148 Scarboro Crescent, Toronto, ON

Cliffcrest, Toronto · MLS® E13431732

$1,800,000
For Sale
Listed 39 days ago
4Bedrooms
4Bathrooms
4Parking
1500-2000Sq Ft
6 schools20+ transit stops11 parks11 restaurantswithin 1.5 km

About this home

THIS is THE backyard your kids, friends and family will talk about for the rest of their lives. Nestled along the ravine edge in the sought-after Cliffcrest/Cliffside area, this beautifully renovated 2-storey home sits on an extraordinary 50 x 250-ft lot with direct access to Midland Ravine, a natural playground where kids explore, friendships are made, dogs roam, and families connect with nature year-round. 2635 SF of living space. Thoughtfully updated while preserving its timeless character, this is a true forever home designed for modern family living. A charming Craftsman-inspired exterior, covered front porch and classic architecture create instant curb appeal, while soaring 10-ft ceilings, hardwood floors, oversized windows and custom millwork fill the home with warmth and natural light. The stunning farmhouse kitchen features integrated appliances, oversized subway tile, statement lighting, a walk-in pantry and a large centre island overlooking the backyard and ravine beyond. Connected principal rooms, a main floor powder room and a functional mudroom make everyday life effortless. Family-friendly details include a built-in dog retreat and a magical kids' cubby hideaway sure to spark young imaginations. The spectacular backyard stretches 250 feet deep along the protected ravine, offering endless room for soccer games, fort building, entertaining and outdoor adventures. A private gate opens directly to Midland Ravine, creating an extension of your backyard unlike anything else in the city. Upstairs offers 3 spacious bedrooms and 2 full baths, including a sun-filled primary retreat. The finished lower level adds a large rec room, 4th bedroom with ensuite, laundry and flexible space for guests, teens, a home office or movie nights. Located within the coveted Chine Drive Public School and R.H. King Academy catchments, and just steps to parks, trails, the Bluffs and the lake, this is a rare opportunity to own one of Cliffcrest's most special ravine properties.

Key facts

Property type
Detached, 2-Storey
MLS®
E13431732
Bedrooms
4 (3 + 1)
Bathrooms
4 (1 half)
Size
1500-2000
Lot
50 × 250 ft
Cross streets
Kingston Rd & Midland Ave
Parking
4 parking
Driveway
Private
Basement
Finished, Full
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$6,353 / 2026
Days on market
39
Listing brokerage
ROYAL LEPAGE ESTATE REALTY

Rooms

LaundryLower3.51 × 2.29 m

backsplash · b/i shelves · laundry sink

KitchenMain4.19 × 3.45 m

centre island · breakfast bar · backsplash

Bedroom 4Lower3.51 × 3.07 m

broadloom · ensuite bath · closet

Bedroom 3Second4.01 × 3.56 m

closet · large window · hardwood floor

Bedroom 2Second3.71 × 3.15 m

hardwood floor · walk-in closet(s) · large window

Primary BedroomSecond4.70 × 3.53 m

3 pc ensuite · hardwood floor · walk-in closet(s)

Dining RoomMain3.58 × 3.38 m

open concept · walk-out · large window

RecreationLower7.42 × 4.95 m

above grade window · open concept · pot lights

Living RoomMain6.10 × 3.38 m

large window · open concept · b/i shelves

FoyerMain4.24 × 2.08 m

overlooks frontyard · double closet · 2 pc ensuite

Moe’s TakeTeam Asgarian · Broker
Above comparables
$1.48Mest. value

Listed at $1,800,000, this home is about 22% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

Based on 7 similar homes nearby, adjusted for size, beds, and baths.Median of 7 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.43M, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.10M
  • Bedrooms −$30K
  • Adjusts to $1.07M

That comparable adjusts to $1.07M; the $1.48M estimate above is the median of all 7 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

Its public catchment (Chine Drive Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Sandown Avenue is about a 4-minute walk away.

List price
$1.46MGreat deal$1.80MOverpriced

Total price vs nearby homes. Fair value about $1.48M, median of 7 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Ravine lot: privacy and premium value, but confirm the buildable area and any conservation limits.
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Worth verifying
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby in Cliffcrest · asking prices
$1.31Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

10 Highcliff Crescent$1.60M20 Gradwell Drive$1.50M67 Cathedral Bluffs Drive$1.10M30 Allister Avenue$1.06M

The 4 closest active listings nearby.

See all comparable homes
1.80MThis home1.60M1.50M1.10M1.06MThis home vs active comparables
Live market pulseActive comparables in Cliffcrest · median list $1.50M
$1,029this home / sqft
7active listings nearby
39days on market

This home lists 30% above the area average of $793/sqft.

37 days longer than the Toronto average (2 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Cliffcrest, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

60/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: Sandown Avenue, about 351 m away

20+ transit stops2 grocery11 dining11 parks2 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Birchcliffe-Cliffside
$1.43M
West Hill
$776K
High Park-Swansea
$3.00M
Lawrence Park South
$2.39M
Bayview Village
$1.81M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Chine Drive Public School
90%
Chine Drive Public SchoolPublic · Elementary · 0.4 km awayAmong the top in the GTA · 90% meet the provincial standard

Affordability & Mortgage

Affordability
$8,204/mo
$331KIncome needed
5.4×Price ÷ income
$1,893Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $8,204Property tax $529Total carry $8,733

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,684per month

Mortgage amount $1,440,000 · 4.14% over 25 years

$360,000Down payment (20.0%)
$1,440,000Loan before insurance
$0CMHC premium
$8,214Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,684
Property tax
$529
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$8,214

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$32,475
Toronto municipal land transfer tax
$32,475
Estimated closing costs
$64,950

Plus your down payment of $360,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$9,333/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$865,312Total interest paid
$2,305,312Total of all payments
Principal $1,440,000 Interest $865,312
YearPrincipalInterestBalance
1$33,734$58,478$1,406,266
2$35,145$57,067$1,371,120
3$36,615$55,597$1,334,505
4$38,147$54,066$1,296,358
5$39,743$52,470$1,256,616
6$41,405$50,808$1,215,211
7$43,137$49,076$1,172,074
8$44,941$47,271$1,127,133
9$46,821$45,391$1,080,312
10$48,779$43,433$1,031,532
11$50,820$41,393$980,712
12$52,946$39,267$927,767
13$55,160$37,052$872,607
14$57,467$34,745$815,139
15$59,871$32,341$755,268
16$62,376$29,837$692,893
17$64,985$27,228$627,908
18$67,703$24,510$560,205
19$70,535$21,678$489,670
20$73,485$18,727$416,185
21$76,559$15,654$339,627
22$79,761$12,451$259,865
23$83,097$9,115$176,768
24$86,573$5,639$90,195
25$90,195$2,018$0

At the end of your 5-year term

Total paid over the term
$461,062
Principal paid down
$183,384
Interest paid
$277,678
Balance remaining
$1,256,616

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
1.4%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.1%
Gross yield
− Property tax $6,353− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $25,889

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE ESTATE REALTY. MLS®/PropTx.

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