86 Patterson Avenue, Toronto, ON

Oakridge, Toronto · MLS® E13410920

$980,999
For Sale
Listed 42 days ago
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3Bedrooms
3Bathrooms
0Parking
1500-2000Sq Ft

About this home

Welcome to 86 Patterson Avenue, ideally situated in a highly sought-after neighbourhood close to transit, top-rated schools, and convenient shopping amenities. This exceptional home features a professionally constructed two-storey addition, offering an impressive blend of space, comfort, and functionality.The property boasts three spacious bedrooms, including a primary suite with a private ensuite bathroom. The main floor showcases an open-concept layout with bright and inviting living, family, and dining areas, perfect for both everyday living and entertaining. Gleaming hardwood floors extend throughout the home, complemented by an elegant wood staircase with wrought-iron pickets.The gourmet kitchen is designed to impress, featuring newer stainless steel appliances, granite countertops, soft-close cabinetry, and abundant storage. Numerous pot lights provide enhanced lighting and a modern ambiance throughout the home. This truly unique residence offers exceptional craftsmanship and thoughtful upgrades throughout. A must-see opportunity for discerning buyers.

Key facts

Property type
Detached, 2-Storey
MLS®
E13410920
Bedrooms
3
Bathrooms
3
Size
1500-2000
Lot
27.5 × 110 ft
Cross streets
Danforth Avenue/Danforth Road
Parking
0 parking
Driveway
Front Yard Parking
Basement
Finished
Heating
Heat Pump
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,087 / 2026
Days on market
42
Listing brokerage
INTERNATIONAL REALTY FIRM, INC.
Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well below what comparable listings suggest. In this market that usually means it is priced to draw multiple offers, so plan for competition and a final number above asking. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

The assigned public school is Birchmount Park Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Addition / added square footage: more space lifts value when it is permitted and well integrated, verify the permits.
  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
  • Primary suite: a key comfort and resale feature.
  • Open-concept layout: modern, sought-after flow.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$1.15Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

103 Ambercroft Boulevard$1000k554 Mclevin Avenue$798k39 Madron Crescent$965k95 Cinrickbar Drive$1.10M47 Thirteenth Street$1.87M

The 5 closest of 6 active listings nearby.

See all comparable homes
981kThis home1000k798k965k1.10M1.87MThis home vs active comparables
Live market pulseActive comparables in Oakridge · median list $795K
$561this home / sqft
11active listings nearby
42days on market

This home lists 38% below the area average of $900/sqft.

41 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Oakridge, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

0/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Cliffcrest
$1.51M
Wexford-Maryvale
$865K
High Park-Swansea
$3.00M
Lawrence Park South
$2.27M
Bedford Park-Nortown
$3.60M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Taylor Creek Public School
41%
Taylor Creek Public SchoolPublic · Elementary · 0.2 km awayBelow the GTA average · 41% meet the provincial standard

Affordability & Mortgage

Affordability
$4,471/mo
$187KIncome needed
5.2×Price ÷ income
$1,032Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $4,471Property tax $424Total carry $4,895

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,188per month

Mortgage amount $784,799 · 4.14% over 25 years

$196,200Down payment (20.0%)
$784,799Loan before insurance
$0CMHC premium
$4,612Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,188
Property tax
$424
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,612

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$16,095
Toronto municipal land transfer tax
$16,095
Estimated closing costs
$32,190

Plus your down payment of $196,200. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$5,087/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$471,595Total interest paid
$1,256,394Total of all payments
Principal $784,799 Interest $471,595
YearPrincipalInterestBalance
1$18,385$31,871$766,414
2$19,154$31,102$747,260
3$19,955$30,300$727,305
4$20,790$29,466$706,515
5$21,660$28,596$684,855
6$22,566$27,690$662,289
7$23,510$26,746$638,780
8$24,493$25,763$614,287
9$25,517$24,738$588,769
10$26,585$23,671$562,185
11$27,697$22,559$534,488
12$28,855$21,400$505,632
13$30,062$20,193$475,570
14$31,320$18,936$444,250
15$32,630$17,626$411,621
16$33,995$16,261$377,626
17$35,417$14,839$342,210
18$36,898$13,358$305,312
19$38,441$11,814$266,870
20$40,049$10,206$226,821
21$41,725$8,531$185,096
22$43,470$6,786$141,626
23$45,288$4,968$96,338
24$47,182$3,073$49,156
25$49,156$1,100$0

At the end of your 5-year term

Total paid over the term
$251,279
Principal paid down
$99,944
Interest paid
$151,334
Balance remaining
$684,855

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.8%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.9%
Gross yield
− Property tax $5,087− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $27,155

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of INTERNATIONAL REALTY FIRM, INC.. MLS®/PropTx.

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