35 Park Street, Toronto, ON

Birchcliffe-Cliffside, Toronto · MLS® E13442024

$1,399,990
For Sale
Listed 35 days ago
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5Bedrooms
3Bathrooms
1Garage · 3 parking
1500-2000Sq Ft

About this home

STUNNING 2-STOREY HOME IN DESIRABLE CLIFFSIDE LOCATION! CAN BE A GREAT INVESTMENT OPPORTUNITY! This beautifully maintained 3-bedroom home sits on a private 35 x 135 ft corner lot, surrounded by mature trees. Main floor features an open-concept living/dining rooms, bright eat-in kitchen with oak cabinets, ample storage and walk out to deck, private main floor office/den and a large powder room with a laundry combo unit setup. The second level has 3 good sized bedrooms with wood floorings and large windows allowing for ample natural light. Step outside to a raised wood deck, stone patio, and fenced backyard with storage shed. Generate additional income from the charming 2-bedroom basement apartment with separate entrance and own laundry. This cozy and well-maintained unit features 2 bedrooms, 1 kitchen and 1 bathroom and is perfect for a small family or working professionals. Enjoy the convenience of the detached garage that can accommodate 1 large car parking as well as 2 driveway parking. Great value overall in an unbeatable location!!

Key facts

Property type
Detached, 2-Storey
MLS®
E13442024
Bedrooms
5 (3 + 2)
Bathrooms
3 (1 half)
Size
1500-2000
Lot
35 × 135 ft
Cross streets
Kingston Rd and Claremore Ave
Parking
1 garage · 3 parking (detached)
Driveway
Private
Basement
Separate Entrance, Apartment
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Vinyl Siding
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$4,865 / 2026
Days on market
35
Listing brokerage
RIGHT AT HOME REALTY

Rooms

Bedroom 3Second3.40 × 2.50 m

closet · hardwood floor · window

DenMain3.20 × 1.90 m

window · pot lights

BedroomBasement3.04 × 3.04 m

broadloom · window

Bedroom 2Second4.50 × 2.75 m

closet · hardwood floor · window

KitchenMain6.50 × 3.30 m

combined w/dining · stainless steel appl · w/o to deck

Dining RoomMain6.50 × 3.30 m

combined w/kitchen · w/o to deck

Bedroom 2Basement2.74 × 3.04 m

Broadloom

Living RoomMain6.50 × 3.30 m

open concept · window

Primary BedroomSecond5.00 × 3.70 m

4 pc ensuite · large closet · hardwood floor

Moe’s TakeTeam Asgarian · Broker
In line
$1.41Mest. value

Listed at $1,399,990, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

Based on 7 similar homes nearby, adjusted for size, beds, and baths.Median of 7 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.08M, lower than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.25M
  • Bathrooms −$15K
  • Adjusts to $1.23M

That comparable adjusts to $1.23M; the $1.41M estimate above is the median of all 7 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is R H King Academy. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.

List price
$1.24MGreat deal$1.66MOverpriced

Total price vs nearby homes. Fair value about $1.41M, median of 7 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
  • Open-concept layout: modern, sought-after flow.
  • Corner lot: more light and frontage, sometimes at the cost of privacy.
  • Income potential
  • Lifestyle
  • Weigh carefully
Comparable listingsCurrently listed nearby in Birchcliffe-Cliffside · asking prices
$1.42Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

33 Red Deer Avenue$1.50M71 South Bonnington Avenue$1.24M133 Park Street$1.25M59 Kalmar Avenue$1.68M

The 4 closest active listings nearby.

See all comparable homes
1.40MThis home1.50M1.24M1.25M1.68MThis home vs active comparables
Live market pulseActive comparables in Birchcliffe-Cliffside · median list $1.40M
$800this home / sqft
10active listings nearby
35days on market

This home lists 1% above the area average of $792/sqft.

33 days longer than the Toronto average (2 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Birchcliffe-Cliffside, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

0/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Cliffcrest
$1.51M
Wexford-Maryvale
$865K
High Park-Swansea
$3.00M
Malvern
$798K
Lawrence Park South
$2.27M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near John A Leslie Public School
60%
John A Leslie Public SchoolPublic · Elementary · 0.7 km awayBelow the GTA average · 60% meet the provincial standard

Affordability & Mortgage

Affordability
$6,381/mo
$258KIncome needed
5.4×Price ÷ income
$1,472Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $6,381Property tax $405Total carry $6,786

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,977per month

Mortgage amount $1,119,992 · 4.14% over 25 years

$279,998Down payment (20.0%)
$1,119,992Loan before insurance
$0CMHC premium
$6,382Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,977
Property tax
$405
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,382

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$24,475
Toronto municipal land transfer tax
$24,475
Estimated closing costs
$48,950

Plus your down payment of $279,998. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$7,259/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$673,016Total interest paid
$1,793,008Total of all payments
Principal $1,119,992 Interest $673,016
YearPrincipalInterestBalance
1$26,238$45,483$1,093,754
2$27,335$44,385$1,066,419
3$28,478$43,242$1,037,941
4$29,670$42,051$1,008,271
5$30,911$40,810$977,361
6$32,204$39,517$945,157
7$33,551$38,170$911,607
8$34,954$36,766$876,653
9$36,416$35,304$840,236
10$37,939$33,781$802,297
11$39,526$32,194$762,771
12$41,180$30,541$721,591
13$42,902$28,818$678,689
14$44,697$27,024$633,993
15$46,566$25,154$587,427
16$48,514$23,206$538,913
17$50,543$21,177$488,369
18$52,657$19,063$435,712
19$54,860$16,860$380,852
20$57,155$14,566$323,697
21$59,545$12,175$264,152
22$62,036$9,684$202,116
23$64,631$7,089$137,485
24$67,334$4,386$70,151
25$70,151$1,569$0

At the end of your 5-year term

Total paid over the term
$358,602
Principal paid down
$142,631
Interest paid
$215,970
Balance remaining
$977,361

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.0%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.7%
Gross yield
− Property tax $4,865− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $27,377

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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