401-1034 Reflection Place, Pickering, ON
Rural Pickering, Pickering · MLS® E13241862
About this home
Welcome To This Beautiful 3 Bedroom, 3 Bathroom End Unit Townhome Located In The Highly Sought After Seaton Community Of Pickering. Built Just 2 Years Ago, This Modern Home Offers A Bright Open Concept Layout Filled With Natural Light From Extra End Unit Windows. The Stylish Kitchen Features Stainless Steel Appliances, Granite Countertops, A Breakfast Bar, And Plenty Of Cabinet Space. The Main Floor Office Provides The Perfect Space For Working From Home, A Guest Room, Or A Potential 4th Bedroom. One Of The Home's Most Impressive Features Is The Private Rooftop Terrace, Perfect For Relaxing, Entertaining Friends, Summer BBQs, Or Enjoying Morning Coffee Under The Open Sky. Additional Highlights Include Energy Efficient Geothermal Heating, An EV Charger Plug, Modern Finishes Throughout, And Low Maintenance Living. Conveniently Located Close To Schools, Parks, Walking Trails, Shopping, Pickering Town Centre, Highway 401, Highway 407, And More. A Fantastic Opportunity For First Time Buyers, Young Families, Professionals, Or Investors Looking To Own In One Of Pickering's Fastest Growing Communities.
Key facts
- Property type
- Condo Townhouse, 3-Storey
- MLS®
- E13241862
- Bedrooms
- 3
- Bathrooms
- 3 (1 half)
- Size
- 1600-1799
- Cross streets
- Whites Rd/Taunton
- Parking
- 1 garage · 2 parking (built-in)
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Stone
- Maintenance
- $454/mo
- Exposure
- South West
- Property tax
- $5,797 / 2025
- Days on market
- 43
- Listing brokerage
- ROYAL CANADIAN REALTY
Rooms
large window · large closet · access to garage
open concept · stainless steel appl · w/o to balcony
open concept · vinyl floor · large window
double closet · window · broadloom
double closet · w/o to balcony · broadloom
open concept · vinyl floor · combined w/kitchen
walk-in closet(s) · 4 pc ensuite · large window
Listed at $699,900, this home is about 8% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.
There were not many closely comparable homes right in Rural Pickering, so I widened the search to the surrounding area.
Based on 8 similar homes nearby, adjusted for size, beds, and baths.Median of 8 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $690K, a close match.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $799K
- Size difference −$91K
- Bedrooms −$30K
- Bathrooms −$15K
- Adjusts to $663K
That comparable adjusts to $663K; the $763K estimate above is the median of all 8 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Taunton Eastbound @ Sapphire is about a 1-minute walk away.
Total price vs nearby homes. Fair value about $763K, median of 8 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Open-concept layout: modern, sought-after flow.
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
- Lifestyle
- Value driver
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 12% below the area average of $470/sqft.
1 days faster than the Pickering average (44 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Rural Pickering, Pickering, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Somewhat WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Some errands on foot, but most trips need a car.
🚉 Nearest transit: Taunton Eastbound @ Sapphire, about 75 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Pickering.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $559,920 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,988
- Property tax
- $483
- Condo / maintenance fees
- $454
- Heating
- $0
- Estimated monthly cost
- $3,925
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $10,473
- Estimated closing costs
- $10,473
Plus your down payment of $139,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $179,276
- Principal paid down
- $71,306
- Interest paid
- $107,971
- Balance remaining
- $488,614
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL CANADIAN REALTY. MLS®/PropTx.