417-201 Brock Street, Whitby, ON

Downtown Whitby, Whitby · MLS® E13249950

$599,900
For Sale
Listed 42 days ago
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3Bedrooms
2Bathrooms
1Garage
800-899Sq Ft

About this home

Welcome to one of the most coveted suites at Station No. 3-Durham's 2025 Community of the Year. This rare "Basset" model is one of only two in the building and offers a thoughtfully designed layout featuring two true bedrooms, a separate den, and two full ensuite bathrooms. Perfectly positioned in the heart of Downtown Whitby, this bright south-facing suite delivers the best of both worlds: vibrant city living and peaceful green space views. Floor-to-ceiling windows and 9-foot ceilings flood the home with natural light, while the private balcony overlooks the beautifully landscaped third-floor courtyard complete with mature trees, grassy areas, fire tables, BBQs, lounge seating, and gathering spaces-your own urban oasis just steps from your living room. Designed for modern living, the open-concept kitchen has been upgraded with an impressive 10+ foot custom floor-to-ceiling pantry and an expanded waterfall island with comfortable seating for four, making it ideal for entertaining or casual dining. The separate den features custom cabinetry and closets, creating a stylish and functional work-from-home space. Additional upgrades include custom Hunter Douglas motorized blinds, programmable by remote for effortless privacy and light control, as well as convenient in-suite laundry. Station No. 3 is Whitby's first Energy Star Multi-Family High-Rise certified building and offers an exceptional collection of amenities including a fitness centre, yoga studio, co-working space, pet spa, concierge/security services, party room with rooftop terrace, secure Snaile package delivery system, and climate-controlled indoor parking. For professionals seeking a sophisticated, low-maintenance lifestyle in the centre of the action-without giving up the comfort of quiet green space-this exceptional suite is a rare opportunity.

Key facts

Property type
Condo Apartment, 1 Storey/Apt
MLS®
E13249950
Bedrooms
3 (2 + 1)
Bathrooms
2
Size
800-899
Cross streets
Brock St. S & Colborne St. E
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$776/mo
Exposure
South East
Property tax
$5,724 / 2026
Days on market
42
Listing brokerage
Keller Williams Energy Real Estate

Rooms

Living RoomMain3.29 × 2.90 m

large window · w/o to balcony

Bedroom 2Main3.30 × 2.79 m

3 pc ensuite · closet · window

KitchenMain3.48 × 3.17 m

stainless steel appl · backsplash · eat-in kitchen

DenMain2.42 × 2.15 m

open concept · b/i shelves

Primary BedroomMain3.31 × 2.78 m

4 pc ensuite · closet · window

Moe’s TakeTeam Asgarian · Broker
In the wider range
$506Kest. value

Listed at $599,900, this home is within the range of a wider set of listings, but with few close matches nearby, so worth confirming with a precise CMA. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 6 similar homes nearby, adjusted for size, beds, and baths.Median of 6 comparable active listings, adjusted for size, beds, and baths. The comparable range is wide here, so treat this as a rough read until I run a full CMA.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $539K
  • Size difference +$58K
  • Bedrooms +$30K
  • Adjusts to $627K

That comparable adjusts to $627K; the $506K estimate above is the median of all 6 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a very walkable address with everyday errands close by. Brock Street Southbound @ Gilbert is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$373KGreat deal$627KOverpriced

Total price vs nearby homes. Fair value about $506K, median of 6 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Open-concept layout: modern, sought-after flow.
  • Sold as-is / needs work: budget for renovation, the price should reflect the condition.
  • Lifestyle
  • Weigh carefully
Comparable listingsCurrently listed nearby · asking prices
$563kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1701-1606 Charles Street$649k522-1614 Charles Street$629k2-540 Mary Street$530k505-711 Rossland Road$410k603-1606 Charles Street$598k

The 5 closest of 8 active listings nearby.

See all comparable homes
600kThis home649k629k530k410k598kThis home vs active comparables
Live market pulseActive comparables in Downtown Whitby · median list $530K
$706this home / sqft
6active listings nearby
42days on market

This home lists 26% above the area average of $559/sqft.

0 days faster than the Whitby average (42 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Downtown Whitby, Whitby, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

75/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Brock Street Southbound @ Gilbert, about 183 m away

20+ transit stops1 grocery20+ dining15 parks9 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Port Whitby
$574K
Pringle Creek
$441K

Typical asking price of active listings of the same type, per area (outliers removed). Whitby.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,734/mo
$139KIncome needed
4.3×Price ÷ income
$631Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

69%mortgage
Mortgage $2,734Property tax $477Condo fee $776Total carry $3,987

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,561per month

Mortgage amount $479,920 · 4.14% over 25 years

$119,980Down payment (20.0%)
$479,920Loan before insurance
$0CMHC premium
$3,814Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,561
Property tax
$477
Condo / maintenance fees
$776
Heating
$0
Estimated monthly cost
$3,814

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$8,473
Estimated closing costs
$8,473

Plus your down payment of $119,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,111/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$288,389Total interest paid
$768,309Total of all payments
Principal $479,920 Interest $288,389
YearPrincipalInterestBalance
1$11,243$19,490$468,677
2$11,713$19,019$456,964
3$12,203$18,529$444,761
4$12,714$18,019$432,047
5$13,245$17,487$418,802
6$13,799$16,933$405,003
7$14,377$16,356$390,626
8$14,978$15,754$375,648
9$15,604$15,128$360,044
10$16,257$14,475$343,787
11$16,937$13,795$326,850
12$17,646$13,087$309,204
13$18,384$12,349$290,820
14$19,153$11,580$271,668
15$19,954$10,779$251,714
16$20,788$9,944$230,926
17$21,658$9,074$209,268
18$22,564$8,169$186,704
19$23,508$7,225$163,196
20$24,491$6,241$138,705
21$25,515$5,217$113,190
22$26,583$4,150$86,607
23$27,695$3,038$58,913
24$28,853$1,879$30,060
25$30,060$673$0

At the end of your 5-year term

Total paid over the term
$153,662
Principal paid down
$61,118
Interest paid
$92,544
Balance remaining
$418,802

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,700/mo
$32,400Gross annual rent
2.2%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.4%
Gross yield
− Property tax $5,724− Condo fees $9,315− Insurance $600− Vacancy & upkeep $3,564Net operating income $13,198

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Keller Williams Energy Real Estate. MLS®/PropTx.

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