23 Scotswood Road, Toronto, ON

Wexford-Maryvale, Toronto · MLS® E13261764

$849,900
For Sale
Listed 42 days ago
Request a showing
◎ Directions
3Bedrooms
3Bathrooms
3Parking
1100-1500Sq Ft

About this home

Welcome to this well-maintained home located in one of the top neighbourhoods in the GTA, known for its safe and quiet, family-friendly community. This property is on a 45x112ft lot that offers 3 spacious bedrooms and 3 washrooms, providing plenty of room for growing families or those looking for comfortable everyday living. Step outside to your own backyard oasis, perfect for relaxing, entertaining, or enjoying summer days with family and friends. Ideally situated with quick access to Hwy 401 and 404, commuting across the city is effortless. You'll also love being just minutes from Parkway Mall, great restaurants, schools, parks, and everyday amenities, making this a convenient and desirable place to call home.

Key facts

Property type
Detached, 1 1/2 Storey
MLS®
E13261764
Bedrooms
3
Bathrooms
3 (1 half)
Size
1100-1500
Lot
45 × 112 ft
Cross streets
Ellesmere Rd & Victoria Park Ave
Parking
3 parking
Driveway
Private
Basement
Partially Finished, Separate Entrance
Heating
Radiant
A/C
Wall Unit(s)
Exterior
Brick
Foundation
Concrete Block
Roof
Shingles
Sewer
Sewer
Property tax
$4,449 / 2025
Days on market
42
Listing brokerage
TONY K REAL ESTATE

Rooms

BathroomMain1.50 × 1.40 m
Bedroom 3Main3.37 × 3.21 m
BathroomUpper2.18 × 1.90 m
LaundryBasement3.22 × 3.88 m
BedroomUpper3.15 × 3.89 m
OtherBasement1.90 × 1.91 m
KitchenMain3.37 × 3.50 m
Utility RoomBasement3.22 × 3.31 m
Dining RoomMain3.75 × 3.01 m
BathroomBasement1.50 × 1.40 m
Bedroom 2Upper3.75 × 3.62 m
Living RoomMain5.23 × 3.32 m
RecreationBasement7.20 × 3.88 m
Moe’s TakeTeam Asgarian · Broker
Below comparables
$984Kest. value

Listed at $849,900, this home is about 14% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.22M, higher than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $999K
  • Bedrooms −$30K
  • Bathrooms +$15K
  • Adjusts to $984K

That comparable adjusts to $984K; the $984K estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Maryvale Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Ellesmere Rd at Claudius Gate is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$850KGreat deal$990KOverpriced

Total price vs nearby homes. Fair value about $984K, median of 5 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Sold as-is / needs work: budget for renovation, the price should reflect the condition.
  • Weigh carefully
Comparable listingsCurrently listed nearby in Wexford-Maryvale · asking prices
$950kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

11 Innisdale Drive$900kB-21 Wexford Boulevard$975kA-21 Wexford Boulevard$975k

The 3 closest active listings nearby.

See all comparable homes
850kThis home900k975k975kThis home vs active comparables
Live market pulseActive comparables in Wexford-Maryvale · median list $975K
$654this home / sqft
5active listings nearby
42days on market

This home lists 11% below the area average of $735/sqft.

41 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Wexford-Maryvale, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

77/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Ellesmere Rd at Claudius Gate, about 195 m away

20+ transit stops2 grocery20+ dining14 parks15 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Cliffcrest
$1.51M
Lawrence Park South
$2.14M
Bedford Park-Nortown
$2.90M
High Park-Swansea
$4.99M
Downsview-Roding-CFB
$1.06M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Maryvale Public School
52%
Maryvale Public SchoolPublic · Elementary · 0.3 km awayBelow the GTA average · 52% meet the provincial standard

Affordability & Mortgage

Affordability
$3,874/mo
$163KIncome needed
5.2×Price ÷ income
$894Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $3,874Property tax $371Total carry $4,244

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,628per month

Mortgage amount $679,920 · 4.14% over 25 years

$169,980Down payment (20.0%)
$679,920Loan before insurance
$0CMHC premium
$3,999Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,628
Property tax
$371
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,999

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$13,473
Toronto municipal land transfer tax
$13,473
Estimated closing costs
$26,946

Plus your down payment of $169,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,407/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$408,572Total interest paid
$1,088,492Total of all payments
Principal $679,920 Interest $408,572
YearPrincipalInterestBalance
1$15,928$27,611$663,992
2$16,594$26,945$647,397
3$17,289$26,251$630,109
4$18,012$25,528$612,097
5$18,765$24,775$593,332
6$19,550$23,990$573,782
7$20,368$23,172$553,414
8$21,220$22,320$532,195
9$22,107$21,432$510,087
10$23,032$20,508$487,055
11$23,995$19,544$463,060
12$24,999$18,541$438,061
13$26,045$17,495$412,016
14$27,134$16,405$384,882
15$28,269$15,270$356,612
16$29,452$14,088$327,161
17$30,684$12,856$296,477
18$31,967$11,573$264,510
19$33,304$10,236$231,206
20$34,697$8,842$196,509
21$36,149$7,391$160,360
22$37,661$5,879$122,700
23$39,236$4,304$83,464
24$40,877$2,663$42,587
25$42,587$953$0

At the end of your 5-year term

Total paid over the term
$217,698
Principal paid down
$86,588
Interest paid
$131,110
Balance remaining
$593,332

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
2.2%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.2%
Gross yield
− Property tax $4,449− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $18,715

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of TONY K REAL ESTATE. MLS®/PropTx.

CallRequest a showing