97 Chelliah Court, Toronto, ON

Rouge E11, Toronto · MLS® E13247566

$1,299,000
For Sale
Listed 42 days ago
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6Bedrooms
4Bathrooms
1Garage · 3 parking
2000-2500Sq Ft

About this home

CORNER LOT: Modern home perfectly situated in a prime Scarborough location! This spacious home offers 4 bedrooms on the main levels, plus a fully finished walkout basement featuring 2 additional bedrooms and a kitchen. Ideal for extended family living, or potential rental income. The interior boasts elegant hardwood floors throughout and is highlighted by a stunning chandelier in the main living area. The modern kitchen is equipped with high-end appliances and quartz countertops, offering both style and functionality. The home is designed for comfort and convenience, with each bedroom providing ample space and natural light. The walkout basement offers a private and versatile living space with direct access to the backyard, ideal for entertaining or relaxing. Located just minutes from Highway 401, this property offers easy access to major transit routes and is close to schools, parks, shopping centers, and other essential amenities. This home comes with a Tarion new home warranty, ensuring peace of mind.

Key facts

Property type
Detached, 2-Storey
MLS®
E13247566
Bedrooms
6 (4 + 2)
Bathrooms
4 (1 half)
Size
2000-2500
Lot
12.48 × 96.04 ft
Cross streets
Morningside Ave & Sheppard Ave
Parking
1 garage · 3 parking (attached)
Driveway
Available
Basement
Finished, Separate Entrance
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Brick
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,339 / 2025
Days on market
42
Listing brokerage
THE GUARDIAN HOME REALTY INC.

Rooms

Dining RoomMain6.35 × 4.04 m

pot lights · large window

Bedroom 2Second3.78 × 3.35 m

large window · b/i closet

Primary BedroomSecond3.65 × 4.57 m

4 pc ensuite · large window

Bedroom 3Second3.53 × 3.10 m

large closet · b/i closet

BathroomBasement3.48 × 4.87 m

large window · b/i closet

Bedroom 5Basement2.59 × 3.66 m

Walk-Up

Living RoomMain6.35 × 4.04 m

open concept · w/o to yard

Bedroom 3Second3.53 × 3.10 m

large closet · b/i closet

KitchenMain4.11 × 3.15 m

stainless steel appl · centre island

KitchenBasement2.50 × 3.00 m
Living RoomBasement3.48 × 3.87 m
Moe’s TakeTeam Asgarian · Broker
Above comparables
$1.13Mest. value

Listed at $1,299,000, this home is about 15% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

Priced above comparable homes overall, but the price per square foot ($577/sqft) is in line with the area, so you are paying for extra space rather than a premium.

Based on 6 similar homes nearby, adjusted for size, beds, and baths.Median of 6 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.20M, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1000K
  • Bedrooms −$30K
  • Bathrooms −$15K
  • Adjusts to $955K

That comparable adjusts to $955K; the $1.13M estimate above is the median of all 6 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is John G Diefenbaker Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Sheppard Ave East at Conlins Rd East Side is about a 7-minute walk away.

List price
$1.03MGreat deal$1.30MOverpriced

Total price vs nearby homes. Fair value about $1.13M, median of 6 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Walk-out basement: natural light and strong in-law or income potential.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Corner lot: more light and frontage, sometimes at the cost of privacy.
  • Income potential
  • Lifestyle
  • Value driver
  • Weigh carefully
Comparable listingsCurrently listed nearby in Rouge E11 · asking prices
$1.20Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

13 Boulderbrook Drive$1.27M24 Turtledove Grove$1.45M84 Morningview Trail$1.10M12 Glenheather Terrace$999k2 Lovel Avenue$1.17M

The 5 closest of 6 active listings nearby.

See all comparable homes
1.30MThis home1.27M1.45M1.10M999k1.17MThis home vs active comparables
Live market pulseActive comparables in Rouge E11 · median list $1.10M
$577this home / sqft
9active listings nearby
42days on market

This home lists 6% above the area average of $545/sqft.

41 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Rouge E11, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

58/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: Sheppard Ave East at Conlins Rd East Side, about 585 m away

20+ transit stops4 grocery20+ dining14 parks9 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Cliffcrest
$1.51M
Wexford-Maryvale
$865K
Lawrence Park South
$2.14M
Bedford Park-Nortown
$2.90M
High Park-Swansea
$4.99M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near John G Diefenbaker Public School
60%
John G Diefenbaker Public SchoolPublic · Elementary · 1.3 km awayBelow the GTA average · 60% meet the provincial standard
West Hill Collegiate InstituteEQAO results not published

Affordability & Mortgage

Affordability
$5,920/mo
$242KIncome needed
5.4×Price ÷ income
$1,366Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $5,920Property tax $445Total carry $6,365

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,546per month

Mortgage amount $1,039,200 · 4.14% over 25 years

$259,800Down payment (20.0%)
$1,039,200Loan before insurance
$0CMHC premium
$5,990Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,546
Property tax
$445
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,990

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$22,455
Toronto municipal land transfer tax
$22,455
Estimated closing costs
$44,910

Plus your down payment of $259,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$6,736/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$624,467Total interest paid
$1,663,667Total of all payments
Principal $1,039,200 Interest $624,467
YearPrincipalInterestBalance
1$24,345$42,202$1,014,855
2$25,363$41,184$989,492
3$26,424$40,123$963,068
4$27,529$39,017$935,539
5$28,681$37,866$906,858
6$29,881$36,666$876,977
7$31,130$35,416$845,847
8$32,433$34,114$813,414
9$33,789$32,758$779,625
10$35,203$31,344$744,422
11$36,675$29,872$707,748
12$38,209$28,338$669,538
13$39,807$26,739$629,731
14$41,472$25,074$588,259
15$43,207$23,340$545,052
16$45,014$21,532$500,038
17$46,897$19,649$453,140
18$48,859$17,688$404,281
19$50,903$15,644$353,379
20$53,032$13,515$300,347
21$55,250$11,297$245,097
22$57,561$8,986$187,536
23$59,969$6,578$127,567
24$62,477$4,070$65,090
25$65,090$1,456$0

At the end of your 5-year term

Total paid over the term
$332,733
Principal paid down
$132,342
Interest paid
$200,391
Balance remaining
$906,858

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
2.9%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.9%
Gross yield
− Property tax $5,339− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $38,117

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of THE GUARDIAN HOME REALTY INC.. MLS®/PropTx.

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