16-35 Birchcliff Avenue, Toronto, ON

Birchcliffe-Cliffside, Toronto · MLS® E13444006

$575,000
For Sale
Listed 32 days ago
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2Bedrooms
1Bathrooms
1Garage
700-799Sq Ft

About this home

First Time Buyer Alert: Life Is Going To Be Good At Birchcliff Urban Towns! If You Are Looking For A Slower Pace, Less Congestion, An Amazing Location To Live And Play And Yet; Still Be Very Central, Then You Have Come To The Right Place!! Beautiful, New One Bedroom Plus Den With Parking And Locker Is Awaiting YOU. 737 Square Feet Of Contemporary Design, Bright Open Space With Plenty Of Storage And A Fab Terrace To Enjoy The Warm Evenings. Kingston Road Village, The Beach & Iconic Bluffs Are Just Around The Corner. Quick And Easy Access To Just About Anything And Everything. TTC, Subway, Danforth GO Station All Within Minutes. Facing The Immaculate Courtyard, Unit 16 Has It All. No More Waiting For Elevators And Parking In P4. This Is The Perfect Alternative To A Condominium Apartment. Welcome Home.

Key facts

Property type
Condo Townhouse, Other
MLS®
E13444006
Bedrooms
2 (1 + 1)
Bathrooms
1
Size
700-799
Cross streets
Kingston Rd & Birchcliff Ave
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick Front
Maintenance
$347/mo
Exposure
East
Days on market
32
Listing brokerage
REAL ESTATE HOMEWARD

Rooms

KitchenMain3.79 × 3.43 m

laminate · breakfast bar · stainless steel appl

Living RoomMain4.11 × 2.55 m

laminate · open concept · combined w/kitchen

DenGround3.13 × 3.22 m

laminate · closet

BathroomGround2.34 × 2.03 m

tile floor · 4 pc bath

BedroomGround3.17 × 3.38 m

laminate · double closet · semi ensuite

Moe’s TakeTeam Asgarian · Broker
Above the wider set
$464Kest. value

Listed at $575,000, this home is tracking about 24% above a wider set of listings, though close matches were thin, so treat this as a rough read until I run a precise CMA. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 9 similar homes nearby, adjusted for size, beds, and baths.Median of 9 comparable active listings, adjusted for size, beds, and baths.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $549K
  • Size difference +$70K
  • Adjusts to $619K

That comparable adjusts to $619K; the $464K estimate above is the median of all 9 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Birch Cliff Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Kingston Rd at Birchcliff Ave is about a 1-minute walk away.

List price
$429KGreat deal$575KOverpriced

Total price vs nearby homes. Fair value about $464K, median of 9 comparables.

Comparable listingsCurrently listed nearby · asking prices
$550kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1-6 Bicknell Avenue$564k206-415 Jarvis Street$550k93-200 Mclevin Avenue$489k1117-20 Laidlaw Street$648k2072-3041 Finch Avenue$500k

The 5 closest of 8 active listings nearby.

See all comparable homes
575kThis home564k550k489k648k500kThis home vs active comparables
Live market pulseActive comparables in Birchcliffe-Cliffside · median list $849K
$767this home / sqft
10active listings nearby
32days on market

This home lists 10% above the area average of $699/sqft.

29 days longer than the Toronto average (3 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Birchcliffe-Cliffside, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

57/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: Kingston Rd at Birchcliff Ave, about 32 m away

20+ transit stops20+ dining20+ parks3 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Victoria Village
$782K
Morningside
$591K
Don Valley Village
$720K
Willowdale East
$799K
L'Amoreaux
$600K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Birch Cliff Public School
68%
Birch Cliff Public SchoolPublic · Elementary · 0.1 km awayBelow the GTA average · 68% meet the provincial standard

Affordability & Mortgage

Affordability
$2,621/mo
$122KIncome needed
4.7×Price ÷ income
$605Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

79%mortgage
Mortgage $2,621Property tax $359Condo fee $347Total carry $3,327

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,455per month

Mortgage amount $460,000 · 4.14% over 25 years

$115,000Down payment (20.0%)
$460,000Loan before insurance
$0CMHC premium
$3,161Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,455
Property tax
$359
Condo / maintenance fees
$347
Heating
$0
Estimated monthly cost
$3,161

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$7,975
Toronto municipal land transfer tax
$7,975
Estimated closing costs
$15,950

Plus your down payment of $115,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,981/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$276,419Total interest paid
$736,419Total of all payments
Principal $460,000 Interest $276,419
YearPrincipalInterestBalance
1$10,776$18,681$449,224
2$11,227$18,230$437,997
3$11,697$17,760$426,300
4$12,186$17,271$414,114
5$12,696$16,761$401,419
6$13,227$16,230$388,192
7$13,780$15,677$374,413
8$14,356$15,101$360,056
9$14,957$14,500$345,100
10$15,582$13,874$329,517
11$16,234$13,223$313,283
12$16,913$12,544$296,370
13$17,621$11,836$278,749
14$18,358$11,099$260,392
15$19,126$10,331$241,266
16$19,926$9,531$221,341
17$20,759$8,698$200,582
18$21,627$7,829$178,954
19$22,532$6,925$156,423
20$23,474$5,982$132,948
21$24,456$5,000$108,492
22$25,479$3,977$83,013
23$26,545$2,912$56,468
24$27,655$1,801$28,812
25$28,812$645$0

At the end of your 5-year term

Total paid over the term
$147,284
Principal paid down
$58,581
Interest paid
$88,703
Balance remaining
$401,419

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,400/mo
$28,800Gross annual rent
2.9%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.0%
Gross yield
− Property tax $4,025− Condo fees $4,164− Insurance $600− Vacancy & upkeep $3,168Net operating income $16,843

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REAL ESTATE HOMEWARD. MLS®/PropTx.

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