84 Chad Crescent, Toronto, ON

Malvern, Toronto · MLS® E13427814

$969,000
For Sale
Listed 37 days ago
Request a showing
◎ Directions
4Bedrooms
3Bathrooms
1Garage · 4 parking
1100-1500Sq Ft

About this home

Beautiful and well-maintained family home in a highly desirable Scarborough neighborhood! Features an attractive interlock front entrance, combined living and dining room, spacious family room with a cozy wood-burning fireplace, and an updated kitchen with walk-out to a large deck. Enjoy a private backyard with no homes directly behind. The second floor offers 3 generous bedrooms and an updated washroom. Finished basement with a separate entrance, bedroom, washroom, and rough-ins/connections available for a future kitchen. Upgraded with pot lights, California shutters, renovated kitchen, and renovated bathrooms. Conveniently located within walking distance to Alexander Stirling Public School, nearby parks, TTC transit, shopping, and everyday amenities. An excellent opportunity for families seeking comfort, space, and a great location.

Key facts

Property type
Detached, 2-Storey
MLS®
E13427814
Bedrooms
4 (3 + 1)
Bathrooms
3 (1 half)
Size
1100-1500
Lot
28.04 × 112.12 ft
Cross streets
Morningside/Finch
Parking
1 garage · 4 parking (attached)
Basement
Separate Entrance, Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$3,280 / 2025
Days on market
37
Listing brokerage
ROYAL LEPAGE IGNITE REALTY

Rooms

Bedroom 2Second3.55 × 2.96 m

laminate · large closet · overlooks backyard

Family RoomMain4.10 × 3.40 m

laminate · fireplace · w/o to deck

RecreationBasement6.50 × 3.50 m

Laminate

BedroomBasement3.50 × 3.10 m

Laminate

KitchenMain3.36 × 3.28 m

eat-in kitchen · overlooks backyard · quartz counter

Dining RoomMain3.48 × 3.24 m

laminate · overlooks dining

Bedroom 3Second3.50 × 3.40 m

laminate · large closet · overlooks backyard

Living RoomMain3.68 × 3.24 m

laminate · overlooks frontyard

Primary BedroomSecond4.60 × 3.57 m

laminate · large closet · overlooks backyard

PantryBasement2.60 × 1.50 m

Laminate

Moe’s TakeTeam Asgarian · Broker
Above comparables
$855Kest. value

Listed at $969,000, this home is about 13% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

Based on 7 similar homes nearby, adjusted for size, beds, and baths.Median of 7 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $787K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $778K
  • Bedrooms +$30K
  • Bathrooms +$15K
  • Adjusts to $823K

That comparable adjusts to $823K; the $855K estimate above is the median of all 7 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Alexander Stirling Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Morningside Ave at Sewells Rd is about a 3-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$823KGreat deal$969KOverpriced

Total price vs nearby homes. Fair value about $855K, median of 7 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
  • Income potential
  • Value driver
Comparable listingsCurrently listed nearby in Malvern · asking prices
$746kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

55 Shepmore Terrace$699k26 Lighthall Crescent$840k18 Gemshaw Crescent$700k

The 3 closest active listings nearby.

See all comparable homes
969kThis home699k840k700kThis home vs active comparables
Live market pulseActive comparables in Malvern · median list $900K
$745this home / sqft
12active listings nearby
37days on market

This home lists 19% above the area average of $624/sqft.

36 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Malvern, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

74/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Morningside Ave at Sewells Rd, about 213 m away

20+ transit stops4 grocery20+ dining17 parks7 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Wexford-Maryvale
$865K
Cliffcrest
$1.51M
Lawrence Park South
$2.14M
Bedford Park-Nortown
$2.90M
High Park-Swansea
$4.99M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Alexander Stirling Public School
49%
Alexander Stirling Public SchoolPublic · Elementary · 0.4 km awayBelow the GTA average · 49% meet the provincial standard
West Hill Collegiate InstituteEQAO results not published

Affordability & Mortgage

Affordability
$4,416/mo
$180KIncome needed
5.4×Price ÷ income
$1,019Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $4,416Property tax $273Total carry $4,690

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,137per month

Mortgage amount $775,200 · 4.14% over 25 years

$193,800Down payment (20.0%)
$775,200Loan before insurance
$0CMHC premium
$4,410Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,137
Property tax
$273
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,410

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$15,855
Toronto municipal land transfer tax
$15,855
Estimated closing costs
$31,710

Plus your down payment of $193,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$5,024/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$465,826Total interest paid
$1,241,026Total of all payments
Principal $775,200 Interest $465,826
YearPrincipalInterestBalance
1$18,160$31,481$757,040
2$18,920$30,721$738,120
3$19,711$29,930$718,409
4$20,536$29,105$697,873
5$21,395$28,246$676,478
6$22,290$27,351$654,188
7$23,222$26,419$630,966
8$24,193$25,448$606,773
9$25,205$24,436$581,568
10$26,260$23,381$555,308
11$27,358$22,283$527,950
12$28,502$21,139$499,448
13$29,695$19,947$469,753
14$30,937$18,704$438,817
15$32,231$17,410$406,586
16$33,579$16,062$373,007
17$34,983$14,658$338,024
18$36,447$13,194$301,577
19$37,971$11,670$263,606
20$39,559$10,082$224,046
21$41,214$8,427$182,832
22$42,938$6,703$139,894
23$44,734$4,907$95,160
24$46,605$3,036$48,555
25$48,555$1,086$0

At the end of your 5-year term

Total paid over the term
$248,205
Principal paid down
$98,722
Interest paid
$149,483
Balance remaining
$676,478

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
2.1%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.8%
Gross yield
− Property tax $3,280− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $19,884

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE IGNITE REALTY. MLS®/PropTx.

CallRequest a showing