39 Derwyn Road, Toronto, ON

East York, Toronto · MLS® E13242818

$2,599,000
For Sale
Listed 48 days ago
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6Bedrooms
5Bathrooms
1Garage · 2 parking
2500-3000Sq Ft

About this home

If you're looking for all the bells and whistles, welcome to 39 Derwyn Rd - a spectacular custom-built residence crafted by a premier Tarion-registered builder as his own personal home with a legal 2-bed basement unit. Built without compromise and showcasing approximately 4,000 sq. ft. of luxurious living space! Step into a stunning foyer finished in large-format white porcelain tile with heated flooring that extends throughout the entire main level. The exquisite Scavolini Italian kitchen features quartz countertops & backsplash, and built-in JennAir appliances with panelled fridge & freezer. The open-concept dining and family room is truly mesmerizing with custom tray ceilings, LED lighting, built-in speakers, and double sliding doors opening to luxurious composite decking with frameless glass railings. Every detail speaks to quality, including aluminum-clad windows & doors, 8ft solid wood interior doors & poplar trim throughout, multi-zone radiant in-floor heating, automated blinds, a centralized app-based Sonos system with whole-home audio with Paradigm CI Pro speakers, Cat6 wiring in every room, in-ceiling Wi-Fi boosters on every floor, and full automation-ready infrastructure. An impressive open-riser staircase with offset glass railings and LED lighting lead upstairs beneath multiple skylights. The primary retreat features a French balcony, custom walk-in closet with organizers, additional full-wall closet with drawers, and a spa-inspired ensuite with Scavolini vanity, oversized glass shower & enclosed soaker tub. The second bedroom enjoys its own private ensuite and floor-to-ceiling windows, while the third bedroom features a private balcony and shares a semi-ensuite with the fourth bedroom. The lower level is equally impressive with polished concrete heated floors, and a legal two-bedroom basement apartment with a second kitchen, laundry, full washroom, oversized above-grade windows and a walkout to the privacy fenced backyard and interlocked patio!

Key facts

Property type
Detached, 2-Storey
MLS®
E13242818
Bedrooms
6 (4 + 2)
Bathrooms
5 (1 half)
Size
2500-3000
Lot
32 × 110 ft
Cross streets
O'Connor Dr & Coxwell Ave
Parking
1 garage · 2 parking (built-in)
Driveway
Private
Basement
Finished with Walk-Out
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Stucco (Plaster), Metal/Steel Siding
Foundation
Concrete
Roof
Flat
Sewer
Sewer
Property tax
$12,955 / 2025
Days on market
48
Listing brokerage
ROYAL LEPAGE SIGNATURE REALTY

Rooms

Bedroom 3Second4.70 × 3.70 m

large window · balcony · semi ensuite

SittingMain3.80 × 3.50 m

tile floor · built-in speakers · led lighting

BedroomBasement3.36 × 2.50 m

heated floor · concrete floor · above grade window

FoyerMain2.60 × 2.53 m

heated floor · double closet · glass doors

Living RoomBasement4.90 × 3.10 m

heated floor · concrete floor · above grade window

KitchenBasement2.75 × 2.30 m

heated floor · concrete floor · quartz counter

KitchenMain5.10 × 4.50 m

b/i appliances · centre island · quartz counter

Primary BedroomSecond5.10 × 6.40 m

juliette balcony · walk-in closet(s) · 6 pc ensuite

Family RoomMain5.50 × 3.05 m

gas fireplace · b/i shelves · w/o to deck

Dining RoomMain4.60 × 3.05 m

built-in speakers · tile floor · window floor to ceiling

Bedroom 4Second3.85 × 3.05 m

large window · large closet · hardwood floor

OfficeBasement3.20 × 2.30 m

heated floor · concrete floor · pot lights

LaundrySecond1.83 × 1.80 m

window · laundry sink · stainless steel appl

Dining RoomBasement2.75 × 2.30 m

heated floor · concrete floor · above grade window

Bedroom 2Second6.40 × 3.75 m

large closet · w/o to balcony · 4 pc ensuite

BedroomBasement4.40 × 2.75 m

heated floor · concrete floor · above grade window

Cold Room/CantinaBasement3.30 × 2.30 m
Living RoomMain6.40 × 4.00 m

hardwood floor · window floor to ceiling · built-in speakers

Moe’s TakeTeam Asgarian · Broker
Above comparables
$2.25Mest. value

Listed at $2,599,000, this home is about 15% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

In East York lately, sellers have been getting about 103% of asking and homes sell in about 18 days.

Based on 46 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 46 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $2.68M, a bit higher.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $2.00M
  • Bedrooms +$60K
  • Adjusts to $2.06M

That comparable adjusts to $2.06M; the $2.25M estimate above is the median of all 46 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

The assigned public school is Diefenbaker Elementary School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

List price
$2.05MGreat deal$2.60MOverpriced

Total price vs nearby homes. Fair value about $2.25M, median of 46 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Heated floors: comfort and a premium-finish signal. Lifestyle
  • Open-concept layout: modern, sought-after flow. Lifestyle
Comparable listingsCurrently listed nearby in East York · asking prices
$2.34Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

121 Durant Avenue$2.63M74 Four Oaks Gate$2.85M360 Woodmount Avenue$2.19M850 Cosburn Avenue$1.90M53 Lesmount Avenue$2.15M

The 5 closest active listings nearby.

See all comparable homes
2.60MThis home2.63M2.85M2.19M1.90M2.15MThis home vs active comparables
Live market pulseActive comparables in East York · median list $2.19M
$945this home / sqft
5active listings nearby
48days on market
43sold nearby · 90 days
$1.53Mmedian sold price
103%of asking, on average

This home lists 6% above the area average of $890/sqft.

47 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

East York, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Danforth Village-East York
$1000K
Birchcliffe-Cliffside
$1.69M
Bedford Park-Nortown
$4.46M
Highland Creek
$1.60M
Willowdale East
$3.00M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Diefenbaker Elementary School
68%
Diefenbaker Elementary SchoolPublic · Elementary · 0.2 km awayBelow the GTA average · 68% meet the provincial standard
East York Alternative Secondary SchoolEQAO results not published

Affordability & Mortgage

Affordability
$11,845/mo
$488KIncome needed
5.3×Price ÷ income
$2,734Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $11,845Property tax $1,080Total carry $12,925

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$11,095per month

Mortgage amount $2,079,200 · 4.14% over 25 years

$519,800Down payment (20.0%)
$2,079,200Loan before insurance
$0CMHC premium
$12,175Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$11,095
Property tax
$1,080
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$12,175

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$51,450
Toronto municipal land transfer tax
$51,450
Estimated closing costs
$102,900

Plus your down payment of $519,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$13,476/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,249,415Total interest paid
$3,328,615Total of all payments
Principal $2,079,200 Interest $1,249,415
YearPrincipalInterestBalance
1$48,708$84,436$2,030,492
2$50,746$82,399$1,979,746
3$52,869$80,276$1,926,877
4$55,080$78,065$1,871,797
5$57,384$75,761$1,814,413
6$59,784$73,360$1,754,629
7$62,285$70,860$1,692,345
8$64,890$68,255$1,627,454
9$67,604$65,540$1,559,850
10$70,432$62,712$1,489,418
11$73,378$59,766$1,416,040
12$76,447$56,697$1,339,592
13$79,645$53,499$1,259,947
14$82,977$50,168$1,176,971
15$86,447$46,697$1,090,523
16$90,063$43,081$1,000,460
17$93,831$39,314$906,629
18$97,755$35,389$808,874
19$101,844$31,300$707,030
20$106,104$27,040$600,925
21$110,542$22,602$490,383
22$115,166$17,978$375,217
23$119,984$13,161$255,233
24$125,002$8,142$130,231
25$130,231$2,914$0

At the end of your 5-year term

Total paid over the term
$665,723
Principal paid down
$264,787
Interest paid
$400,936
Balance remaining
$1,814,413

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
1.6%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.4%
Gross yield
− Property tax $12,955− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $41,715

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SIGNATURE REALTY. MLS®/PropTx.

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