12-1995 Pine Grove Avenue, Pickering, ON

Highbush, Pickering · MLS® E13435572

$778,000
For Sale
Listed 36 days ago
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3Bedrooms
3Bathrooms
1Garage · 3 parking
1400-1599Sq Ft

About this home

Welcome To A Home Where You Don't Have To Choose Between New & Character. Nestled In A Mature, Family-Friendly Pickering Community, This Rare End-Unit Townhome Was Fully Rebuilt In 2025, Offering The Comfort & Peace Of Mind Of A Newer Home While Enjoying The Space, Charm & Convenience Of A Neighbourhood Designed For Everyday Living.Step Inside To A Bright Multi-Level Layout Filled With Natural Light From Its East/West Exposure. The Spacious Family Room Features Soaring 10 Ft Ceilings And Extends Onto Your Private Deck - Creating An Open & Airy Space To Relax, Gather Or Enjoy Your Morning Coffee. The Modern Kitchen Offers Stainless Steel Appliances, Stylish Cabinetry, Beautiful Finishes & An Open Connection To The Dining Area - Perfect For Family Dinners Or Entertaining Friends.The Lower-Level Walk-Out Leads To A Private Fenced Backyard With Patio Space, Creating Even More Room For Kids, Pets, Gardening, Summer BBQs Or Your Own Outdoor Retreat. A Portion Of The Lower Level Also Features Rare 10 Ft Ceilings, Providing A Spacious Feel Perfect For A Playroom, Home Office, Gym Or Movie Nights.What Truly Sets This Home Apart Is The Rare End-Unit Design Offering Additional Privacy, Natural Light & Direct Side Access To The Backyard - A Feature Not Commonly Found In The Complex. Enjoy Open Front Views Overlooking The Park Instead Of Another Row Of Homes, Creating Added Privacy And A Peaceful Setting Right Outside Your Door. Plus, Enjoy Beautiful Evening Sunsets From The Primary Bedroom.Conveniently Located Minutes To Parks, Trails, Schools, Shopping, Restaurants, Transit, Pickering GO & Major Highways. 2025 Rebuild Includes New Framing, Brick Exterior, Windows, Electrical, Plumbing, Furnace, A/C, Kitchen, Bathrooms, Flooring, Lighting & More. Move In & Enjoy The Feeling Of A Newer Home In A Community That Already Feels Like Home.

Key facts

Property type
Condo Townhouse, 3-Storey
MLS®
E13435572
Bedrooms
3
Bathrooms
3 (1 half)
Size
1400-1599
Cross streets
Altona and Finch
Parking
1 garage · 3 parking (attached)
Basement
Finished with Walk-Out, Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$255/mo
Exposure
East
Property tax
$4,814 / 2026
Days on market
36
Listing brokerage
ELITE CAPITAL REALTY INC.

Rooms

BedroomThird3.66 × 4.57 m

5 pc ensuite · double closet · large window

Bedroom 2Third2.45 × 3.66 m

large closet · large window

KitchenSecond3.66 × 1.54 m

overlooks dining · eat-in kitchen · porcelain floor

RecreationBasement5.79 × 3.96 m

walk-out · w/o to yard · closet

Dining RoomSecond3.35 × 4.88 m

open concept · combined w/family · breakfast bar

Bedroom 3Third3.35 × 1.54 m

large closet · large window

Living RoomSecond2.74 × 4.88 m

w/o to deck · large window · laminate

Moe’s TakeTeam Asgarian · Broker
Above comparables
$618Kest. value

Listed at $778,000, this home is about 26% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

There were not many closely comparable homes right in Highbush, so I widened the search to the surrounding area.

Based on 12 similar homes nearby, adjusted for size, beds, and baths.Median of 12 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $671K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $670K
  • Size difference −$82K
  • Bathrooms +$15K
  • Adjusts to $603K

That comparable adjusts to $603K; the $618K estimate above is the median of all 12 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Pine Grove Eastbound @ Altona is about a 1-minute walk away.

List price
$518KGreat deal$778KOverpriced

Total price vs nearby homes. Fair value about $618K, median of 12 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Value driver
  • Worth verifying
Comparable listingsCurrently listed nearby · asking prices
$696kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

29-1100 Begley Street$700k401-1034 Reflection Place$700k1402-1865 Pickering Parkway$699k607-1865 Pickering Parkway$699k211-1655 Palmers Sawmill Road$683k

The 5 closest of 8 active listings nearby.

See all comparable homes
778kThis home700k700k699k699k683kThis home vs active comparables
Live market pulseActive comparables in Pickering · median list $639K
$519this home / sqft
69active listings nearby
36days on market

This home lists 11% above the area average of $469/sqft.

8 days faster than the Pickering average (44 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Highbush, Pickering, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

43/ 100

Somewhat WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Some errands on foot, but most trips need a car.

🚉 Nearest transit: Pine Grove Eastbound @ Altona, about 18 m away

20+ transit stops3 dining16 parks2 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Rougemount
$719K
Woodlands
$569K
West Shore
$593K
Bay Ridges
$672K
Liverpool
$596K

Typical asking price of active listings of the same type, per area (outliers removed). Pickering.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,546/mo
$157KIncome needed
5.0×Price ÷ income
$818Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

84%mortgage
Mortgage $3,546Property tax $401Condo fee $255Total carry $4,202

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,321per month

Mortgage amount $622,400 · 4.14% over 25 years

$155,600Down payment (20.0%)
$622,400Loan before insurance
$0CMHC premium
$3,978Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,321
Property tax
$401
Condo / maintenance fees
$255
Heating
$0
Estimated monthly cost
$3,978

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$12,035
Estimated closing costs
$12,035

Plus your down payment of $155,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,034/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$374,007Total interest paid
$996,407Total of all payments
Principal $622,400 Interest $374,007
YearPrincipalInterestBalance
1$14,581$25,276$607,819
2$15,191$24,666$592,629
3$15,826$24,030$576,803
4$16,488$23,368$560,315
5$17,178$22,679$543,137
6$17,896$21,960$525,241
7$18,645$21,212$506,596
8$19,425$20,432$487,172
9$20,237$19,619$466,935
10$21,084$18,773$445,851
11$21,965$17,891$423,886
12$22,884$16,972$401,001
13$23,841$16,015$377,160
14$24,839$15,018$352,321
15$25,878$13,979$326,444
16$26,960$12,896$299,484
17$28,088$11,768$271,396
18$29,263$10,594$242,133
19$30,487$9,370$211,646
20$31,762$8,094$179,885
21$33,090$6,766$146,794
22$34,475$5,382$112,320
23$35,917$3,940$76,403
24$37,419$2,437$38,984
25$38,984$872$0

At the end of your 5-year term

Total paid over the term
$199,281
Principal paid down
$79,263
Interest paid
$120,019
Balance remaining
$543,137

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,750/mo
$57,000Gross annual rent
5.4%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

7.3%
Gross yield
− Property tax $4,814− Condo fees $3,057− Insurance $600− Vacancy & upkeep $6,270Net operating income $42,258

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ELITE CAPITAL REALTY INC.. MLS®/PropTx.

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