307-52 Harvey Johnston Way, Whitby, ON

Brooklin, Whitby · MLS® E13438972

$399,900
For Sale
Listed 35 days ago
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1Bedrooms
1Bathrooms
1Garage
600-699Sq Ft

About this home

Rarely offered Kaitlin-built condo apartment in highly sought-after Brooklin! This bright and inviting 1-bedroom, 1-bath suite is the perfect place to start, ideal for professional couples or downsizers. Featuring a sun-filled open-concept layout with spacious living and dining areas, plus a sliding glass walkout to a private balcony with easterly views.The kitchen offers ample cupboard space, backsplash, pantry, ceramic flooring, breakfast bar, and stainless steel appliances. The generous bedroom includes a large window and walk-in closet. Enjoy the convenience of ensuite laundry and an owned locker in Building 54 for extra storage.Minimal condo fees include common area maintenance, plus access to the gym and party room facilities in Building 54. Located steps from downtown Brooklin shops, big box stores, the recreation centre, library, and with easy access to Highways 407 and 418 for commuters. Units like this don't come up often!

Key facts

Property type
Condo Apartment, Apartment
MLS®
E13438972
Bedrooms
1
Bathrooms
1
Size
600-699
Cross streets
Winchester/Baldwin
Parking
1 garage (none)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$274/mo
Exposure
East
Property tax
$3,117 / 2025
Days on market
35
Listing brokerage
TANYA TIERNEY TEAM REALTY INC.

Rooms

KitchenFlat2.90 × 2.66 m

backsplash · stainless steel appl · breakfast bar

Living RoomFlat4.73 × 3.30 m

w/o to balcony · east view · broadloom

Dining RoomFlat4.73 × 3.30 m

combined w/living · open concept · broadloom

Moe’s TakeTeam Asgarian · Broker
Below comparables
$435Kest. value

Listed at $399,900, this home is about 8% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

There were not many closely comparable homes right in Brooklin, so I widened the search to the surrounding area.

Based on 13 similar homes nearby, adjusted for size, beds, and baths.Median of 13 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $431K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $438K
  • Adjusts to $438K

That comparable adjusts to $438K; the $435K estimate above is the median of all 13 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a very walkable address with everyday errands close by. Baldwin Southbound @ Winchester is about a 4-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$400KGreat deal$472KOverpriced

Total price vs nearby homes. Fair value about $435K, median of 13 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Open-concept layout: modern, sought-after flow.
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$459kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

410-1600 Charles Street$400k221-201 Brock Street$438k810-1606 Charles Street$470k601-1606 Charles Street$490k305-340 Watson Street$500k

The 5 closest of 8 active listings nearby.

See all comparable homes
400kThis home400k438k470k490k500kThis home vs active comparables
Live market pulseActive comparables in Whitby · median list $505K
$616this home / sqft
28active listings nearby
35days on market

This home lists 10% below the area average of $682/sqft.

7 days faster than the Whitby average (42 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Brooklin, Whitby, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

82/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Baldwin Southbound @ Winchester, about 301 m away

20+ transit stops3 grocery20+ dining10 parks4 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Pringle Creek
$441K
Downtown Whitby
$511K
Port Whitby
$574K

Typical asking price of active listings of the same type, per area (outliers removed). Whitby.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$1,823/mo
$87KIncome needed
4.6×Price ÷ income
$421Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

77%mortgage
Mortgage $1,823Property tax $260Condo fee $274Total carry $2,356

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,707per month

Mortgage amount $319,920 · 4.14% over 25 years

$79,980Down payment (20.0%)
$319,920Loan before insurance
$0CMHC premium
$2,241Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,707
Property tax
$260
Condo / maintenance fees
$274
Heating
$0
Estimated monthly cost
$2,241

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$4,474
Estimated closing costs
$4,474

Plus your down payment of $79,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,074/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$192,244Total interest paid
$512,164Total of all payments
Principal $319,920 Interest $192,244
YearPrincipalInterestBalance
1$7,495$12,992$312,425
2$7,808$12,678$304,617
3$8,135$12,352$296,483
4$8,475$12,012$288,008
5$8,829$11,657$279,178
6$9,199$11,288$269,979
7$9,584$10,903$260,396
8$9,984$10,502$250,411
9$10,402$10,084$240,009
10$10,837$9,649$229,172
11$11,290$9,196$217,882
12$11,763$8,724$206,119
13$12,255$8,232$193,864
14$12,767$7,719$181,097
15$13,301$7,185$167,795
16$13,858$6,629$153,938
17$14,437$6,049$139,500
18$15,041$5,445$124,459
19$15,670$4,816$108,788
20$16,326$4,161$92,463
21$17,009$3,478$75,454
22$17,720$2,766$57,733
23$18,461$2,025$39,272
24$19,234$1,253$20,038
25$20,038$448$0

At the end of your 5-year term

Total paid over the term
$102,433
Principal paid down
$40,742
Interest paid
$61,691
Balance remaining
$279,178

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,050/mo
$24,600Gross annual rent
3.7%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.2%
Gross yield
− Property tax $3,117− Condo fees $3,284− Insurance $600− Vacancy & upkeep $2,706Net operating income $14,893

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of TANYA TIERNEY TEAM REALTY INC.. MLS®/PropTx.

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