204-1316 Kingston Road, Toronto, ON

Birchcliffe-Cliffside, Toronto · MLS® E13419494

$599,900
For Sale
Listed 38 days ago
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1Bedrooms
1Bathrooms
1Garage
700-799Sq Ft

About this home

"Terrasse at The Hunt Club" Boutique building. This is not your average 1bdrm condo. This Suite boasts approx 750 sq ft of practical living space across from "The Hunt". Features include extended upper cabinets, center Island, extended Marble counters, and backsplash, pendant lighting, pot lights, premium vinyl floors, custom Hunter Douglas Blinds, built in appliances, stackable washer/ dryer, BBQ line on balcony, large bdrm closet with organizers, flex space for work at home and additonal closet space.

Key facts

Property type
Condo Apartment, Apartment
MLS®
E13419494
Bedrooms
1
Bathrooms
1
Size
700-799
Cross streets
Woodland Park/Kingston Rd
Parking
1 garage (other)
Basement
None
Heating
Heat Pump
A/C
Central Air
Exterior
Brick, Concrete
Maintenance
$527/mo
Exposure
North
Property tax
$3,814 / 2026
Days on market
38
Listing brokerage
ROYAL LEPAGE SIGNATURE REALTY

Rooms

Living RoomFlat4.50 × 3.40 m

vinyl floor · walk-out · pot lights

BedroomFlat3.40 × 2.90 m

vinyl floor · closet organizers · 4 pc ensuite

KitchenFlat4.00 × 3.25 m

b/i appliances · centre island · custom backsplash

Moe’s TakeTeam Asgarian · Broker
In line
$599Kest. value

Listed at $599,900, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

Based on 10 similar homes nearby, adjusted for size, beds, and baths.Median of 10 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $755K, higher than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $598K
  • Bedrooms −$30K
  • Bathrooms −$15K
  • Adjusts to $553K

That comparable adjusts to $553K; the $599K estimate above is the median of all 10 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

Its public catchment (Malvern Collegiate Institute) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Kingston Rd at Queensbury Ave is about a 1-minute walk away.

List price
$553KGreat deal$670KOverpriced

Total price vs nearby homes. Fair value about $599K, median of 10 comparables.

Comparable listingsCurrently listed nearby · asking prices
$559kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

210-25 Richmond Street$599k1111-77 Harbour Square$699k1609-133 Wynford Drive$500k1406-75 The Donway$500k1906-18 Yonge Street$498k

The 5 closest of 8 active listings nearby.

See all comparable homes
600kThis home599k699k500k500k498kThis home vs active comparables
Live market pulseActive comparables in Birchcliffe-Cliffside · median list $585K
$800this home / sqft
14active listings nearby
38days on market

This home lists 4% below the area average of $831/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Birchcliffe-Cliffside, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

68/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: Kingston Rd at Queensbury Ave, about 87 m away

20+ transit stops6 grocery20+ dining19 parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Banbury-Don Mills
$500K
Church-Yonge Corridor
$577K
Waterfront Communities C8
$998K
Annex
$1.39M
Waterfront Communities C1
$684K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Blantyre Public School
71%
Blantyre Public SchoolPublic · Elementary · 0.7 km awayAround the GTA average · 71% meet the provincial standard

Affordability & Mortgage

Affordability
$2,734/mo
$128KIncome needed
4.7×Price ÷ income
$631Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

76%mortgage
Mortgage $2,734Property tax $318Condo fee $527Total carry $3,579

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,561per month

Mortgage amount $479,920 · 4.14% over 25 years

$119,980Down payment (20.0%)
$479,920Loan before insurance
$0CMHC premium
$3,406Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,561
Property tax
$318
Condo / maintenance fees
$527
Heating
$0
Estimated monthly cost
$3,406

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$8,473
Toronto municipal land transfer tax
$8,473
Estimated closing costs
$16,946

Plus your down payment of $119,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,111/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$288,389Total interest paid
$768,309Total of all payments
Principal $479,920 Interest $288,389
YearPrincipalInterestBalance
1$11,243$19,490$468,677
2$11,713$19,019$456,964
3$12,203$18,529$444,761
4$12,714$18,019$432,047
5$13,245$17,487$418,802
6$13,799$16,933$405,003
7$14,377$16,356$390,626
8$14,978$15,754$375,648
9$15,604$15,128$360,044
10$16,257$14,475$343,787
11$16,937$13,795$326,850
12$17,646$13,087$309,204
13$18,384$12,349$290,820
14$19,153$11,580$271,668
15$19,954$10,779$251,714
16$20,788$9,944$230,926
17$21,658$9,074$209,268
18$22,564$8,169$186,704
19$23,508$7,225$163,196
20$24,491$6,241$138,705
21$25,515$5,217$113,190
22$26,583$4,150$86,607
23$27,695$3,038$58,913
24$28,853$1,879$30,060
25$30,060$673$0

At the end of your 5-year term

Total paid over the term
$153,662
Principal paid down
$61,118
Interest paid
$92,544
Balance remaining
$418,802

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,400/mo
$28,800Gross annual rent
2.5%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.8%
Gross yield
− Property tax $3,814− Condo fees $6,324− Insurance $600− Vacancy & upkeep $3,168Net operating income $14,895

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SIGNATURE REALTY. MLS®/PropTx.

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