about a 2-minute walk away.

List price
$1.74MGreat deal$2.35MOverpriced

Total price vs nearby homes. Fair value about $1.81M, median of 9 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Sold as-is / needs work: budget for renovation, the price should reflect the condition.
  • Weigh carefully
Comparable listingsCurrently listed nearby in Birchcliffe-Cliffside · asking prices
$2.20Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

103 Aylesworth Avenue$1.90M79 Fishleigh Drive$3.19M452 Midland Avenue$1.50M

The 3 closest active listings nearby.

See all comparable homes
2.35MThis home1.90M3.19M1.50MThis home vs active comparables
Live market pulseActive comparables in Birchcliffe-Cliffside · median list $1.40M
$855this home / sqft
11active listings nearby
44days on market

This home lists 5% above the area average of $815/sqft.

43 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Birchcliffe-Cliffside, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

55/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: Kingston Rd at Birchmount Rd East Side, about 161 m away

20+ transit stops20+ dining16 parks5 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Cliffcrest
$1.51M
Wexford-Maryvale
$865K
Lawrence Park South
$2.14M
High Park-Swansea
$4.99M
Bedford Park-Nortown
$2.90M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Birch Cliff Public School
68%
Birch Cliff Public SchoolPublic · Elementary · 0.5 km awayBelow the GTA average · 68% meet the provincial standard

Affordability & Mortgage

Affordability
$10,711/mo
$438KIncome needed
5.4×Price ÷ income
$2,472Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $10,711Property tax $864Total carry $11,575

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$10,032per month

Mortgage amount $1,880,000 · 4.14% over 25 years

$470,000Down payment (20.0%)
$1,880,000Loan before insurance
$0CMHC premium
$10,896Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$10,032
Property tax
$864
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$10,896

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$45,225
Toronto municipal land transfer tax
$45,225
Estimated closing costs
$90,450

Plus your down payment of $470,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$12,185/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,129,713Total interest paid
$3,009,713Total of all payments
Principal $1,880,000 Interest $1,129,713
YearPrincipalInterestBalance
1$44,042$76,347$1,835,958
2$45,884$74,504$1,790,074
3$47,803$72,585$1,742,271
4$49,803$70,586$1,692,468
5$51,886$68,502$1,640,582
6$54,056$66,332$1,586,525
7$56,318$64,071$1,530,208
8$58,673$61,715$1,471,534
9$61,127$59,261$1,410,407
10$63,684$56,704$1,346,723
11$66,348$54,040$1,280,375
12$69,123$51,265$1,211,251
13$72,015$48,374$1,139,237
14$75,027$45,362$1,064,210
15$78,165$42,223$986,045
16$81,435$38,954$904,610
17$84,841$35,548$819,769
18$88,390$31,999$731,379
19$92,087$28,302$639,292
20$95,939$24,450$543,353
21$99,952$20,437$443,401
22$104,133$16,256$339,269
23$108,488$11,900$230,780
24$113,026$7,362$117,754
25$117,754$2,635$0

At the end of your 5-year term

Total paid over the term
$601,943
Principal paid down
$239,418
Interest paid
$362,524
Balance remaining
$1,640,582

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
1.9%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.7%
Gross yield
− Property tax $10,369− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $44,301

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ROUGE RIVER REALTY LTD.. MLS®/PropTx.

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