209-660 GORDON Street, Whitby, ON

Port Whitby, Whitby · MLS® E13413738

$699,000
For Sale
Listed 39 days ago
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2Bedrooms
2Bathrooms
1Garage
900-999Sq Ft

About this home

MOTIVATED SELLER***Welcome to this stunning 2-bedroom condo at 660 Gordon St in Whitby's Harbourside Square Condos that has been lovingly maintained by its original owner. The natural sunlight floods the open living and dining areas and the beautiful kitchen offers full-size appliances and practical flow. The primary bedroom, with a spacious custom designed walk-in closet adds that touch of quiet luxury you want to live without. This special unit offers a balcony oasis (the largest in the building) for that perfect morning coffee or unwinding at sunset. Many upgrades purchased from builder including additional outlets and pull-out drawers in kitchen. Updated lighting in the living room and kitchen areas. Move-in ready and effortlessly comfortable, this condo is nestled in a location that blends lakeside lifestyle with unbeatable convenience. This condo has a great sense of community with activities including Bingo night! You're minutes from the waterfront, with easy access to Hwy 401, GO Transit, and a variety of shops, cafés, and everyday essentials.

Key facts

Property type
Condo Apartment, Apartment
MLS®
E13413738
Bedrooms
2
Bathrooms
2
Size
900-999
Cross streets
GORDON & VICTORIA
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$564/mo
Exposure
North
Property tax
$4,649 / 2025
Days on market
39
Listing brokerage
CENTURY 21 LEADING EDGE REALTY INC.

Rooms

Bedroom 2Main3.05 × 3.47 m

large window · laminate · closet

Primary BedroomMain3.38 × 4.00 m

walk-in closet(s) · ensuite bath · large window

Dining RoomMain3.68 × 5.18 m

combined w/living · w/o to balcony

Living RoomMain3.68 × 5.18 m

combined w/dining · w/o to balcony

KitchenMain3.51 × 2.87 m
Moe’s TakeTeam Asgarian · Broker
Above comparables
$658Kest. value

Listed at $699,000, this home is about 6% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $628K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $525K
  • Size difference +$68K
  • Bathrooms +$15K
  • Adjusts to $608K

That comparable adjusts to $608K; the $658K estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Gordon Westbound @ James Govan is about a 2-minute walk away.

List price
$648KGreat deal$699KOverpriced

Total price vs nearby homes. Fair value about $658K, median of 5 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Sold as-is / needs work: budget for renovation, the price should reflect the condition.
  • Weigh carefully
Comparable listingsCurrently listed nearby in Port Whitby · asking prices
$612kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

MPH04-340 Watson Street$750k603-1606 Charles Street$598k201-660 Gordon Street$575k103-680 Gordon Street$525k

The 4 closest active listings nearby.

See all comparable homes
699kThis home750k598k575k525kThis home vs active comparables
Live market pulseActive comparables in Port Whitby · median list $629K
$736this home / sqft
8active listings nearby
39days on market

This home lists 7% above the area average of $686/sqft.

3 days faster than the Whitby average (42 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Port Whitby, Whitby, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

55/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: Gordon Westbound @ James Govan, about 136 m away

20+ transit stops1 grocery15 dining9 parks1 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Downtown Whitby
$511K
Pringle Creek
$441K

Typical asking price of active listings of the same type, per area (outliers removed). Whitby.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,186/mo
$148KIncome needed
4.7×Price ÷ income
$735Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

77%mortgage
Mortgage $3,186Property tax $387Condo fee $564Total carry $4,137

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,984per month

Mortgage amount $559,200 · 4.14% over 25 years

$139,800Down payment (20.0%)
$559,200Loan before insurance
$0CMHC premium
$3,936Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,984
Property tax
$387
Condo / maintenance fees
$564
Heating
$0
Estimated monthly cost
$3,936

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$10,455
Estimated closing costs
$10,455

Plus your down payment of $139,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,624/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$336,030Total interest paid
$895,230Total of all payments
Principal $559,200 Interest $336,030
YearPrincipalInterestBalance
1$13,100$22,709$546,100
2$13,648$22,161$532,452
3$14,219$21,590$518,233
4$14,814$20,995$503,419
5$15,433$20,376$487,986
6$16,079$19,730$471,907
7$16,751$19,058$455,155
8$17,452$18,357$437,703
9$18,182$17,627$419,521
10$18,943$16,866$400,578
11$19,735$16,074$380,843
12$20,561$15,249$360,283
13$21,421$14,389$338,862
14$22,317$13,493$316,546
15$23,250$12,559$293,296
16$24,222$11,587$269,073
17$25,236$10,573$243,838
18$26,291$9,518$217,546
19$27,391$8,418$190,155
20$28,537$7,272$161,619
21$29,730$6,079$131,888
22$30,974$4,835$100,914
23$32,270$3,540$68,645
24$33,619$2,190$35,026
25$35,026$784$0

At the end of your 5-year term

Total paid over the term
$179,046
Principal paid down
$71,214
Interest paid
$107,832
Balance remaining
$487,986

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,050/mo
$36,600Gross annual rent
2.9%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.2%
Gross yield
− Property tax $4,649− Condo fees $6,766− Insurance $600− Vacancy & upkeep $4,026Net operating income $20,559

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 LEADING EDGE REALTY INC.. MLS®/PropTx.

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