3226-2031 Kennedy Road, Toronto, ON

Agincourt South-Malvern West, Toronto · MLS® E13417450

$439,000
For Sale
Listed 44 days ago
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2Bedrooms
1Bathrooms
0Parking
500-599Sq Ft

About this home

BUILDER INVENTORY! Qualify For New HST/GST Rebate! All Displayed Furniture Is Included! Builder Gift Brand New 65 Inch Smart TV! Stunning One Bedroom + Den. Functional Layout. Can Use Den As 2nd Bedroom. Fully Furnished. Light Filled Primary Bedroom And A Perfect Balcony W Clear South Views. All Appliances- S/S Fridge And B/I Oven, Flat Cooktop, B/I Dishwasher, Stacked Washer And Dryer. Mins to HWY 401. Amenities Include Gym, Kids Zone, Lounge, Music Rooms, Guest Suite, Party/Meeting Rooms, Rooftop Deck W BBQs. T.T.C Connection To Kennedy Station, Agincourt Go, Parks, Schools. Adjacent To Kennedy Commons With Metro, FoodyWorld, LAFitness, LCBO and Many More!

Key facts

Property type
Condo Apartment, Apartment
MLS®
E13417450
Bedrooms
2 (1 + 1)
Bathrooms
1
Size
500-599
Cross streets
Hwy 401/Kennedy Rd
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$379/mo
Exposure
South
Days on market
44
Listing brokerage
RESIDENTIAL DEVELOPMENT SERVICES INC.

Rooms

BedroomMain2.74 × 3.05 m

b/i closet · south view · laminate

Living RoomMain2.32 × 2.93 m

open concept · south view · w/o to balcony

BathroomMain0.00 × 0.00 m

tile floor · 3 pc bath · quartz counter

KitchenMain2.80 × 3.05 m

modern kitchen · quartz counter · b/i ctr-top stove

DenMain2.07 × 2.29 m

Laminate

Moe’s TakeTeam Asgarian · Broker
Above comparables
$423Kest. value

Listed at $439,000, this home is about 4% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

In Agincourt South-Malvern West lately, sellers have been getting about 97% of asking and homes sell in about 36 days.

Based on 9 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 9 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $448K
  • Adjusts to $448K

That comparable adjusts to $448K; the $423K estimate above is the median of all 9 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

The assigned public school is Stephen Leacock Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

List price
$409KGreat deal$439KOverpriced

Total price vs nearby homes. Fair value about $423K, median of 9 comparables.

Comparable listingsCurrently listed nearby in Agincourt South-Malvern West · asking prices
$428kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

2210-2033 Kennedy Road$479k602-2033 Kennedy Road$399k3806-2033 Kennedy Road$396k606-255 Village Green Square$439k1217-181 Village Green Square$429k

The 5 closest of 8 active listings nearby.

See all comparable homes
439kThis home479k399k396k439k429kThis home vs active comparables
Live market pulseActive comparables in Agincourt South-Malvern West · median list $450K
$799this home / sqft
23active listings nearby
44days on market
96sold nearby · 90 days
$475Kmedian sold price
97%of asking, on average

This home lists 11% above the area average of $720/sqft.

43 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Agincourt South-Malvern West, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bendale
$449K
Henry Farm
$627K
Banbury-Don Mills
$649K
Bayview Village
$549K
Willowdale East
$501K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Stephen Leacock Collegiate Institute
58%
Stephen Leacock Collegiate InstitutePublic · Secondary · 1.6 km awayBelow the GTA average · 58% meet the provincial standard
John Buchan Senior Public SchoolEQAO results not published
St. BartholomewEQAO results not published

Affordability & Mortgage

Affordability
$2,001/mo
$96KIncome needed
4.6×Price ÷ income
$462Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

75%mortgage
Mortgage $2,001Property tax $274Condo fee $379Total carry $2,655

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,874per month

Mortgage amount $351,200 · 4.14% over 25 years

$87,800Down payment (20.0%)
$351,200Loan before insurance
$0CMHC premium
$2,528Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,874
Property tax
$274
Condo / maintenance fees
$379
Heating
$0
Estimated monthly cost
$2,528

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$5,255
Toronto municipal land transfer tax
$5,255
Estimated closing costs
$10,510

Plus your down payment of $87,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,276/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$211,040Total interest paid
$562,240Total of all payments
Principal $351,200 Interest $211,040
YearPrincipalInterestBalance
1$8,227$14,262$342,973
2$8,572$13,918$334,401
3$8,930$13,560$325,471
4$9,304$13,186$316,167
5$9,693$12,797$306,475
6$10,098$12,391$296,376
7$10,521$11,969$285,856
8$10,961$11,529$274,895
9$11,419$11,070$263,476
10$11,897$10,593$251,579
11$12,394$10,095$239,185
12$12,913$9,577$226,272
13$13,453$9,037$212,819
14$14,016$8,474$198,803
15$14,602$7,888$184,202
16$15,213$7,277$168,989
17$15,849$6,641$153,140
18$16,512$5,978$136,628
19$17,203$5,287$119,425
20$17,922$4,567$101,503
21$18,672$3,818$82,831
22$19,453$3,037$63,378
23$20,267$2,223$43,112
24$21,114$1,375$21,997
25$21,997$492$0

At the end of your 5-year term

Total paid over the term
$112,448
Principal paid down
$44,725
Interest paid
$67,723
Balance remaining
$306,475

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,700/mo
$20,400Gross annual rent
2.3%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.6%
Gross yield
− Property tax $3,073− Condo fees $4,554− Insurance $600− Vacancy & upkeep $2,244Net operating income $9,929

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RESIDENTIAL DEVELOPMENT SERVICES INC.. MLS®/PropTx.

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