18 Adanac Drive, Toronto, ON
Cliffcrest, Toronto · MLS® E13238260
About this home
A city bungalow with true cottage energy, 18 Adanac Drive delivers space, privacy and flexibility for first-time buyers, investors, upsizers and nature-focused families in Toronto real estate. Set in Cliffcrest near the Upper Bluffs, this detached Scarborough home sits on a 40 by 164 ft pie-shaped ravine lot with no rear neighbours, mature trees and a backyard setting that feels calm while keeping convenience close. Driveway, garage parking and EV charger provide space for up to 9 vehicles, an advantage for multi-car households, contractors, guests or future tenant use. Inside the bright open-concept main floor is built for easy living, with 3 generous bedrooms, a renovated full bath and a new kitchen with quartz countertops, quartz backsplash, new appliances and a waterfall centre island for coffee, meals and hosting. The finished lower level adds practical value with a separate entrance, 2 additional bedrooms, full bath, full kitchen and living area, supporting in-law use, multi-generational comfort or future rental potential subject to buyer verification. Behind the garage, the insulated detached studio with power and internet adds flexibility as a work-from-home office, gym, creative space or quiet escape. Outdoors, the landscaped yards frame a ravine backdrop with room to gather, garden, unwind and enjoy nature without giving up city convenience. For analytical buyers, the 3+2 bedrooms, 2 full baths, 2 kitchens, separate lower-level access, deep lot, studio space and exceptional parking create a hard-to-replicate value equation in a transit-friendly Toronto neighbourhood. For investors, the layout and location offer rental-demand fundamentals with GO Transit, TTC routes, Highway 401 connections, Home Depot, Tim Hortons, McDonald's, shopping, parks, Scarborough Bluffs, Cudia Park and R.H. King Academy supporting long-term livability. A polished MLS listing opportunity for a Scarborough ravine-lot bungalow blending nature, function, flexibility and future upside.
Key facts
- Property type
- Detached, Bungalow
- MLS®
- E13238260
- Bedrooms
- 5 (3 + 2)
- Bathrooms
- 2
- Size
- 700-1100
- Lot
- 40.1 × 174.39 ft
- Cross streets
- McCowan Rd / Eglinton Ave E & Kingston Rd / Bellamy Rd S
- Parking
- 15 garage · 8 parking (detached)
- Driveway
- Available, Private, Private Double
- Basement
- Separate Entrance, Apartment, Finished, Full
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Shingles
- Sewer
- Sewer
- Property tax
- $4,419 / 2025
- Days on market
- 43
- Listing brokerage
- RE/MAX CROSSROADS REALTY INC.
Rooms
overlooks frontyard · combined w/kitchen · combined w/dining
window · closet
Window
window · closet
window · closet · vinyl floor
window · overlooks backyard
Window
stainless steel appl · combined w/dining · b/i dishwasher
window · closet · laminate
Window
window · closet · vinyl floor
overlooks frontyard · combined w/kitchen · combined w/living
Listed at $1,099,000, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.
Based on 6 similar homes nearby, adjusted for size, beds, and baths.Median of 6 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $736K, lower than the comparables and worth a second look.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $900K
- Bedrooms +$30K
- Adjusts to $930K
That comparable adjusts to $930K; the $1.04M estimate above is the median of all 6 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
The assigned public school is R H King Academy. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
On location, this is a very walkable address with everyday errands close by. McCowan Rd at Bridlegrove Dr North Side is about a 4-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
Total price vs nearby homes. Fair value about $1.04M, median of 6 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
- Ravine lot: privacy and premium value, but confirm the buildable area and any conservation limits.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
- Open-concept layout: modern, sought-after flow.
- Income potential
- Worth verifying
- Value driver
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 4 closest active listings nearby.
See all comparable homesThis home lists 3% above the area average of $1,189/sqft.
42 days longer than the Toronto average (1 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Cliffcrest, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: McCowan Rd at Bridlegrove Dr North Side, about 293 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $879,200 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,692
- Property tax
- $368
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $5,060
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $18,455
- Toronto municipal land transfer tax
- $18,455
- Estimated closing costs
- $36,910
Plus your down payment of $219,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $281,504
- Principal paid down
- $111,966
- Interest paid
- $169,538
- Balance remaining
- $767,234
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX CROSSROADS REALTY INC.. MLS®/PropTx.