12 Coppini Lane, Ajax, ON

South East, Ajax · MLS® E13247580

$699,999
For Sale
Listed 42 days ago
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3Bedrooms
2Bathrooms
1Garage · 2 parking
1100-1500Sq Ft

About this home

Welcome to this stunning, nearly new townhouse in the highly desirable South Ajax community! Just two years old, this beautifully designed home offers the perfect combination of modern style, functionality, and convenience-ideal for first-time buyers, growing families, or downsizers seeking low-maintenance living without sacrificing space. Featuring three spacious bedrooms and a thoughtfully designed multi-level layout plus basement, this home provides plenty of room for comfortable everyday living. The bright, open concept main floor is perfect for entertaining, seamlessly connecting the living, dining, and kitchen areas. Large windows fill the space with natural light, creating a warm and inviting atmosphere throughout. The modern kitchen offers ample cabinetry, sleek finishes, and a practical layout suited for both casual meals and hosting guests. Step outside to a generous private balcony-perfect for morning coffee, summer evenings, or relaxing after a long day. Additional highlights include two parking spaces, with a built-in garage and a convenient driveway spot. Located in a prime, family-friendly neighbourhood, this home offers exceptional convenience with easy access to Highway 401 for commuters. Enjoy being within walking distance to local schools, including a nearby high school, parks, shopping centres, and everyday amenities. Set in a vibrant and welcoming community, this move in ready home delivers the perfect balance of suburban comfort and urban accessibility. A fantastic opportunity to own a modern townhouse in one of Ajax's most sought-after locations-don't miss it!

Key facts

Property type
Townhouse, 3-Storey
MLS®
E13247580
Bedrooms
3
Bathrooms
2 (1 half)
Size
1100-1500
Lot
21 × 42.81 ft
Cross streets
BAYLY ST AND SALEM RD
Parking
1 garage · 2 parking (built-in)
Driveway
Private
Basement
Full
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Poured Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$5,450 / 2025
Days on market
42
Listing brokerage
CENTURY 21 LEADING EDGE REALTY INC.

Rooms

BreakfastSecond3.04 × 2.92 m

hardwood floor · balcony

KitchenSecond3.04 × 3.35 m

hardwood floor · centre island · stainless steel appl

Family RoomSecond4.78 × 3.38 m

hardwood floor · pot lights · combined w/kitchen

Primary BedroomThird3.07 × 3.35 m

broadloom · walk-in closet(s) · w/o to balcony

Bedroom 2Third2.22 × 2.83 m

Closet

Moe’s TakeTeam Asgarian · Broker
Above comparables
$542Kest. value

Listed at $699,999, this home is about 29% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

Based on 6 similar homes nearby, adjusted for size, beds, and baths.Median of 6 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $657K, a bit higher.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $780K
  • Size difference −$200K
  • Bathrooms −$15K
  • Adjusts to $565K

That comparable adjusts to $565K; the $542K estimate above is the median of all 6 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Salem/Bayly is about a 1-minute walk away.

List price
$485KGreat deal$700KOverpriced

Total price vs nearby homes. Fair value about $542K, median of 6 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Open-concept layout: modern, sought-after flow.
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$674kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

40 Clowes Street$700k14-28 Burtonbury Lane$679k35 Chaston Road$678k20 Cullcastle Street$639k

The 4 closest active listings nearby.

See all comparable homes
700kThis home700k679k678k639kThis home vs active comparables
Live market pulseActive comparables in South East · median list $780K
$538this home / sqft
6active listings nearby
42days on market

This home lists 24% above the area average of $434/sqft.

12 days longer than the Ajax average (30 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

South East, Ajax, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

65/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: Salem/Bayly, about 97 m away

20+ transit stops4 grocery20+ dining18 parks7 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

South West
$763K
Central East
$668K
Central West
$785K
Northeast Ajax
$782K
Northwest Ajax
$822K

Typical asking price of active listings of the same type, per area (outliers removed). Ajax.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,190/mo
$140KIncome needed
5.0×Price ÷ income
$736Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $3,190Property tax $454Total carry $3,645

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,988per month

Mortgage amount $559,999 · 4.14% over 25 years

$140,000Down payment (20.0%)
$559,999Loan before insurance
$0CMHC premium
$3,443Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,988
Property tax
$454
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,443

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$10,475
Estimated closing costs
$10,475

Plus your down payment of $140,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,630/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$336,510Total interest paid
$896,509Total of all payments
Principal $559,999 Interest $336,510
YearPrincipalInterestBalance
1$13,119$22,742$546,880
2$13,668$22,193$533,213
3$14,239$21,621$518,973
4$14,835$21,025$504,139
5$15,455$20,405$488,683
6$16,102$19,758$472,581
7$16,775$19,085$455,806
8$17,477$18,383$438,329
9$18,208$17,652$420,121
10$18,970$16,891$401,151
11$19,763$16,097$381,388
12$20,590$15,270$360,798
13$21,451$14,409$339,347
14$22,348$13,512$316,998
15$23,283$12,577$293,715
16$24,257$11,603$269,458
17$25,272$10,589$244,186
18$26,329$9,532$217,857
19$27,430$8,430$190,427
20$28,577$7,283$161,850
21$29,773$6,088$132,077
22$31,018$4,842$101,059
23$32,316$3,545$68,743
24$33,667$2,193$35,076
25$35,076$785$0

At the end of your 5-year term

Total paid over the term
$179,302
Principal paid down
$71,316
Interest paid
$107,986
Balance remaining
$488,683

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
2.5%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.9%
Gross yield
− Property tax $5,450− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $17,714

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 LEADING EDGE REALTY INC.. MLS®/PropTx.

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