106-201 Brock Street, Whitby, ON

Downtown Whitby, Whitby · MLS® E13242906

$618,496
For Sale
Listed 43 days ago
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2Bedrooms
3Bathrooms
1Garage
1200-1399Sq Ft

About this home

Welcome to Station No 3. Modern living in the heart of historic downtown Whitby. Brand new boutique building by award winning builder Brookfield Residential. Take advantage of hundreds of thousands in savings from original price!!!The "King" is a gorgeous, 2-storey townhome at 1376 sq. ft. with soaring approximate 11' ceilings. Floor to ceiling windows allow natural light to flow through the space. Enjoy the main floor's open concept layout with walk-out to terrace, additional pantry storage & powder room for guests. The oak staircase leads you to the upper floor's spacious den, primary bedroom with 4 piece en-suite washroom & double sinks, second bedroom with walk-out to balcony, an additional 4 piece washroom & in-suite storage with laundry area.Enjoy lovely finishes including kitchen island with waterfall edge, quartz countertops, soft close cabinetry, ceramic backsplash, black Delta faucets, wide-plank laminate flooring, & Smart Home System. This suites includes approximately $22,000 in upgrades.Easy access to highways 401, 407 & 412. Minutes to Whitby Go Station, Lake Ontario & many parks. Steps to several restaurants, coffee shops & boutique shopping. Immediate or flexible closings available. 1 parking & 1 locker included.Station 3 is fully constructed & registered.State of the art building amenities include, gym, yoga studio, 5th floor party room with outdoor terrace with BBQ's & fire pit, 3rd floor south facing courtyard with additional BBQ's, co-work space, pet spa, concierge & guest suite.

Key facts

Property type
Condo Apartment, Apartment
MLS®
E13242906
Bedrooms
2
Bathrooms
3
Size
1200-1399
Cross streets
Brock Street & Colborne Street
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$891/mo
Exposure
South West
Days on market
43
Listing brokerage
ORION REALTY CORPORATION

Rooms

KitchenGround3.65 × 2.28 m

quartz counter · stainless steel appl · ceramic backsplash

DenSecond3.04 × 2.95 m

open concept · laminate · closet

Primary BedroomSecond4.41 × 2.80 m

4 pc bath · laminate · closet

Bedroom 2Second3.96 × 2.86 m

w/o to balcony · laminate · closet

Living RoomGround5.76 × 4.51 m

w/o to terrace · laminate · window floor to ceiling

Moe’s TakeTeam Asgarian · Broker
Below comparables
$851Kest. value

Listed at $618,496, this home is about 27% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

There were not many closely comparable homes right in Downtown Whitby, so I widened the search to the surrounding area.

Based on 8 similar homes nearby, adjusted for size, beds, and baths.Median of 8 comparable active listings, adjusted for size, beds, and baths.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $679K
  • Bathrooms +$15K
  • Adjusts to $694K

That comparable adjusts to $694K; the $851K estimate above is the median of all 8 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a very walkable address with everyday errands close by. Brock Street Southbound @ Gilbert is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$618KGreat deal$901KOverpriced

Total price vs nearby homes. Fair value about $851K, median of 8 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Open-concept layout: modern, sought-after flow.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Worth verifying
  • Lifestyle
  • Value driver
Comparable listingsCurrently listed nearby · asking prices
$653kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

910-360 Watson Street$679kMPH04-340 Watson Street$750k2-540 Mary Street$530k

The 3 closest active listings nearby.

See all comparable homes
618kThis home679k750k530kThis home vs active comparables
Live market pulseActive comparables in Downtown Whitby · median list $530K
$476this home / sqft
6active listings nearby
43days on market

This home lists 20% below the area average of $597/sqft.

1 days longer than the Whitby average (42 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Downtown Whitby, Whitby, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

75/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Brock Street Southbound @ Gilbert, about 183 m away

20+ transit stops1 grocery20+ dining15 parks9 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Port Whitby
$574K
Pringle Creek
$441K

Typical asking price of active listings of the same type, per area (outliers removed). Whitby.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,819/mo
$141KIncome needed
4.4×Price ÷ income
$651Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

69%mortgage
Mortgage $2,819Property tax $387Condo fee $891Total carry $4,096

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,640per month

Mortgage amount $494,797 · 4.14% over 25 years

$123,699Down payment (20.0%)
$494,797Loan before insurance
$0CMHC premium
$3,918Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,640
Property tax
$387
Condo / maintenance fees
$891
Heating
$0
Estimated monthly cost
$3,918

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$8,845
Estimated closing costs
$8,845

Plus your down payment of $123,699. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,207/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$297,329Total interest paid
$792,126Total of all payments
Principal $494,797 Interest $297,329
YearPrincipalInterestBalance
1$11,591$20,094$483,205
2$12,076$19,609$471,129
3$12,581$19,104$458,548
4$13,108$18,577$445,440
5$13,656$18,029$431,784
6$14,227$17,458$417,557
7$14,822$16,863$402,735
8$15,442$16,243$387,293
9$16,088$15,597$371,205
10$16,761$14,924$354,444
11$17,462$14,223$336,982
12$18,193$13,492$318,789
13$18,954$12,732$299,835
14$19,746$11,939$280,089
15$20,572$11,113$259,517
16$21,433$10,252$238,084
17$22,329$9,356$215,755
18$23,263$8,422$192,491
19$24,236$7,449$168,255
20$25,250$6,435$143,005
21$26,306$5,379$116,699
22$27,407$4,278$89,292
23$28,553$3,132$60,739
24$29,747$1,938$30,992
25$30,992$693$0

At the end of your 5-year term

Total paid over the term
$158,425
Principal paid down
$63,012
Interest paid
$95,413
Balance remaining
$431,784

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,100/mo
$49,200Gross annual rent
4.6%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

8.0%
Gross yield
− Property tax $4,329− Condo fees $10,690− Insurance $600− Vacancy & upkeep $5,412Net operating income $28,169

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ORION REALTY CORPORATION. MLS®/PropTx.

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